Ethel, raised amid family pressure to maintain social standing despite limited means, attends college, deepens a friendship with Harvey, and returns for a second summer at a girls' camp where she continues as a Camp Fire member. The narrative follows camp activities, the arrival of allied Scouts, instances of service and bravery, domestic and family developments including engagements and a marriage, and several surprises that reshape household fortunes. Interwoven are episodes showing personal growth, shifting priorities, community cooperation, and reconciliation as relatives and neighbors adjust to new circumstances.