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How to Get on in the World: A Ladder to Practical Success

Chapter 19: CHAPTER XIX
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About This Book

The book offers practical guidance for achieving personal and professional success, arguing that true advancement depends on character, steady habits, courage, and persistent effort rather than luck. It distinguishes education from mere learning, highlights home influences and beneficial associations, and emphasizes careful selection of vocation, the value of experience, and the cultivation of observation and judgment. Separate chapters consider marriage, farming, public life, and business practice while underscoring honesty, health, thrift, patience, and single-minded purpose. Throughout it promotes self-reliance balanced by unselfishness, holding that industrious labor and continual self-improvement yield lasting practical success.

In like manner, professor Faraday, Sir Humphry Davy's scientific successor, made his first experiments in electricity by means of an old bottle, while he was still a working bookbinder. And it is a curious fact, that Faraday was first attracted to the study of chemistry by hearing one of Sir Humphry Davy's lectures on the subject at the Royal Institution. A gentleman, who was a member, calling one day at the shop where Faraday was employed in binding books, found him pouring over the article "Electricity," in an encyclopedia placed in his hands to bind. The gentleman, having made inquiries, found that the young bookbinder was curious about such subjects, and gave him an order of admission to the Royal Institution, where he attended a course of four lectures delivered by Sir Humphry. He took notes of them, which he showed to the lecturer, who acknowledged their scientific accuracy, and was surprised when informed of the humble position of the reporter. Faraday then expressed his desire to devote himself to the prosecution of chemical studies, from which Sir Humphry at first endeavored to dissuade him: but the young man persisting, he was at length taken into the Royal Institution as an assistant; and eventually the mantle of the brilliant apothecary's boy fell upon the worthy shoulders of the equally brilliant bookbinder's apprentice.

The words which Davy entered in his notebook, when about twenty years of age, working in Dr. Beddoes' laboratory at Bristol, were eminently characteristic of him: "I have neither riches, nor power, nor birth to recommend me; yet if I live I trust I shall not be of less service to mankind and my friends, than if I had been born with all these advantages." Davy possessed the capability, as Faraday did, of devoting the whole power of his mind to the practical and experimental investigation of a subject in all its bearings; and such a mind will rarely fail, by dint of mere industry and patient thinking, in producing results of the highest order. Coleridge said of Davy: "There is an energy and elasticity in his mind, which enables him to seize on and analyze all questions, pushing them to their legitimate consequences. Every subject in Davy's mind has the principle of vitality. Living thoughts spring up like turf under his feet." Davy, on his part said of Coleridge, whose abilities he greatly admired: "With the most exalted genius, enlarged views, sensitive heart, and enlightened mind, he will be the victim of a want of order, precision, and regularity."

It is not accident, then, that helps a man in the world so much as purpose and persistent industry. To the feeble, the sluggish and purposeless, the happiest accidents will avail nothing—they pass them by, seeing no meaning in them. But it is astonishing how much can be accomplished if we are prompt to seize and improve the opportunities for action and effort which are constantly presenting themselves. Watt taught himself chemistry and mechanics while working at his trade of a mathematical instrument maker, at the same time that he was learning German from a Swiss dyer. Stephenson taught himself arithmetic and mensuration while working as an engine-man, during the night shifts; and when he could snatch a few moments in the intervals allowed for meals during the day, he worked his sums with a bit of chalk upon the sides of the colliery wagons. Dalton's industry was the habit of his life. He began from his boyhood, for he taught a little village school when he was only about twelve years old—keeping the school in winter, and working upon his father's farm in summer. He would sometimes urge himself and companions to study by the stimulus of a bet, though bred a Quaker; and on one occasion by his satisfactory solution of a problem, he won as much as enabled him to buy a winter's store of candles. He continued his meteorological observations until a day or two before he died—having made and recorded upward of 200,000 in the course of his life.

With perseverance, the very odds, and ends of time may be worked up into results of the greatest value. An hour in every day withdrawn from frivolous pursuits would, if profitably employed, enable a person of ordinary capacity to go far toward mastering a science. It would make an ignorant man a well-informed one in less than ten years. Time should not be allowed to pass without yielding fruits, in the form of something learnt worthy of being known, some good principle cultivated, or some good habit strengthened. Dr. Mason Good translated Lucretuis while riding in his carriage in the streets of London, going the round of his patients. Dr. Darwin composed nearly all his works in the same way while driving about in his "sulky" from house to house in the country ==writing down his thoughts on little scraps of paper, which he carried about with him for the purpose. Hale wrote his "Contemplations" while traveling on circuit. Dr. Burney learnt French and Italian while traveling on horseback from one musical pupil to another in the course of his profession. Kirke White learnt Greek while walking to and fro from a lawyer's office; and we personally know a man of eminent position who learnt Latin and French while going messages as an errand-boy.

Hugh Miller was a busy man of observant faculties, who studied literature as well as science, with zeal and success. The book in which he has told the story of his life("My Schools and Schoolmasters"), is extremely interesting, and calculated to be eminently useful. It is the history of the formation of a truly noble character in the humblest condition of life, and inculcates most powerfully the lessons of self-help, self-respect, and self- dependence. While Hugh was but a child, his father, who was a sailor, was drowned at sea, and he was brought up by his widowed mother. He had a school training after a sort, but his best teachers were the boys with whom he played, the men amongst whom he lived. He read much and miscellaneously, and picked up odd sorts of knowledge from many quarters—from workmen, carpenters, fishermen and sailors, and above all, from the old boulders strewed along the shores of the Cromarty Firth. With a big hammer which had belonged to his great-grandfather, an old buccaneer, the boy went about chipping the stones, and accumulating specimens of mica, porphyry, garnet, and such like. Sometimes he had a day in the woods, and there, too, the boy's attention was excited by the peculiar geological curiosities which came in his way. While searching among the rocks on the beach, he was sometimes asked, in irony, by the farm-servants who came to load their carts with sea-weed, whether he "was gettin' siller in the stanes," but was so unlucky as never to be able to answer in the affirmative. When of a suitable age he was apprenticed to the trade of his choice—that of a working stone-mason; and he began his laboring career in a quarry looking out upon the Cromarty Firth. This quarry proved one of his best schools. The remarkable geological formations which it displayed awakened his curiosity. The bar of deep-red stone beneath, and the bar of pale-red clay above, were noted by the young quarryman, who even in such unpromising subjects, found matter of observation and reflection. Where other men saw nothing, he detected analogies, differences, and peculiarities which set him a-thinking. He simply kept his eyes and his mind open; was sober, diligent and persevering; and this was the secret of his intellectual growth.

His curiosity was excited and kept alive by the curious organic remains, principally of old and extinct species of fishes, ferns, and ammonites, which were revealed along the coast by the washings of the waves, or were exposed by the stroke of his mason's hammer. He never lost sight of the subject, but went on accumulating observations and comparing formations, until at length, many years afterward, when no longer a working mason, he gave to the world his highly interesting work on the "Old Red Sandstone," which at once established his reputation as a scientific geologist. But this work was the fruit of long years of patient observation and research. As he modestly states in his autobiography, "The only merit to which I lay claim in the case is that of patient research—a merit in which whoever wills may rival or surpass me; and this humble faculty of patience, when rightly developed, may lead to more extraordinary development of ideas than even genius itself."

"Chance," said an old Vermont farmer, "is like going into a field with a pail, and waiting for a cow to come to you and back up to be milked."

"Shun delays, they breed remorse;
  Take thy time while time is lent thee;
Creeping snails have weakest force,
  Fly their fault, lest thou repent thee;
    Good is best when sooner wrought,
    Ling'ring labors come to nought.

"Hoist up sail while gale doth last,
  Tide and wind stay no man's pleasure!
Seek not time when time is past,
  Sober speed is wisdom's leisure;
    After-wits are dearly bought,
    Let thy fore-wit guide thy thought.

"Time wears all his locks before,
  Take thou hold upon his forehead;
When he flees he turns no more,
  And behind his scalp is naked.
    Works adjourn'd have many stays,
    Long demurs breed new delays."

CHAPTER XVIII

CULTIVATE OBSERVATION AND JUDGMENT.

"Look before you leap," old Commodore Vanderbilt used to say. "I like active men, but I have no use for the fellow who is so much in earnest that he goes off half-cocked." We all know the danger of a gun that goes off half-cocked, but it is not so apt to bring disaster as is the man who goes off without due preparation.

It is fortunate for us that we cannot see into the future, but the Father who has kept from us the gift of prophecy has blessed us with a foresight and judgment that enable us to see pretty accurately what must be the inevitable consequence of certain acts.

The power to observe carefully and judge accurately is a rare gift, but it is one that can be cultivated. The ancients had a motto "Know thyself," and the great poet Pope tells us that "the proper study of mankind is man." A knowledge of human nature is invaluable in every life-calling that brings us into contact with our fellows, and this can be gained only by careful observation.

Stephen Girard attributed much of his success to his "ability to read men at a glance." And so carefully did the great merchant prince, Alexander T, Stewart, study this, that it is said he rarely made a mistake in the character of a man he took into his employ.

Cultivate observation. Oliver Wendell Holmes maintained that all the difference in men, no matter their callings, lay in the difference of their ability to observe and draw proper conclusions from their observations. Professor Huxley says that "observation is the basis of all our scientific knowledge." And Andrew Carnegie attributes his great success to his cultivation of this faculty.

Every young man, ambitious to win—and what young man worthy the name is not?—should have a standard of excellence for himself, and then he should carefully study and observe the methods of the men who he admires or with whom he is brought into contact. It is the ability to do this that constitutes the difference between the man drudge and the man anxious to assume greater responsibilities by mastering his necessary duties.

In a lecture to young men on this subject, Henry Ward Beecher said:

"The young should begin life with a standard of excellence before them, to which they should readily conform themselves. There should be a fixed determination to make the best of one's self, in whatever circumstances we may be placed. Let the young man determine that whatever he undertakes he will do well; that he will make himself master of the business upon which he enters, and always prepare himself for advancement by becoming worthy of it. It is not opportunity of rising which is wanting, so much as the ability to rise. It is not the patronage of friends and the outward helps of fortune, to which the prominent men of our country owe their elevation, either in wealth or influence, so much as to their own vigorous and steady exertions. We hear a great many complaints, both among young men and old, of the favoritism of fortune, and the partiality of the world; but observation leads us to believe that, to a very great extent, those who deserve promotion obtain it. Those who are worthy of confidence will have confidence reposed in them. Those who give evidence of ability and industry will find opportunity enough for their exercise."

Take a familiar illustration. A young man engages in some business, and is, in ever respect, a beginner in life. A common education is all that he possesses. He knows almost nothing of the world, and very little of the occupation on which he has entered. He performs his duty from day to day sufficiently well, and does what he is expected to do. But it does not enter into his mind to do anything beyond what is required, nor to enlarge his capacities by reading or reflection. He is, at the best, a steady plodding man, who will go forward, if at all, very slowly, and will rise, if at all, to no great elevation. He is not the sort of person who is looked for to occupy a higher position. One opportunity of advancement after another may come directly within his reach, and he asks the influence of friends to help him to secure it. They give their aid feebly, because they have no great hopes of success, and are not confident of their own recommendation. As a matter of course, some one else, more competent or more in earnest, steps in before him, and then we hear renewed complaints of favoritism and injustice. Such a one may say in his defense that he has been guilty of no dereliction of duty; that no fault has been found with him, and that, therefore, he was entitled to advancement. But this does not follow. Something more that that may reasonably be required. To bestow increased confidence, we require the capacity and habit of improvement in those whom we employ. The man who is entitled to rise is one who is always enlarging his capacity, so that he is evidently able to do more that he is actually doing.

In every department of business, whether mechanical or mercantile, or whatever it may be, there is a large field of useful knowledge which should be carefully explored. An observing eye and an inquiring mind will always find enough for examination and study. It may not seem to be of immediate use—it may have nothing to do with this week's or this year's duty—yet it is worth knowing. The mind gains greater skillfulness by the intelligence which directs it.

The result is all the difference between a mere drudge and an intelligent workman; between the mere salesman or clerk and the enterprising merchant; between the obscure and pettifogging lawyer and the sagacious, influential counselor. It is the difference between one who deserves to be, and will be, stationary in the world, and one who, having determined to make the best of himself, will continually rise in influence and true respectability. This whole difference we may see every day among those who have enjoyed nearly equal opportunities. We may allow something for what are called the accidents of social influence, and the turns of fortune. But, after all fair allowance has been made, we shall find that the great cause of difference is in the men themselves. Let the young man who is beginning life put away from him all notions of advancement without desert. A man of honorable feelings will not even desire it. He will ever shrink from engaging in duties which he is not able fairly to perform. He will, first of all, secure to himself the capacity of performing them, and then he is ready for them whenever they come.

Without observation and judgment there can be no permanent advance. Without observation, experience has no value, and the passing years add nothing to our fund of useful knowledge. Judgment is the ability to weigh these observations, and use them for our own protection or advancement.

Not only in business, but in science and art, observation and good judgment are necessary. Excellence in art, as in everything else, can only be achieved by dint of painstaking labor and a close observation of those whom we regard as our superiors. There is nothing less accidental than the painting of a fine picture, or the chiseling of a noble statue. Every skilled touch of the artist's brush or chisel, though guided by genius, is the product of unremitting study. Sir Joshua Reynolds was such a believer in the force of industry, that he held that artistic excellence, "however expressed by genius, taste, or the gift of heaven may be acquired." Writing to Barry he said, "Whoever is resolved to excel in painting, or indeed any other art, must bring all his mind to bear upon that one object from the moment that he rises till he goes to bed." And on another occasion he said, "Those who are resolved to excel must go to their work, willing or unwilling, morning, noon, and, night: they will find it no play, but very hard labor." But although diligent application is no doubt absolutely necessary for the achievement of the highest distinction in art, it is equally true that, without the inborn genius, no amount of mere industry, however well applied, will make an artist. The gift comes by nature, but is perfected by self-culture, which is of more avail that all the imparted learning of the schools. But even genius without good judgment may be an unbroken steed without a bridle.

All great artists and authors have been famed for their powers of observation; indeed, it is claimed that it is this power that distinguishes them from other men.

No matter how generous nature has been in bestowing the gift of genius, the pursuit of art is nevertheless a long and continuous labor. Many artists have been precocious, but without diligence their precocity would have come to nothing. The anecdote related of West is well known. When only seven years old, struck with the beauty of the sleeping infant of his eldest sister, whilst watching by its cradle, he ran to seek some paper, and forthwith drew its portrait in red and black ink. The little incident revealed the artist in him, and it was found impossible to draw him from his bent. West might have been a greater painter had he not been injured by too early success: his fame, though great, was not purchased by study, trials and difficulties, and it has not been enduring.

Richard Wilson, when a mere child, indulged himself with tracing figures of men and animals on the walls of his father's house with a burnt stick. He first directed his attention to portrait painting; but when in Italy, calling one day at the house of Zucarelli, and growing weary with waiting, he began painting the scene on which his friend's chamber window looked. When Zucarelli arrived, he was so charmed with the picture that he asked if Wilson had not studied landscape, to which he replied that he had not. "Then I advise you," said the other, "to try; for you are sure of great success." Wilson adopted the advice, studied and worked hard, and became the first great English landscape painter.

Sir Joshua Reynolds, when a boy, forgot his lessons, and took pleasure only in drawing, for which his father was accustomed to rebuke him. The boy was destined for the profession of physic, but his strong instinct for art could not be repressed, and he became a painter. Gainsborough went sketching, when a schoolboy, in the woods of Sudbury, and at twelve he was a confirmed artist; he was a keen observer and a hard worker—no picturesque feature of any scene he had once looked upon escaping his diligent pencil. William Blake, a hosier's son, employed himself in drawing designs on the backs of his father's shop-bills, and making sketches on the counter. Edward Bird, when a child only three or four years old, would mount a chair and draw figures on the walls, which he called French and English soldiers. A box of colors was purchased for him, and his father, desirous of turning his love of art to account, put him apprentice to a maker of teatrays! Out of this trade he gradually raised himself, by study and labor, to the rank of a Royal Academician.

Hogarth, though a very dull boy at his lessons, took pleasure in making drawings of the letters of the alphabet, and his school exercises were more remarkable for the ornaments with which he embellished them, than for the matter of the exercises themselves. In the latter respect he was beaten by all the blockheads of the school, but in his adornments he stood alone. His father put him apprentice to a silversmith, where he learnt to draw, and also to engrave spoons and forks with crests and ciphers. From silver-chasing he went on to teach himself engraving on copper, principally griffins and monsters of heraldry, in the course of which practice he became ambitious to delineate the varieties of human character. The singular excellence which he reached in this art was mainly the result of careful observation and study. He had the gift, which he sedulously cultivated, of committing to memory the precise features of any remarkable face, and afterward reproducing them on paper; but if any singularly fantastic form or odd face came in his way, he would make a sketch of it on the spot upon his thumbnail, and carry it home to expand at his leisure. Everything fantastical and original had a powerful attraction for him, and he wandered into many out-of-the-way places for the purpose of meeting with character. By this careful storing of his mind, he was afterward enabled to crowd an immense amount of thought and treasure observation into his works. Hence it is that Hogarth's pictures are so truthful a memorial of the character, the manners, and even the very thoughts of the times in which he live. True painting, he himself observed, can only be learnt in one school, and that is kept by Nature. But he was not a highly cultivated man, except in his own walk. His school education had been of the slenderest kind, scarcely even perfecting him in the art of spelling; his self-culture did the rest. For a long time he was in very straitened circumstances, but nevertheless worked on with a cheerful heart. Poor though he was, he contrived to live within his small means, and he boasted with becoming pride, that he was "a punctual paymaster." When he had conquered all his difficulties and become a famous and thriving man, he loved to dwell upon his early labors and privations, and to fight over again the battle which ended so honorably to him as a man and so gloriously as an artist. "I remember the time," said he on one occasion, "when I have gone moping into the city with scarce a shilling, but as soon as I have received ten guineas there for a plate, I have returned home, put on my sword, and sallied out with all the confidence of a man who had thousands in his pockets."

Perhaps there is no living man of eminence who so well and forcibly illustrates these qualities of judgment and observation as that greatest of living American inventors, Thomas A. Edison.

Mr. Edison, as we have already stated, had only a few weeks at school in his whole life. He was born in the upper part of New York State in 1847. His parents were poor, and early in life, to use his own expressive words, he "had to start out and hustle." One would think that selling newspapers on a railroad train was not a calling that afforded any educational advantages, but to the man of observation there is no position in life, whether in the busy haunts of men or the silence of the wilderness, that is not replete with valuable information if we but know where to look for it, and have the judgment to use it after it is obtained.

Through the favor of the telegraph operator, whose child's life he had saved when the little one was nearly under the wheels of a train, young Edison was enabled to study telegraphy. During this apprenticeship, if such it may be called, the boy not only learned how to send and receive a message, so as to fit himself for the position of operator, but he learned all about the mechanism and the batteries of the instrument he operated.

"Nothing escaped Tom Edison's observation," said a man who knew him at this time. "He saw everything, and he not only saw it, but he set about learning its whys and wherefores, and he stuck at it till he had learned all there was to be learned about it."

Said another friend, "I've known Edison since he was a boy of fourteen, and of my own knowledge I can say he never spent an idle day in his life. Often when he should have been asleep I have known him to sit up half the night reading. He did not take to novels or wild Western adventures, but read works on mechanics, chemistry and electricity, and he mastered them, too. But in addition to his reading, which he could only indulge at odd hours, he carefully cultivated his wonderful powers of observation, till at length, when he was not actually asleep, it may be said he was learning all the time. Schools and colleges are all very well, but Mr. Edison's career goes to show that a man may become famous, prosperous, and well educated, if he has the necessary capacity for observing and weighing."

Another illustrious example of the same kind is the late George W. Childs, of Philadelphia. He was born in Baltimore, Md., in 1829, and at the age of twelve he had to begin the battle of life by taking the position of errand boy in a book store. "I had no schooling," he said, when speaking of his early struggles, "but I had a quenchless thirst for information. I had no tine to read the books I had to handle and carry sometimes in a wheelbarrow, but I kept my eyes and ears open. I studied the binding and manufacture, though I had not the slightest idea of the contents; and from these early observations I made up my mind that one day I would become a publisher on my own account."

How successfully Mr. Childs did this, we all know. While yet in his teens, he made his way, without money or friends, to Philadelphia, and found a place in a book store, where the same method of education by observation was continued.

The first time he saw a copy of the Philadelphia Ledger, a time when he had scarcely the penny to spare that bought it, he made up his mind that one day he would own that paper—and he carried out his resolution.

So excellent was his judgment that not only publishers, but statesmen and bankers sought it. From the humblest beginnings George W. Childs rose up and up till the greatest men of two continents rejoiced in his friendship, and his name was on the lips of all who admire a noble life devoted to philanthropic deeds.

Our American biographies are full of examples of self-taught men—men who have become educated through observation, and great through good judgment and increasing effort, but there are not many of them that commend themselves so warmly to the heart as the life of the good, wise, and generous George W. Childs.

CHAPTER XIX

SINGLENESS OF PURPOSE.

We have all heard of the "Jack of all trades, and master of none." Such men never win, though they may excite the admiration of the curious by their impractical versatility.

In early times, even in the early settlement of our own country, it was necessary for not only men, but women also, to be many-sided in their capacity for work; but the world's swift advance has made this unnecessary. A farmer can now buy shoes cheaper than he could make them at home, and the farmer's wife has no longer to learn the art of spinning and weaving.

A French philosopher in speaking of this subject says: "It is well to know something about everything, and everything about something." That is general information is always useful, but special information is essential to special success.

The field of learning is too vast to be carefully gone over in one lifetime, and the business world is too extensive to permit any man to become acquainted with all its topography. A man may do a number of things fairly well, but he can do only one thing very well.

Often versatility instead of being a blessing is an injury. A few men like Michael Angelo in art, Benjamin Franklin in science and letters, and Peter Cooper in various departments of manufacture have succeeded in everything they undertook, but to hold these up as examples to be followed would be to make a rule of an exception.

Singleness of purpose is one of the prime requisites of success. Fortune is jealous, and refuses to be approached from all sides by the same suitor.

We have known men of marked ability, but want of purpose, who studied for the ministry and failed; who then studied law—and failed. After this they tried medicine and journalism, only to fail in each; whereas, had they stuck resolutely to one thing success would not have been uncertain.

A young man may not be able at the very start to hit upon the vocation for which he is best adapted, but should he find it, he will see that his ability to avail himself of its advantages will depend largely on the energy and singleness of purpose displayed in the work for which he had no liking.

There is a famous speech recorded of an old Norseman, thoroughly characteristic of the Teuton. "I believe neither in idols nor demons," said he; "I put my sole trust in my own strength of body and soul." The ancient crest of a pickaxe with the motto of "Either I will find a way or make one," was an expression of the same sturdy independence which to this day distinguishes the descendants of the Northmen. Indeed, nothing could be more characteristic of the Scandinavian mythology, than that it had a god with a hammer. A man's character is seen in small matters; and from even so slight a test as the mode in which a man wields a hammer, his energy may in some measure be inferred. Thus an eminent Frenchman hit off in a single phrase the characteristic quality of the inhabitants of a particular district, in which a friend of his proposed to settle and buy land. "Beware," said he, "of making a purchase there; I know the men of that Department; the pupils who come from it to our veterinary school at Paris do not strike hard upon the anvil; they want energy; and you will not get a satisfactory return on any capital you may invest there."

Hugh Miller said the only school in which he was properly taught was "that world-wide school in which toil and hardship are the severe but noble teachers." He who allows his application to falter, or shirks his work on frivolous pretexts, is on the sure road to ultimate failure. Let any task be undertaken as a thing not possible to be evaded, and it will soon come to be performed with alacrity and cheerfulness. Charles IX of Sweden was a firm believer in the power of will, even in youth. Laying his hand on the head of his youngest son when engaged on a difficult task, he exclaimed, "He shall do it! he shall do it!" The habit of application becomes easy in time, like every other habit. Thus persons with comparatively moderate powers will accomplish much, if they apply themselves wholly and indefatigably to one thing at a time. Fowell Buxton placed his confidence in ordinary means and extraordinary application; realizing the Scriptural injunction, "Whatsoever thy hand findeth to do, do it with thy might;" and he attributed his own success in life to his practice of "being a whole man to one thing at a time."

"Where there is a will there is a way," is an old and true saying. He who resolves upon doing a thing, by that very resolution often scales the barriers to it, and secures its achievement. To think we are able, is almost to be so—to determine upon attainment is frequently attainment itself. Thus, earnest resolution has often seemed to have about it almost a savor of omnipotence. The strength of Suwarrow's character lay in his power of willing, and, like most resolute persons, he preached it up as a system. "You can only half will," he would say to people who failed. Like Richelieu and Napoleon, he would have the word "impossible" banished from the dictionary. "I don't know," "I can't," and "impossible," were words which he detested above all others. "Learn! Do! Try!" he would exclaim. His biographer has said of him, that he furnished a remarkable illustration of what may be effected by the energetic development and exercise of faculties the germs of which at least are in every human heart.

One of Napoleon's favorite maxims was, "The truest wisdom is a resolute determination." His life, beyond most others, vividly showed what a powerful and unscrupulous will could accomplish. He threw his whole force of body and mind direct upon his work. Imbecile rulers and the nations they governed went down before him in succession. He was told that the Alps stood in the way of his armies. "There shall be no Alps," he said, and the road across the Simplon was constructed, through a district formerly almost inaccessible. "Impossible," said he, "is a word only to be found in the dictionary of fools." He was a man who toiled terribly; sometimes employing and exhausting four secretaries at a time. He spared no one, not even himself. His influence inspired other men, and put a new life into them. "I made my generals out of mud" he said. But all was of no avail; for Napoleon's intense selfishness was his ruin, and the ruin of France, which he left a prey to anarchy.

Before the man resolutely impelled to action by singleness of purpose, every obstacle disappears as he approaches, and every lesson of experience becomes the stepping-stone to further victories in the same direction.

It is this singleness of purpose, this absorption in a great life- work, that nerves our missionaries in their exile. A splendid example of this is presented in the career of the great missionary and explorer, Dr. Livingstone.

He has told the story of his life in that modest and unassuming manner which is so characteristic of the man himself. His ancestors were poor but honest Highlanders, and it is related of one of them, renowned in his district for wisdom and prudence, that when on his death-bed, he called his children round him and left them these words, the only legacy he had to bequeath: "In my lifetime," said he, "I have searched most carefully through all the traditions I could find of our family, and I never could discover that there was a dishonest man among our forefathers; if, therefore, any of you, or any of your children, should take to dishonest ways, it will not be because it runs in our blood; it does not belong to you: I leave this precept with you—Be honest." At the age of ten, Livingstone was sent to work in a cotton factory near Glasgow as a "piecer." With part of his first week's wages he bought a Latin grammar, and began to learn that language, pursuing the study for years at a night-school. He would sit up conning his lessons till twelve or later, when not sent to bed by his mother, for he had to be up and at work in the factory every morning by six. In this way he plodded through Virgil and Horace, also reading extensively all books, excepting novels, that came in his way, but more especially scientific works and books of travels. He occupied his spare hours, which were but few, in the pursuit of botany, scouring the neighborhood to collect plants. He even carried on his reading amidst the roar of the factory machinery, so placing the book upon the spinning-jenny which he worked, that he could catch sentence after sentence as he passed it. In this way the persevering youth acquired much useful knowledge; and as he grew older, the desire possessed him of becoming a missionary to the heathen. With this object he set himself to obtain a medical education, in order the better to be qualified for the work. He accordingly economized his earnings, and saved as much money as enabled him to support himself while attending the Medical and Greek classes as well as the Divinity Lectures, at Glasgow, for several winters, working as a cotton-spinner during the remainder of each year. He thus supported himself, during his college career, entirely by his own earnings as a factory workman, never having received a farthing of help from any other source. "Looking back now," he honestly said, "at that life of toil, I cannot but feel thankful that it formed such a material part of my early education; and, were it possible, I should like to begin life over again in the same lowly style, and to pass through the same hardy training." At length he finished his medical curriculum, wrote his Latin thesis, passed his examinations, and was admitted a licentiate of the Faculty of Physicians and Surgeons. At first he thought of going to China, but the war then waging with that country prevented his following out the idea; and having offered his services to the London Missionary Society, he was by them sent out to Africa, which he reached in 1840. He had intended to proceed to China by his own efforts; and he says the only pang he had in going to Africa at the charge of the London Missionary Society was, because "it was not quite agreeable to one accustomed to worked his own way to become, in a manner, dependent upon others." Arrived in Africa, he set to work with great zeal. He could not brook the idea of merely entering upon the labors of others, but cut out a large sphere of independent work, preparing himself for it by undertaking manual labor in building and other handicraft employment, in addition to teaching, which, he says, "made me generally as much exhausted and unfit for study in the evenings as ever I had been when a cotton-spinner." Whilst laboring amongst the Bechuanas, he dug canals, built houses, cultivated fields, reared cattle, and taught the natives to work as well as to worship. When he first started with a party of them on foot upon a long journey, he overheard their observations upon his appearance and powers. "He is not strong," said they; "he is quite slim, and only appears stout because he puts himself into those bags (trousers): he will soon knock up." This caused the missionary's Highland blood to rise, and made him despise the fatigue of keeping them all at the top of their speed for days together, until he heard them expressing proper opinions of his pedestrian powers. What he did in Africa, and how he worked, may be learnt from his own "Missionary Travels," one of the most fascinating books of its kind that has ever been given to the public. One of his last known acts is thoroughly characteristic of the man. The "Birkenhead" steam launch, which he took out with him to Africa, having proved a failure, he sent home orders for the construction of another vessel at an estimated cost of 2,000 pounds. This sum he proposed to defray out of the means which he had set aside for his children, arising from the profits of his books of travel. "The children must make it up themselves," was in effect his expression in sending home the order for the appropriation of the money.

The career of John Howard was throughout a striking illustration of the same power of patient purpose. His sublime life proved that even physical weakness could remove mountains in the pursuit of an end recommended by duty. The idea of ameliorating the condition of prisoners engrossed his whole thoughts, and possessed him like a passion; and no toil, or danger, nor bodily suffering could turn him from that great object of his life. Though a man of no genius and but moderate talent, his heart was pure and his will was strong. Even in his own time he achieved a remarkable degree of success; and his influence did not die with him, for it has continued powerfully to affect not only the legislation of his own country, but of all civilized nations, down to the present hour.

Horace Mann, famous as a teacher and reformer in his day, was urged by his friends in Ohio to go to Congress. He replied: "I have a great deal of respect for men in public life, but I have more respect for my on life-work. If I know anything, it is the science or art of teaching, and to this work, please God, I shall devote the whole of my life." And he kept his word.

Singleness of purpose implies firmness, for in this day of change and speculation, the young man who has saved up a little money, hoping one day to go into business for himself, will find on every hand temptations to invest in enterprises of which he knows nothing. Here his resolution will be tested. Remember there is no element of human character so potential for weal or woe as firmness. To the merchant and the man of business it is all-important. Before its irresistible energy the most formidable obstacles become as cobweb barriers in its path. Difficulties, the terror of which causes the timid and pampered sons of luxury to shrink back with dismay, provoke from the man a lofty determination only a smile. The whole history of our race—all nature, indeed—teems with examples to show what wonders may be accomplished by resolute perseverance and patient toil.

It is related of Tamerlane, the terror of whose arms spread through all the Eastern nations, and whom victory attended at almost every step, that he once learned from an insect a lesson of perseverance, which had a striking effect on his future character and success.

When closely pursued by his enemies, as a contemporary writer tells the incident, he took refuge in some old ruins, where left to his solitary musings, he espied an ant tugging and striving to carry a single grain of corn. His unavailing efforts were repeated sixty-nine times, and at each brave attempt, as soon as he reached a certain point of projection, he fell back with his burden, unable to surmount it; but the seventieth time he bore away his spoil in triumph, and left the wondering hero reanimated and exulting in the hope of future victory.

How pregnant the lesson this incident conveys! How many thousand instances there are in which inglorious defeat ends the career of the timid and desponding, when the same tenacity of purpose would crown it with triumphant success.

Resolution is almost omnipotent. It was well observed by a heathen moralist, that it is not because things are difficult that we dare not undertake them. Be, then, bold in spirit. Indulge no doubts. Shakespeare says truly and wisely—

   "Our doubts are traitors,
And make us lose the good we oft might win,
By fearing to attempt."

In the practical pursuit of our high aim, let us never lose sight of it in the slightest instance; for it is more by a disregard of small things, than by open and flagrant offenses, that men come short of excellence. There is always a right and a wrong; and, if you ever doubt, be sure you take not the wrong. Observe this rule, and every experience will be to you a means of advancement.

CHAPTER XX

BUSINESS AND BRAINS.

Many, prompted no doubt by a feeling of envy, are apt to sneer at the culture and mental ability of the men who have won in business. "Dumb luck," "mean plodding," "the robbery of employees," these and other reasons are assigned by the unreasoning and uncharitable for the prosperity of men who won with fewer advantages than themselves.

Every student of the world's progress knows that business men have done even more than great authors for the advance of civilization. And we all know, though the world is apt to kneel to military idols, that inventors have done far more than have soldiers for the good of humanity.

The man who succeeds in commerce, trade, or manufactures, thereby shows a foresight and executive ability that would surely have commanded success in any other calling. Men who know books and nothing else are apt to imagine that the merchant, whose life is devoted to facts, figures, and results, must by reason of that be wanting in the higher intellectual faculties. Nor is this belief wholly confined to authors in America.

Hazlitt, in one of his clever essays, represents the man of business as a mean sort of person put in a go-cart, yoked to a trade or profession; alleging that all he has to do is, not to go out of the beaten track, but merely to let his affairs take their own course. "The great requisite," he says, "for the prosperous management of ordinary business is the want of imagination, or of any ideas but those of custom and interest on the narrowest scale." but nothing could be more one-sided, and in effect untrue, than such a definition. Of course, there are narrow-minded men of business, as there are narrow-minded scientific men, literary men and legislators; but there are also business men of large and comprehensive minds, capable of action on the very largest scale. As Burke said in his speech on the India bill, he knew statesmen who were peddlers, and merchants who acted in the spirit of statesmen.

If we take into account the qualities necessary for the successful conduct of any important undertaking—that it requires special aptitude, promptitude of action on emergencies, capacity for organizing the labor often of large numbers of men, great tact and knowledge of human nature, constant self-culture, and growing experience in the practical affairs of life—it must, we think, be obvious that the school of business is by no means so narrow as some writers would have us believe. Mr. Helps spoke much nearer the truth when he said that consummate men of business are as rare almost as great poets—rarer, perhaps, than veritable saints and martyrs. Indeed, of no other pursuit can it so emphatically be said, as of this, that "business makes men."

It has, however, been a favorite fallacy with dunces in all times that men of genius are unfitted for business, as well as that business occupations unfit men for the pursuits of genius. The unhappy youth who committed suicide a few years since because he had been "born to be a man and condemned to be a grocer," proved by the act that his soul was not equal even to the dignity of grocer. For it is not the calling that degrades the man, but the man that degrades the calling. All work that brings honest gain is honorable, whether it be of hand or mind. The fingers may be soiled, yet the heart remain pure; for it is not material so much as moral dirt that defiles—greed far more than grime, and vice than verdigris.

The greatest have not disdained to labor honestly and usefully for a living, though at the same time aiming after higher things. Thales, the first of the seven sages; Solon, the second founder of Athens, and Hyperates, the mathematician, were all traders. Plato, called the Divine by reason of the excellence of his wisdom, defrayed his traveling expenses in Egypt by the profits derived from the oil which he sold during his journey. Spinoza maintained himself by polishing glasses while he pursued his philosophical investigations. Linnaeus, the great botanist, prosecuted his studies while hammering leather and making shoes. Shakespeare was the successful manager of a theatre—perhaps priding himself more upon his practical qualities in that capacity than on his writing of plays and poetry. Pope was of opinion that Shakespeare's principal object in cultivating literature was to secure an hones independence. Indeed, he seems to have been altogether indifferent to literary reputation. It is not known that he superintended the publication of a single play, or even sanctioned the printing of one; and the chronology of his writings is still a mystery. It is certain, however, that he prospered in his business, and realized sufficient to enable him to retire upon a competency to his native town of Stratford-upon-Avon.

Chaucer was in early life a soldier, and afterward an effective Commissioner of Customs, and Inspector of Woods and Crown Lands. Spenser was secretary to the Lord Deputy of Ireland, was afterward Sheriff of Cork, and is said to have been shrewd and attentive in matters of business. Milton, originally a schoolmaster, was elevated to the post of Secretary to the Council of State during the Commonwealth; and the extant Order-book of the Council, as well as many of Milton's letters which are preserved, give abundant evidence of his activity and usefulness in that office. Sir Isaac Newton proved himself an efficient Master of the Mint, the new coinage of 1694 having been carried on under his immediate personal superintendence. Cowper prided himself upon his business punctuality, though he confessed that he "never knew a poet, except himself, that was punctual in anything." But against this we may set the lives of Wordsworth and Scott—the former a distributor of stamps, the latter a clerk to the Court of Session—both of whom, though great poets, were eminently punctual and practical men of business. David Ricardo, amidst the occupations of his daily business as a London stock- jobber, in conducting which he acquired an ample fortune, was able to concentrate his mind upon his favorite subject—on principles of political economy; for he united in himself the sagacious commercial man and the profound philosopher. Baily, the eminent astronomer, was another stock-broker; and Allen, the chemist, was a silk manufacturer.

We have abundant illustrations, in our own day, of the fact, that the highest intellectual power is not incompatible with the active and efficient performance of routine duties. Grote, the great historian of Greece, was a London banker. And it is said that when John Stuart Mill, one of the greatest modern thinkers, retired from the Examiner's office of an important company, he carried with him the admiration and esteem of his fellow-officers, not on account of his high views of philosophy, but because of the high standard of efficiency which he had established in his office, and the thoroughly satisfactory manner in which he had conducted the business of his department.

The path of success in business is usually the path of common sense. Patient labor and application are as necessary here as in the acquisition of knowledge or the pursuit of science. The old Greeks said, "To become an able man in any profession, three things are necessary—nature, study, and practice." In business, practice, wisely and diligently improved, is the great secret of success. Some may make what are called "lucky hits," but like money earned by gambling, such "hits" may only serve to lure one to ruin. Bacon was accustomed to say that it was in business as in ways—the nearest way was commonly the foulest, and that if a man would go the fairest way he must go somewhat about. The journey may occupy a longer time, but the pleasure of the labor involved by it, and the enjoyment of the results produced, will be more genuine and unalloyed. To have a daily appointed task of even common drudgery to do makes the rest of life feel all the sweeter.

One of the best illustrations we know of, of great natural abilities winning great success in mechanical fields is the career of the now famous Andrew Carnegie, of Pennsylvania.

This remarkable man was born in Scotland in 1835. When ten years of age, his parents, who were poor, moved to Pittsburg. Then, as now, there were excellent public schools in the "Smoky City," but young Carnegie was not able to avail himself of their advantages, as he desired to do. While still in his teens he found employment in running a stationary engine. He did his work well, and every moment not required by his engine was devoted to study.

Before the youth had seen a practical keyboard, he had mastered the principles of telegraphy, and succeeded, by reason of the knowledge obtained in this way, in getting a position as an operator. At that time all messages were read from rolls of paper, on which the Morse characters were indented; but Andrew Carnegie, while still under twenty-one, was the first operator in the world to demonstrate, that to a skillful man the roll was unnecessary. He learned to read by sound then, as all operators do now. What scholar will say that a high order of intellect was not involved in this achievement?

"Hard work, close observation, strict economy, and the determination to give my employer the best that was in me, without regard to the compensation, these were my impelling motives in those early days, and to these I attribute all the prosperity with which Heaven has blessed me." This is what Mr. Carnegie says of himself, and his words are full of encouragement and inspiration to the young man who has the same obstacles to overcome.

"It is not what you make, but what you save that brings wealth." Mr. Carnegie discovered this early in life, and while he helped his parents like a dutiful son, he never spent an unnecessary cent on himself.

"I was too busy working and studying to contract the habits that make such inroads on the health and pockets of young men," says Mr. Carnegie, "and this helped me in many ways."

While still young he had an opportunity to invest his savings in the first sleeping car, invented by Woodruff, and out of this he got his first good start.

Active, industrious, and quick to foresee results, he took an interest in the oil discoveries of Pennsylvania, and with such success that from the profits he was enabled to organize the greatest series of rolling mills and foundries in the world.

Mr. Carnegie is still in the prime of life. He has spent several fortunes in good works, and is still a very rich as he is certainly a highly honored man. But the point we wish to make is that Mr. Carnegie is a fine example of the high order of intellect necessary for the greatest success in the business world.

Although self-educated, Mr. Carnegie is an author of world-wide reputation. His work "Triumphant Democracy" is splendid vindication of the institutions of his adopted country. "He knows more about books," says one who knows Mr. Carnegie well, "than half the authors, and he can find himself in no society where he does not find himself the peer of the best."

Those who fail in life are, however, very apt to assume a tone of injured innocence, and conclude to hastily that everybody excepting themselves has had a hand in their personal misfortunes. An eminent writer lately published a book, in which he described his numerous failures in business, naively admitting, at the same time, that he was ignorant of the multiplication-table; and he came to the conclusion that the real cause of his ill-success in life was the money-worshiping spirit of the age. Lamartine also did not hesitate to profess his contempt for arithmetic; but, had it been less. probably we should not have witnessed the unseemly spectacle of the admirers of that distinguished personage engaged in collecting subscriptions for his support in his old age.

Again, some consider themselves born to ill-luck, and make up their minds that the world invariably goes against them without any fault on their own part. We have heard of a person of this sort who went so far as to declare his belief that if he had been a hatter, people would have been born without heads! There is, however, a Russian proverb which says that Misfortune is next door to Stupidity; and it will often be found that men who are constantly lamenting their ill- luck, are in some way reaping the consequences of their own neglect, mismanagement, improvidence, or want of application. Dr. Johnson, who came up to London with a single guinea in his pocket, and who once accurately described himself in his signature to a letter addressed to a noble lord, as Impransus, or Dinnerless, has honestly said, "All the complaints which are made of the world are unjust; I never knew a man of merit neglected; it was generally by his own fault that he failed of success."

Did you ever think of the intellectual qualifications essential to the successful business man? No? well, it would be very difficult to name such a qualification which the business man cannot make available.

Attention, application, accuracy, method, punctuality and dispatch, are the principal qualities required for the efficient conduct of business of any sort. These, at first sight, may appear to be small matters; and yet they are of essential importance to human happiness, well-being, and usefulness. They are little things, it is true; but human life is made up of comparative trifles. It is the repetition of little acts which constitutes not only the sum of human character, but which determines the character of nations. And where men or nations have broken down, it will almost invariably be found that neglect of little things was the rock on which they split. Every human being has duties to be performed, and, therefore, has need of cultivating the capacity for doing them; whether the sphere of action be the management of a household, the conduct of a trade or profession, or the government of a nation.

In addition to the ordinary working qualities, the business man of the highest class requires quick perception and firmness in the execution of his plans. Tact is also important; and though this is partly the gift of nature, it is yet capable of being cultivated and developed by observation and experience. Men of this quality are quick to see the right mode of action, and if they have decision of purpose, are prompt to carry out their undertakings to a successful issue. These qualities are especially valuable, and indeed indispensable, in those who direct the action of other men on a large scale, as for instance, in the case of the commander of an army in the field. It is not merely necessary that the general should be great as a warrior, but also as a man of business. He must possess great tact, much knowledge of character, and ability to organize the movements of a large mass of men, whom he has to feed, clothe, and furnish with whatever may be necessary in order that they may keep the field and win battles. In these respects Napoleon and Wellington were both first-rate men of business.

Not only does business require the highest order of intellect, but successful business men, particularly in America, have been the patrons of the arts and sciences and the founders of great schools. The prosperity of Princeton is largely due to Marquand and Bonner. the great Cooper Institute for the free education of poor boys and girls, in the applied arts and sciences, will endure as long as New York city, as a monument to the intellectual forethought and noble munificence of Peter Cooper. Girard College, in Philadelphia, which yearly sends out hundreds of young men—orphans on entrance, but admirable fitted to work their way in life—is a refutation of the charge that successful business men do not appreciate culture.

Lehigh University was founded by Judge Asa Packer, of Mauch Chunk, who began life as a canal-boat man. Lafayette College, Easton, points with pride to Pardee Hall, the gift of a man who began the life- battle without money or friends. Vanderbilt University, Stanford University, and scores of great schools go to prove that the great business men who endowed them, were not indifferent to culture and the needs of higher education.

Yes, business requires brains, and the better the brains and the more thorough their training, the greater the assurance of success.

CHAPTER XXI

PUT MONEY IN THY PURSE HONESTLY.

"How a man uses money—makes it, saves it, and spends it—is perhaps one of the best tests of practical wisdom," says Mr. Smiles. Although money ought by no means to be regarded as a chief end of man's life, neither is it a trifling matter, to be held in philosophic contempt, representing, as it does, to so large an extent, the means of physical comfort and social well-being. Indeed, some of the finest qualities of human nature are intimately related to the right use of money; such as generosity, honesty, justice, and self-sacrifice; as well as the practical virtues of economy and providence. On the other hand, there are their counterparts of avarice, fraud, injustice, and selfishness, as displayed by the inordinate lovers of gain; and the vices of thriftlessness, extravagance, and improvidence, on the part of those who misuse and abuse the means entrusted to them. "So that," as is wisely observed by Henry Taylor in his thoughtful "Notes from Life," "an right measure and manner of getting, saving, spending, giving, taking, lending, borrowing, and bequeathing, would almost argue a perfect man."

Comfort in worldly circumstances is a condition which every man is justified in striving to attain by all worthy means. It secures that physical satisfaction which is necessary for the culture of the better part of his nature; and enables him to provide for those of his own household, without which, says the apostle, a man is "worse than an infidel." Nor ought the duty to be any the less pleasing to us, that the respect which our fellow-men entertain for us in no slight degree depends upon the manner in which we exercise the opportunities which present themselves for our honorable advancement in life. The very effort required to be made to succeed in life with this object, is of itself an education: stimulating a man's sense of self-respect, bringing out his practical qualities, and disciplining him in the exercise of patience, perseverance, and such like virtues. The provident and careful man must necessarily be a thoughtful man, for he lives not merely for the present, but with provident forecast makes arrangements for the future. He must also be a temperate man, and exercise the virtue of self-denial, than which nothing is so much calculated to give strength to the character. John Sterling says truly, that "the worst education which teaches self-denial, is better than the best which teaches everything else and not that." The Romans rightly employed the same word (virtus) to designate courage, which is in a physical sense what the other is in moral; the highest virtue of all being victory over ourselves.

Hence the lesson of self-denial—the sacrificing of a present gratification for a future good—is one of the last that is learnt. Those classes which work the hardest might naturally be expected to value the most the money which they earn. Yet the readiness with which so many are accustomed to eat up and drink up their earnings as they go, renders them, to a great extent, dependent upon the frugal.

Men of business are accustomed to quote the maxim that "Time is money;" but it is more; the proper improvement of it is self-culture, self-improvement, and growth of character. An hour wasted daily on trifles or in indolence, would, if devoted to self-improvement, make an ignorant man wise in a few years, and, employed in good works, would make his life fruitful, and death a harvest of worthy deeds. Fifteen minutes a day devoted to self-improvement, will be felt at the end of the year. Good thoughts and carefully gathered experience take up no room, and may be carried about as our companions everywhere, without cost or encumbrance. An economical use of time is the true mode of securing leisure: it enables us to get through business and carry it forward, instead of being driven by it. On the other hand, the miscalculation of time involves us in perpetual hurry, confusion, and difficulties; and life becomes a mere shuffle of expedients, usually followed by disaster. Nelson once said, "I owe all my success in life to having been always a quarter of an hour before my time."

Some take no thought of the value of money until they have come to an end of it, and many do the same with their time. The hours are allowed to flow by unemployed, and then when life is fast waning, they bethink themselves of the duty of making a wiser use of it. But the habit of listlessness and idleness may already have become confirmed, and they are unable to break the bonds with which they have permitted themselves to become bound. Lost wealth may be replaced by industry, lost knowledge by study, lost health by temperance or medicine, but lost time is gone forever.

A proper consideration of the value of time will also inspire habits of punctuality. "Punctuality," said Louis XIV, "is the politeness of kings." It is also the duty of gentlemen, and the necessity of men of business. Nothing begets confidence in a man sooner than the practice of this virtue, and nothing shakes confidence sooner than the want of it. He who holds to his appointment and does not keep you waiting for him, shows that he has regard for your time as well as for his own. Thus punctuality is one of the modes by which we testify our personal respect for those whom we are called upon to meet in the business of life. It is also conscientiousness, in a measure; for an appointment is a contract, expressed or implied, and he who does not keep it breaks faith, as well as dishonestly uses other people's time, and thus inevitably loses character. We naturally come to the conclusion that the person who is careless about time is careless about business, and that he is not the one to be trusted with the transaction of matters of importance. When Washington's secretary excused himself for the lateness of his attendance and laid the blame upon his watch, his master quietly said, "Then you must get another watch, or I another secretary."

The person who is negligent of time and its employment is usually found to be a general disturber of others' peace and serenity. It was wittily said by Lord Chesterfield of the old Duke of Newcastle—"His Grace loses an hour in the morning, and is looking for it all the rest of the day." Everybody with whom the unpunctual man has to do is thrown from time to time into a state of fever: he is systematically late; regular only in his irregularity. He conducts his dawdling as if upon system; arrives at his appointment after time; gets to the railway station after the train has started; posts his letter when the box has closed. Thus business is thrown into confusion, and everybody concerned is put out of temper.

To secure independence, the practice of simple economy is all that is necessary. Economy requires neither superior courage nor eminent virtue; it is satisfied with ordinary energy, and the capacity of average minds. Economy, at bottom, is but the spirit of order applied in the administration of domestic affairs: it means management, regularity, prudence, and the avoidance of waste. The spirit of economy was expressed by our Divine Master in the words, "Gather up the fragments that remain, so that nothing may be lost." His omnipotence did not disdain the small things of life; and even while revealing His infinite power to the multitude, he taught the pregnant lesson of carefulness, of which all stand so much in need.

Economy also means to power of resisting present gratification for the purpose of securing a future good, and in this light it represents the ascendancy of reason over the animal instincts. It is altogether different from penuriousness: for it is economy that can always best afford to be generous. It does not make money an idol, but regards it as a useful agent. As Dean Swift observes, "we must carry money in the head, not in the heart." Economy may be styled the daughter of Prudence, the sister of Temperance, and the mother of Liberty. It is eminently conservative—conservative of character, of domestic happiness, and social well-being. It is, in short, the exhibition of self-help in one of its best forms.

Francis Horner's father gave him this advice on entering life: "Whilst I wish you to be comfortable in every respect, I cannot too strongly inculcate economy. It is a necessary virtue to all; and however the shallow part of mankind may despise it, it certainly leads to independence, which is a grand object to every man of a high spirit."

Every man ought to contrive to live within his means. This practice is of the very essence of honesty. For if a man does not manage honestly to live within his own means, he must necessarily be living dishonestly upon the means of somebody else. Those who are careless about personal expenditure, and consider merely their own gratification, without regard for the comfort of others, generally find out the real uses of money when it is too late. Though by nature generous, these thriftless persons are often driven in the end to do very shabby things. They waste their money as they do their time; draw bills upon the future; anticipate their earnings; and are thus under the necessity of dragging after them a load of debts and obligations, which seriously affect their actions as free and independent men.

It was a maxim of Lord Bacon, that when it was necessary to economize, it was better to look after petty savings than to descend to petty gettings. The loose cash which many persons throw away uselessly, and worse, would often form a basis of fortune and independence for life. These wasters are their own worst enemies, though generally found amongst the ranks of those who rail a the injustice of "the world." But if a man will not be his own friend, how can he expect that others will be. Orderly men of moderate means have always something left in their pockets to help others; whereas, your prodigal and careless fellows who spend all, never find an opportunity for helping anybody. It is poor economy, however, to be a scrub. Narrow-mindedness in living and in dealing is generally short- sighted, and leads to failure. Generosity and liberality, like honesty, always prove the best policy after all. Though Jenkinson, in the "Vicar of Wakefield," cheated his kind-hearted neighbor Flamborough in one way or another every year, "Flamborough," said he, "has been regularly growing in riches, while I have come to poverty and a jail." And practical life abounds in cases of brilliant results from a course of generous and honest policy.

The proverb says that "an empty bag cannot stand upright;" neither can a man who is in debt. It is also difficult for a man who is in debt to be truthful; hence, it is said that lying rides on debt's back. The debtor has to frame excuses to his creditor for postponing payment of the money he owes him, and probably also to contrive falsehoods. It is easy enough for a man who will exercise a healthy resolution, to avoid incurring the first obligation; but the facility with which that has been incurred often becomes a temptation to a second; and very soon the unfortunate borrower becomes so entangled that no late exertion of industry can set him free. The first step in debt is like the first step in falsehood; almost involving the necessity of proceeding in the same course, debt following debt, as lie follows lie. Haydon, the painter, dated his decline fro the day on which he first borrowed money. He realized the truth of the proverb, "Who goes a-borrowing, goes a-sorrowing." The significant entry in his diary is: "Here began debt and obligation, out of which I have never been and never shall be extricated as long as I live." His autobiography shows but too painfully how embarrassment in money matters produces poignant distress of mind, utter incapacity for work, and constantly recurring humiliations. The written advice which he gave to a youth when entering the navy was as follows: "Never purchase any enjoyment if it cannot be procured without borrowing of others. Never borrow money; it is degrading. I do not say never lend, but never lend if by lending you render yourself unable to pay what you owe; but under any circumstances never borrow." Fichte, the poor student, refused to accept even presents from his still poorer parents.

Dr. Johnson held that early debt is ruin. His words on the subject are weighty, and worthy of being held in remembrance. "Do not," said he, "accustom yourself to consider debt only as an inconvenience; you will find it a calamity. Poverty takes away so many means of doing good, and produces so much inability to resist evil, both natural and moral, that it is by all virtuous means to be avoided. . . . Let it be your first care, then, not to be in any man's debt. Resolve not to be poor; whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and makes some virtues impracticable and others extremely difficult. Frugality is not only the basis of quiet, but of beneficence. No man can help others that wants help himself; we must have enough before we have to spare."

It is the bounden duty of every man to look his affairs in the face, and to keep an account of his incomings and outgoings in money matters. The exercise of a little simple arithmetic in this way will be found of great value. Prudence requires that we shall pitch our scale of living a degree below our means, rather than up to them. But this can only be done by carrying out faithfully a plan of living by which both ends may be made to meet. John Locke strongly advised this course: "Nothing," said he, "is likelier to keep a man within compass than having constantly before his eyes the state of his affairs in a regular course of account." The Duke of Wellington kept an accurate detailed account of all the moneys received and expended by him. "I make a point," said he to Mr. Gleig, "of paying my own bills, and I advise every one to do the same; formerly I used to trust a confidential servant to pay them, but I was cured of that folly by receiving one morning, to my great surprise, duns of a year or two's standing. The fellow had speculated with my money, and left my bills unpaid." Talking of debt, his remark was, "It makes a slave of a man. I have often known what it was to be in want of money, but I never got into debt." Washington was as particular as Wellington was, in matters of business detail; and it is a remarkable fact, that he did not disdain to scrutinize the smallest outgoings of his household— determined as he was to live honestly within his means—even when holding the high office of President of the United States.

There is a dreadful ambition abroad for being "genteel." We keep up appearances, too often at the expense of honesty; and though we may not be rich yet we must seem to be so. We must be "respectable," though only in the meanest sense—in mere vulgar outward show. We have not the courage to go patiently onward in the condition of life in which it has pleased God to call us; but must needs live in some fashionable state to which we ridiculously please to call ourselves, and to gratify the vanity of that unsubstantial genteel world of which we form a part. There is a constant struggle and pressure for front streets in the social amphitheatre; in the midst of which all noble self-denying resolve is trodden down, and many fine natures are inevitably crushed to death. What waste, what misery, what bankruptcy come from all this ambition to dazzle others with the glare of apparent worldly success, we need not describe.

The young man, as he passes through life, advances through a long line of tempters ranged on either side of him; and the inevitable effect of yielding is degradation in a greater or a less degree. Contact with them tends insensibly to draw away from him some portion of the divine electric element with which his nature is charged; and his only mode of resisting them is to utter and act out his "No" manfully and resolutely. He must decide at once, not waiting to deliberate and balance reasons; for the youth, like "the woman who deliberates, is lost." Many deliberate, without deciding; but "not to resolve, is to resolve." A perfect knowledge of man is in the prayer, "Lead us not into temptation." But temptation will come to try the young man's strength; and once yielded to, the power to resist grows weaker and weaker. Yield once, and an element of virtue has gone. Resist manfully, and the first decision will give strength for life; repeated it will become a habit. It is in the outworks of the habits formed in early life that the real strength of the defense must lie; for it has been wisely ordained that the machinery of moral existence should be carried on principally through the medium of the habits, so as to save the wear and tear of the great principles within. It is good habits which insinuate themselves into the thousand inconsiderable acts of life, that really constitute by far the greater part of man's moral conduct.