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In Luck at Last

Chapter 9: CHAPTER III.
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About This Book

A domestic drama set around a second‑hand bookshop follows a young woman who, advertising under initials, sustains a prolonged written relationship while privately instructing a male pupil in heraldry; when they meet, the concealment of her identity threatens their correspondence. The plot weaves cousins, elders, and neighbors into a web of small deceptions, discoveries, and reckonings, as chance encounters, a disputed photograph, and questions of property and honor prompt atonement and shifting fortunes before matters are resolved.

CHAPTER III.

IRIS THE HERALD.

 

By a somewhat remarkable coincidence it was on this very evening that Iris first made the acquaintance of her pupil, Mr. Arnold Arbuthnot. These coincidences, I believe, happen oftener in real life than they do even on the stage, where people are always turning up at the very nick of time and the critical moment.

I need little persuasion to make me believe that the first meeting of Arnold Arbuthnot and Iris, on the very evening when her cousin was opening matters with the Foxy one, was nothing short of Providential. You shall see, presently, what things might have happened if they had not met. The meeting was, in fact, the second of the three really important events in the life of a girl. The first, which is seldom remembered with the gratitude which it deserves, is her birth; the second, the first meeting with her future lover; the third, her wedding-day; the other events of a woman's life are interesting, perhaps, but not important.

Certain circumstances, which will be immediately explained, connected with this meeting, made it an event of very considerable interest to Iris, even though she did not suspect its immense importance. So much interest that she thought of nothing else for a week beforehand; that as the appointed hour drew near she trembled and grew pale; that when her grandfather came up for his tea, she, who was usually so quick to discern the least sign of care or anxiety in his face, actually did not observe the trouble, plainly written in his drooping head and anxious eyes, which was due to his interview with Mr. David Chalker.

She poured out the tea, therefore, without one word of sympathy. This would have seemed hard if her grandfather had expected any. He did not, however, because he did not know that the trouble showed in his face, and was trying to look as if nothing had happened. Yet in his brain were ringing and resounding the words, "Within three weeks—within three weeks," with the regularity of a horrid clock at midnight, when one wants to go to sleep.

"Oh," cried Iris, forced, as young people always are, to speak of her own trouble, "oh, grandfather, he is coming to-night."

"Who is coming to-night, my dear?" and then he listened again for the ticking of the clock: "Within three weeks—within three weeks." "Who is coming to-night, my dear?"

He took the cup of tea from her, and sat down with an old man's deliberation, which springs less from wisdom and the fullness of thought that from respect to rheumatism.

The iteration of that refrain, "Within three weeks," made him forget everything, even the trouble of his granddaughter's mind.

"Oh, grandfather, you cannot have forgotten!"

She spoke with the least possible touch of irritation, because she had been thinking of this thing for a week past, day and night, and it was a thing of such stupendous interest to her, that it seemed impossible that anyone who knew of it could forget what was coming.

"No, no." The old man was stimulated into immediate recollection by the disappointment in her eyes. "No, no, my dear, I have not forgotten. Your pupil is coming. Mr. Arbuthnot is coming. But, Iris, child, don't let that worry you. I will see him for you, if you like."

"No; I must see him myself. You see, dear, there is the awful deception. Oh, how shall I tell him?"

"No deception at all," he said stoutly. "You advertised in your own initials. He never asked if the initials belonged to a man or to a woman. The other pupils do not know. Why should this one? What does it matter to him if you have done the work for which he engaged your services?"

"But, oh, he is so different! And the others, you know, keep to the subject."

"So should he, then. Why didn't he?"

"But he hasn't. And I have been answering him, and he must think that I was drawing him on to tell me more about himself; and now—oh, what will he think? I drew him on and on—yet I didn't mean to—till at last he writes to say that he regards me as the best friend and the wisest adviser he has ever had. What will he think and say? Grandfather, it is dreadful!"

"What did you tell him for, Iris, my dear? Why couldn't you let things go on? And by telling him you will lose your pupil."

"Yes, of course; and, worse still, I shall lose his letters. We live so quietly here that his letters have come to me like news of another world. How many different worlds are there all round one in London? It has been pleasant to read of that one in which ladies go about beautifully dressed always, and where the people have nothing to do but to amuse themselves. He has told me about this world in which he lives, and about his own life, so that I know everything he does, and where he goes; and"—here she sighed heavily—"of course it could not go on forever; and I should not mind so much if it had not been carried on under false pretenses."

"No false pretenses at all, my dear. Don't think it."

"I sent back his last check," she said, trying to find a little consolation for herself. "But yet—"

"Well, Iris," said her grandfather, "he wanted to learn heraldry, and you have taught him."

"For the last three months"—the girl blushed as if she was confessing her sins—"for the last three months there has not been a single word in his letters about heraldry. He tells me that he writes because he is idle, or because he wants to talk, or because he is alone in his studio, or because he wants his unknown friend's advice. I am his unknown friend, and I have been giving him advice."

"And very good advice, too," said her grandfather benevolently. "Who is so wise as my Iris?"

"I have answered all his letters, and never once told him that I am only a girl."

"I am glad you did not tell him, Iris," said her grandfather; but he did not say why he was glad. "And why can't he go on writing his letters without making any fuss?"

"Because he says he must make the acquaintance of the man—the man, he says—with whom he has been in correspondence so long. This is what he says."

She opened a letter which lay upon a table covered with papers, but her grandfather stopped her.

"Well, my dear, I do not want to know what he says. He wishes to make your acquaintance. Very good, then. You are going to see him, and to tell him who you are. That is enough. But as for deceiving"—he paused, trying to understand this extreme scrupulosity of conscience—"if you come to deceiving—well, in a kind sort of a way you did allow him to think his correspondent a man. I admit that. What harm is done to him? None. He won't be so mean, I suppose, as to ask for his money back again."

"I think he ought to have it all back," said Iris; "yes, all from the very beginning. I am ashamed that I ever took any money from him. My face burns when I think of it."

To this her grandfather made no reply. The returning of money paid for services rendered was, to his commercial mind, too foolish a thing to be even talked about. At the same time, Iris was quite free to manage her own affairs. And then there was that roll of papers in the safe. Why, what matter if she sent away all her pupils? He changed the subject.

"Iris, my dear," he said, "about this other world, where the people amuse themselves; the world which lives in the squares and in the big houses on the Chelsea Embankment here, you know—how should you like, just for a change, to belong to that world and have no work to do?"

"I don't know," she replied carelessly, because the question did not interest her.

"You would have to leave me, of course. You would sever your connection, as they say, with the shop."

"Please, don't let us talk nonsense, grandfather."

"You would have to be ashamed, perhaps, of ever having taught for your living."

"Now that I never should be—never, not if they made me a duchess."

"You would go dressed in silk and velvet. My dear, I should like to see you dressed up just for once, as we have seen them at the theater."

"Well, I should like one velvet dress in my life. Only one. And it should be crimson—a beautiful, deep, dark crimson."

"Very good. And you would drive in a carriage instead of an omnibus; you would sit in the stalls instead of the upper circle; you would give quantities of money to poor people; and you would buy as many second hand books as you pleased. There are rich people, I believe, ostentatious people, who buy new books. But you, my dear, have been better brought up. No books are worth buying till they have stood the criticism of a whole generation at least. Never buy new books, my dear."

"I won't," said Iris. "But, you dear old man, what have you got in your head to-night? Why in the world should we talk about getting rich?"

"I was only thinking," he said, "that perhaps, you might be so much happier—"

"Happier? Nonsense! I am as happy as I can be. Six pupils already. To be sure I have lost one," she sighed; "and the best among them all."

When her grandfather left her, Iris placed candles on the writing-table, but did not light them, though it was already pretty dark. She had half an hour to wait; and she wanted to think, and candles are not necessary for meditation. She sat at the open window and suffered her thoughts to ramble where they pleased. This is a restful thing to do, especially if your windows look upon a tolerably busy but not noisy London road. For then, it is almost as good as sitting beside a swiftly-running stream; the movement of the people below is like the unceasing flow of the current; the sound of the footsteps is like the whisper of the water along the bank; the echo of the half heard talk strikes your ear like the mysterious voices wafted to the banks from the boats as they go by; and the lights of the shops and the street presently become spectral and unreal like lights seen upon the river in the evening.

Iris had a good many pupils—six, in fact, as she had boasted; why, then, was she so strangely disturbed on account of one?

An old tutor by correspondence may be, and very likely is, indifferent about his pupils, because he has had so many; but Iris was a young tutor, and had as yet known few. One of her pupils, for instance, was a gentleman in the fruit and potato line, in the Borough. By reason of his early education, which had not been neglected so much as entirely omitted, he was unable to personally conduct his accounts. Now a merchant without his accounts is as helpless as a tourist without his Cook. So that he desired, in his mature age, to learn book keeping, compound addition, subtraction, and multiplication. He had no partners, so that he did not want division. But it is difficult—say, well-nigh impossible—for a middle-aged merchant, not trained in the graces of letter-writing, to inspire a young lady with personal regard, even though she is privileged to follow the current of his thoughts day by day, and to set him his sums.

Next there was a young fellow of nineteen or twenty, who was beginning life as an assistant-teacher in a commercial school at Lower Clapton. This way is a stony and a thorny path to tread; no one walks upon it willingly; those who are compelled to enter upon it speedily either run away and enlist, or they go and find a secluded spot in which to hang themselves. The smoother ways of the profession are only to be entered by one who is the possessor of a degree, and it was the determination of this young man to pass the London University Examinations, and to obtain the degree of Bachelor. In this way his value in the educational market would be at once doubled, and he could command a better place and lighter work. He showed himself, in his letters, to be an eminently practical, shrewd, selfish, and thick-skinned young man, who would quite certainly get on in the world, and was resolved to lose no opportunities, and, with that view, he took as much work out of his tutor as he could get for the money. Had he known that the "I.A." who took such a wonderful amount of trouble with his papers was only a woman, he would certainly have extorted a great deal more work for his money. All this Iris read in his letters and understood. There is no way in which a man more surely and more naturally reveals his true character than in his correspondence, so that after awhile, even though the subject of the letters be nothing more interesting than the studies in hand, those who write the letters may learn to know each other if they have but the mother wit to read between the lines. Certainly this young schoolmaster did not know Iris, nor did he desire to discover what she was like, being wholly occupied with the study of himself. Strange and kindly provision of Nature. The less desirable a man actually appears to others, the more fondly he loves and believes in himself. I have heard it whispered that Narcissus was a hunchback.

Then there was another pupil, a girl who was working her very hardest in order to become, as she hoped, a first-class governess, and who, poor thing! by reason of her natural thickness would never reach even the third rank. Iris would have been sorry for her, because she worked so fiercely, and was so stupid, but there was something hard and unsympathetic in her nature which forbade pity. She was miserably poor, too, and had an unsuccessful father, no doubt as stupid as herself, and made pitiful excuses for not forwarding the slender fees with regularity.

Everybody who is poor should be, on that ground alone, worthy of pity and sympathy. But the hardness and stupidity, and the ill-temper, all combined and clearly shown in her letters, repelled her tutor. Iris, who drew imaginary portraits of her pupils, pictured the girl as plain to look upon, with a dull eye, a leathery, pallid cheek, a forehead without sunshine upon it, and lips which seldom parted with a smile.

Then there was, besides, a Cambridge undergraduate. He was neither clever, nor industrious, nor very ambitious; he thought that a moderate place was quite good enough for him to aim at, and he found that his unknown and obscure tutor by correspondence was cheap and obliging, and willing to take trouble, and quite as efficacious for his purposes as the most expensive Cambridge coach. Iris presently discovered that he was lazy and luxurious, a deceiver of himself, a dweller in Fool's Paradise and a constant shirker of work. Therefore, she disliked him. Had she actually known him and talked with him, she might have liked him better in spite of these faults and shortcomings, for he was really a pleasant, easygoing youth, who wallowed in intellectual sloth, but loved physical activity; who will presently drop easily, and comfortably, and without an effort or a doubt, into the bosom of the Church, and will develop later on into an admirable country parson, unless they disestablish the Establishment: in which case, I do not know what he will do.

But this other man, this man who was coming for an explanation, this Mr. Arnold Arbuthnot, was, if you please, a very different kind of pupil. In the first place he was a gentleman, a fact which he displayed, not ostentatiously, in every line of his letters; next, he had come to her for instruction—the only pupil she had in that science, in heraldry, which she loved. It is far more pleasant to be describing a shield and settling questions in the queer old language of this queer old science, than in solving and propounding problems in trigonometry and conic sections. And then—how if your pupil begins to talk round the subject and to wander into other things? You cannot very well talk round a branch of mathematics, but heraldry is a subject surrounded by fields, meadows, and lawns, so to speak, all covered with beautiful flowers. Into these the pupil wandered, and Iris not unwillingly followed. Thus the teaching of heraldry by correspondence became the most delightful interchange of letters imaginable, set off and enriched with a curious and strange piquancy, derived from the fact that one of them, supposed to be an elderly man, was a young girl, ignorant of the world except from books, and the advice given her by two old men, who formed all her society. Then, as was natural, what was at first a kind of play, became before long a serious and earnest confidence on the one side, and a hesitating reception on the other.

Latterly he more than once amused himself by drawing an imaginary portrait of her; it was a pleasing portrait, but it made her feel uneasy.

"I know you," he said, "from your letters, but yet I want to know you in person. I think you are a man advanced in years." Poor Iris! and she not yet twenty-one. "You sit in your study and read; you wear glasses, and your hair is gray; you have a kind heart and a cheerful voice; you are not rich—you have never tried to make yourself rich; you are therefore little versed in the ways of mankind; you take your ideas chiefly from books; the few friends you have chosen are true and loyal; you are full of sympathy, and quick to read the thoughts of those in whom you take an interest." A very fine character, but it made Iris's cheek to burn and her eyes to drop. To be sure she was not rich, nor did she know the world; so far her pupil was right, but yet she was not gray nor old. And, again, she was not, as he thought, a man.

Letter-writing is not extinct, as it is a commonplace to affirm, and as people would have us believe. Letters are written still—the most delightful letters—letters as copious, as charming, as any of the last century; but men and women no longer write their letters as carefully as they used to do in the old days, because they were then shown about, and very likely read aloud. Our letters, therefore, though their sentences are not so balanced nor their periods so rounded, are more real, more truthful, more spontaneous, and more delightful than the laborious productions of our ancestors, who had to weigh every phrase, and to think out their bon mots, epigrams, and smart things for weeks beforehand, so that the letter might appear full of impromptu wit. I should like, for instance, just for once, to rob the outward or the homeward mail, in order to read all the delightful letters which go every week backward and forward between the folk in India and the folk at home.

"I shall lose my letters," Iris recollected, and her heart sunk. Not only did her correspondent begin to draw these imaginary portraits of her, but he proceeded to urge upon her to come out of her concealment, and to grant him an interview. This she might have refused, in her desire to continue a correspondence which brightened her monotonous life. But there came another thing, and this decided her. He began to give, and to ask, opinions concerning love, marriage, and such topics—and then she perceived it could not possibly be discussed with him, even in domino and male disguise. "As for love," her pupil wrote, "I suppose it is a real and not a fancied necessity of life. A man, I mean, may go on a long time without it, but there will come a time—do not you think so?—when he is bound to feel the incompleteness of life without a woman to love. We ought to train our boys and girls from the very beginning to regard love and marriage as the only things really worth having, because without them there is no happiness. Give me your own experience. I am sure you must have been in love at some time or other in your life."

Anybody will understand that Iris could not possibly give her own experience in love-matters, nor could she plunge into speculative philosophy of this kind with her pupil. Obviously the thing must come to an end. Therefore she wrote a letter to him, telling him that "I.A." would meet him, if he pleased, that very evening at the hour of eight.

It is by this time sufficiently understood that Iris Aglen professed to teach—it is an unusual combination—mathematics and heraldry; she might also have taught equally well, had she chosen, sweetness of disposition, goodness of heart, the benefits conferred by pure and lofty thoughts on the expression of a girl's face, and the way to acquire all the other gracious, maidenly virtues; but either there is too limited a market for these branches of culture, or—which is perhaps the truer reason—there are so many English girls, not to speak of Americans, who are ready and competent to teach them, and do teach them to their brothers, and their lovers, and to each other, and to their younger sisters all day long.

As for her heraldry, it was natural that she should acquire that science, because her grandfather knew as much as any Pursuivant or King-at-Arms, and thought that by teaching the child a science which is nowadays cultivated by so few, he was going to make her fortune. Besides, ever mindful of the secret packet, he thought that an heiress ought to understand heraldry. It was, indeed, as you shall see, in this way that her fortune was made; but yet not quite in the way he proposed to make it. Nobody ever makes a fortune quite in the way at first intended for him.

As for her mathematics, it is no wonder that she was good in this science, because she was a pupil of Lala Roy.

This learned Bengalee condescended to acknowledge the study of mathematics as worthy even of the Indian intellect, and amused himself with them when he was not more usefully engaged in chess. He it was who, being a lodger in the house, taught Iris almost as soon as she could read how letters placed side by side may be made to signify and accomplish stupendous things, and how they may disguise the most graceful and beautiful curves, and how they may even open a way into boundless space, and there disclose marvels. This wondrous world did the philosopher open to the ready and quick-witted girl; nor did he ever lead her to believe that it was at all an unusual or an extraordinary thing for a girl to be so quick and apt for science as herself, nor did he tell her that if she went to Newnham or to Girton, extraordinary glories would await her, with the acclamations of the multitude in the Senate House and the praise of the Moderators. Iris, therefore, was not proud of her mathematics, which seemed part of her very nature. But of her heraldry she was, I fear, extremely proud—proud even to sinfulness. No doubt this was the reason why, through her heraldry, the humiliation of this evening fell upon her.

"If he is young," she thought, "if he is young—and he is sure to be young—he will be very angry at having opened his mind to a girl"—it will be perceived that, although she knew so much mathematics, she was really very ignorant of the opposite sex, not to know that a young man likes nothing so much as the opening of his mind to a young lady. "If he is old, he will be more humiliated still"—as if any man at any age was ever humiliated by confessing himself to a woman. "If he is a proud man, he will never forgive me. Indeed, I am sure that he can never forgive me, whatever kind of man he is. But I can do no more than tell him I am sorry. If he will not forgive me then, what more can I say? Oh, if he should be vindictive!"

When the clock began to strike the hour of eight, Iris lighted her candles, and before the pulsation of the last stroke had died away, she heard the ringing of the house-bell.

The door was opened by her grandfather himself, and she heard his voice.

"Yes," he said, "you will find your tutor, in the first floor front, alone. If you are inclined to be vindictive, when you hear all, please ring the bell for me."

The visitor mounted the stairs, and Iris, hearing his step, began to tremble and to shake for fear.

When the door opened she did not at first look up. But she knew that her pupil was there, and that he was looking for his tutor.

"Pardon me"—the voice was not unpleasant—"pardon me. I was directed to this room. I have an appointment with my tutor."

"If," said Iris, rising, for the time for confession had at length arrived, "if you are Mr. Arnold Arbuthnot, your appointment is, I believe, with me."

"It is with my tutor," he said.

"I am your tutor. My initials are I.A."

The room was only lighted by two candles, but they showed him the hanging head and the form of a woman, and he thought she looked young, judging by the outline. Her voice was sweet and clear.

"My tutor? You?"

"If you really are Mr. Arnold Arbuthnot, the gentleman who has corresponded with I.A. for the last two years on heraldry, and—and other things, I am your tutor."

She had made the dreaded confession. The rest would be easy. She even ventured to raise her eyes, and she perceived, with a sinking of the heart, that her estimate of her pupil's age was tolerably correct. He was a young man, apparently not more than five or six and twenty.

It now remained to be seen if he was vindictive.

As for the pupil, when he recovered a little from the blow of this announcement, he saw before him a girl, quite young, dressed in a simple gray or drab colored stuff, which I have reason to believe is called Carmelite. The dress had a crimson kerchief arranged in folds over the front, and a lace collar, and at first sight it made the beholder feel that, considered merely as a setting of face and figure, it was remarkably effective. Surely this is the true end and aim of all feminine adornment, apart from the elementary object of keeping one warm.

"I—I did not know," the young man said, after a pause, "I did not know at all that I was corresponding with a lady."

Here she raised her eyes again, and he observed that the eyes were very large and full of light—"eyes like the fishpools of Heshbon"—dove's eyes.

"I am very sorry," she said meekly. "It was my fault."

He observed other things now, having regained the use of his senses. Thus he saw that she wore her hair, which was of a wonderful chestnut brown color, parted at the side like a boy's, and that she had not committed the horrible enormity of cutting it short. He observed, too, that while her lips were quivering and her cheek was blushing, her look was steadfast. Are dove's eyes, he asked himself, always steadfast?

"I ought to have told you long ago, when you began to write about—about yourself and other things, when I understood that you thought I was a man—oh, long ago I ought to have told you the truth!"

"It is wonderful!" said the young man, "it is truly wonderful!" He was thinking of the letters—long letters, full of sympathy, and a curious unworldly wisdom, which she had sent him in reply to his own, and he was comparing them with her youthful face, as one involuntarily compares a poet's appearance with his poetry—generally a disappointing thing to do, and always a foolish thing.

"I am very sorry," she repeated.

"Have you many pupils, like myself?"

"I have several pupils in mathematics. It does not matter to them whether they are taught by a man or a woman. In heraldry I had only one—you."

He looked round the room. One end was occupied by shelves, filled with books; in one of the windows was a table, covered with papers and adorned with a type-writer, by means of which Iris carried on her correspondence. For a moment the unworthy thought crossed his mind that he had been, perhaps, artfully lured on by a siren for his destruction. Only for a moment, however, because she raised her face and met his gaze again, with eyes so frank and innocent, that he could not doubt them. Besides, there was the clear outline of her face, so truthful and so honest. The young man was an artist, and therefore believed in outline. Could any sane and intelligent creature doubt those curves of cheek and chin?

"I have put together," she said, "all your letters for you. Here they are. Will you, please, take them back? I must not keep them any longer." He took them, and bowed. "I made this appointment, as you desired, to tell you the truth, because I have deceived you too long: and to beg you to forgive me; and to say that, of course, there is an end to our correspondence."

"Thank you. It shall be as you desire. Exactly," he repeated, "as you desire."

He ought to have gone at once. There was nothing more to say. Yet he lingered, holding the letters in his hand.

"To write these letters," he said, "has been for a long time one of my greatest pleasures, partly because I felt that I was writing to a friend, and so wrote in full trust and confidence; partly because they procured me a reply—in the shape of your letters. Must I take back these letters of mine?"

She made no answer.

"It is hard, is it not, to lose a friend so slowly acquired, thus suddenly and unexpectedly?"

"Yes," she said, "it is hard. I am very sorry. It was my fault."

"Perhaps I have said something, in my ignorance—something which ought not to have been said or written—something careless—something which has lowered me in your esteem—"

"Oh, no—no!" said Iris quickly. "You have never said anything that a gentleman should not have said."

"And if you yourself found any pleasure in answering my letters—"

"Yes," said Iris with frankness, "it gave me great pleasure to read and to answer your letters, as well as I could."

"I have not brought back your letters. I hope you will allow me to keep them. And, if you will, why should we not continue our correspondence as before?" But he did not ask the question confidently.

"No," said Iris decidedly "it can never be continued as before. How could it, when once we have met, and you have learned the truth?"

"Then," he continued, "if we cannot write to each other any more, can we not talk?"

She ought to have informed him on the spot that the thing was quite impossible, and not to be thought of for one moment. She should have said, coldly, but firmly—every right-minded and well-behaved girl would have said—"Sir, it is not right that you should come alone to a young lady's study. Such things are not to be permitted. It we meet in society, we may, perhaps, renew our acquaintance."

But girls do go on sometimes as if there was no such thing as propriety at all, and such cases are said to be growing more frequent. Besides, Iris was not a girl who was conversant with social convenances. She looked at her pupil thoughtfully and frankly.

"Can we?" she asked. She who hesitates is lost, a maxim which cannot be too often read, said, and studied. It is one of the very few golden rules omitted from Solomon's Proverbs. "Can we? It would be pleasant."

"It you will permit me," he blushed and stammered, wondering at her ready acquiescence, "if you will permit me to call upon you sometimes—here, if you will allow me, or anywhere else. You know my name. I am by profession an artist, and I have a studio close at hand in Tite Street."

"To call upon me here?" she repeated.

Now, when one is a tutor, and has been reading with a pupil for two years, one regards that pupil with a feeling which may not be exactly parental, but which is unconventional. If Arnold had said, "Behold me! May I, being a young man, call upon you, a young woman?" she would have replied: "No, young man, that can never be." But when he said, "May I, your pupil, call sometimes upon you, my tutor?" a distinction was at once established by which the impossible became possible.

"Yes," she said, "I think you may call. My grandfather has his tea with me every evening at six. You may call then if it will give you any pleasure."

"You really will let me come here?"

The young man looked as if the permission was likely to give him the greatest pleasure.

"Yes; if you wish it."

She spoke just exactly like an Oxford Don giving an undergraduate permission to take an occasional walk with him, or to call for conversation and advice at certain times in his rooms. Arnold noticed the manner, and smiled.

"Still," he said, "as your pupil."

He meant to set her at her ease concerning the propriety of these visits. She thought he meant a continuation of a certain little arrangement as to fees, and blushed.

"No," she said; "I must not consider you as a pupil any longer. You have put an end to that yourself."

"I do not mind, if only I continue your friend."

"Oh," she said, "but we must not pledge ourselves rashly to friendship. Perhaps you will not like me when you once come to know me."

"Then I remain your disciple."

"Oh no," she flushed again, "you must already think me presumptuous enough in venturing to give you advice. I have written so many foolish things—"

"Indeed, no," he interrupted, "a thousand times no. Let me tell you once for all, if I may, that you have taught me a great deal—far more than you can ever understand, or than I can explain. Where did you get your wisdom? Not from the Book of Human Life. Of that you cannot know much as yet."

"The wisdom is in your imagination, I think. You shall not be my pupil nor my disciple, but—well—because you have told me so much, and I seem to have known you so long, and, besides, because you must never feel ashamed of having told me so much, you shall come, if you please, as my brother."

It was not till afterward that she reflected on the vast responsibilities she incurred in making this proposal, and on the eagerness with which her pupil accepted it.

"As your brother!" he cried, offering her his hand. "Why, it is far—far more than I could have ventured to hope. Yes, I will come as your brother. And now, although you know so much about me, you have told me nothing about yourself—not even your name."

"My name is Iris Aglen."

"Iris! It is a pretty name!"

"It was, I believe, my grandmother's. But I never saw her, and I do not know who or what my father's relations are."

"Iris Aglen!" he repeated. "Iris was the Herald of the Gods, and the rainbow was constructed on purpose to serve her for a way from Heaven to the Earth."

"Mathematicians do not allow that," said the girl, smiling.

"I don't know any mathematics. But now I understand in what school you learned your heraldry. You are Queen-at-Arms at least, and Herald to the Gods of Olympus."

He wished to add something about the loveliness of Aphrodite, and the wisdom of Athene, but he refrained, which was in good taste.

"Thank you, Mr. Arbuthnot," Iris replied. "I learned my heraldry of my grandfather, who taught himself from the books he sells. And my mathematics I learned of Lala Roy, who is our lodger, and a learned Hindoo gentleman. My father is dead—and my mother as well—and I have no friends in the world except these two old men, who love me, and have done their best to spoil me."

Her eyes grew humid and her voice trembled.

No other friends in the world! Strange to say, this young man felt a little sense of relief. No other friends. He ought to have sympathized with the girl's loneliness; he might have asked her how she could possibly endure life without companionship, but he did not; he only felt that other friends might have been rough and ill-bred; this girl derived her refinement, not only from nature, but also from separation from the other girls who might in the ordinary course have been her friends and associates. And if no other friends, then no lover. Arnold was only going to visit the young lady as her brother; but lovers do not generally approve the introduction of such novel effects as that caused by the appearance of a brand-new and previously unsuspected brother. He was glad, on the whole, that there was no lover.

Then he left her, and went home to his studio, where he sat till midnight, sketching a thousand heads one after the other with rapid pencil. They were all girls' heads, and they all had hair parted on the left side, with a broad, square forehead, full eyes, and straight, clear-cut features.

"No," he said, "it is no good. I cannot catch the curve of her mouth—nobody could. What a pretty girl! And I am to be her brother! What will Clara say? And how—oh, how in the world can she be, all at the same time, so young, so pretty, so learned, so quick, so sympathetic, and so wise?"


CHAPTER IV.

THE WOLF AT HOME.

 

There is a certain music-hall, in a certain street, leading out of a certain road, and this is quite clear and definite enough. Its distinctive characteristics, above any of its fellows, is a vulgarity so profound, that the connoisseur or student in that branch of mental culture thinks that here at last he has reached the lowest depths. For this reason one shrinks from actually naming it, because it might become fashionable, and then, if it fondly tried to change its character to suit its changed audience, it might entirely lose its present charm, and become simply commonplace.

Joe Gallop stood in the doorway of this hall, a few days after the Tempting of Mr. James. It was about ten o'clock, when the entertainments were in full blast. He had a cigarette between his lips, as becomes a young man of fashion, but it had gone out, and he was thinking of something. To judge from the cunning look in his eyes, it was something not immediately connected with the good of his fellow-creatures. Presently the music of the orchestra ceased, and certain female acrobats, who had been "contorting" themselves fearfully and horribly for a quarter of an hour upon the stage, kissed their hands, which were as hard as ropes, from the nature of their profession, and smiled a fond farewell. There was some applause, but not much, because neither man nor woman cares greatly for female acrobats, and the performers themselves are with difficulty persuaded to learn their art, and generally make haste to "go in" again as soon as they can, and try henceforward to forget that they have ever done things with ropes and bars.

Joe, when they left the stage, ceased his meditations, whatever may have been their subject, lit a fresh cigarette, and assumed an air of great expectation, as if something really worth seeing and hearing were now about to appear. And when the chairman brought down the hammer with the announcement that Miss Carlotta Claradine, the People's Favorite, would now oblige, it was Joe who loudly led the way for a tumultuous burst of applause. Then the band, which at this establishment, and others like unto it, only plays two tunes, one for acrobats, and one for singers, struck up the second air, and the People's Favorite appeared. She may have had by nature a sweet and tuneful voice; perhaps it was in order to please her friends, the people, that, she converted it into a harsh and rasping voice, that she delivered her words with even too much gesture, and that she uttered a kind of shriek at the beginning of every verse, which was not in the composer's original music, but was thrown in to compel attention. She was dressed with great simplicity, in plain frock, apron, and white cap, to represent a fair young Quakeress, and she sung a song about her lover with much "archness"—a delightful quality in woman.

"Splendid, splendid! Bravo!" shouted Joseph at the end of the first verse. "That fetches 'em, don't it, sir? Positively drags 'em, in, sir."

He addressed his words, without turning his head, to a man who had just come in, and was gazing at him with unbounded astonishment.

"You here, Joe??" he said.

Joe started.

"Why, Chalker, who'd have thought to meet you in this music-hall?"

"It's a good step, isn't it? And what are you doing, Joe? I heard you'd left the P. and O. Company."

"Had to," said Joe. "A gentleman has no choice but to resign. Ought never to have gone there. There's no position, Chalker—no position at all in the service. That is what I felt. Besides, the uniform, for a man of my style, is unbecoming. And the captain was a cad."

"Humph! and what are you doing then? Living on the old man again?"

"Never you mind, David Chalker," replied Joe with dignity; "I am not likely to trouble you any more after the last time I called upon you."

"Well, Joe," said the other, without taking offense, "it is not my business to lend money without a security, and all you had to offer was your chance of what your grandfather might leave you—or might not."

"And a very good security too, if he does justice to his relations."

"Yes; but how did I know whether he was going to do justice? Come, Joe, don't be shirty with an old friend."

There was a cordiality in the solicitor's manner which boded well. Joe was pretty certain that Mr. Chalker was not a man to cultivate friendship unless something was to be got out of it. It is only the idle and careless who can waste time over unprofitable friendships. With most men friendship means assisting in each other's little games, so that every man must become, on occasion, bonnet, confederate, and pal, for his friend, and may expect the same kindly office for himself.

If Chalker wished to keep up his old acquaintance with Joe Gallop, there must be some good reason. Now the only reason which suggested itself to Joe at that moment was that Chalker had lately drawn a new will for the old man, and that he himself might be in it. Here he was wrong. The only reason of Mr. Chalker's friendly attitude was curiosity to know what Joe was doing, and how he was living.

"Look here, Chalker," Joe whispered, "you used to pretend to be a pal. What's the good of being a pal if you won't help a fellow? You see my grandfather once a week or so; you shut the door and have long talks with him. If you know what he's going to do with his money, why not tell a fellow? Let's make a business matter of it."

"How much do you know, Joe, and what is your business proposal worth?"

"Nothing at all; that's the honest truth—I know nothing. The old man's as tight as wax. But there's other business in the world besides his. Suppose I know of something a precious sight better than his investments, and suppose—just suppose—that I wanted a lawyer to manage it for me?"

"Well, Joe?"

"Encore! Bravo! Encore! Bravo!" Joe banged his stick on the floor and shouted because the singer ended her first song. He looked so fierce and big, that all the bystanders made haste to follow his example.

"Splendid, isn't she?" he said.

"Hang the singer! What do you mean by other business?"

"Perhaps it's nothing. Perhaps there will be thousands in it. And perhaps I can get on without you, after all."

"Very well, Joe. Get on without me if you like."

"Look here, Chalker," Joe laid a persuasive hand on the other's arm, "can't we two be friendly? Why don't you give a fellow a lift? All I want to know is where the old man's put his money, and how he's left it."

"Suppose I do know," Mr. Chalker replied, wishing ardently that he did, "do you think I am going to betray trust—a solicitor betray trust—and for nothing? But if you want to talk real business, Joe, come to my office. You know where that is."

Joe knew very well; in fact, there had been more than one difficulty which had been adjusted through Mr. Chalker's not wholly disinterested aid.

Then the singer appeared again attired in a new and startling dress, and Joe began once more to applaud again with voice and stick. Mr. Chalker, surprised at this newly-developed enthusiasm for art, left him and walked up the hall, and sat down beside the chairman, whom he seemed to know. In fact, the chairman was also the proprietor of the show, and Mr. Chalker was acting for him in his professional capacity, much as he had acted for Mr. Emblem.

"Who is your new singer?" he asked.

"She calls herself Miss Carlotta Claradine. She's a woman, let me tell you, Mr. Chalker, who will get along. Fine figure, plenty of cheek, loud voice, flings herself about, and don't mind a bit when the words are a leetle strong. That's the kind of singer the people like. That's her husband, at the far end of the room—the big, good-looking chap with the light mustache and the cigarette in his mouth."

"Whew!" Mr. Chalker whistled the low note which indicates Surprise. "That's her husband, is it? The husband of Miss Carlotta Claradine, is it? Oho! oho! Her husband! Are you sure he is her husband?"

"Do you know him, then?"

"Yes, I know him. What was the real name of the girl?"

"Charlotte Smithers. This is her first appearance on any stage—and we made up the name for her when we first put her on the posters. I made it myself—out of Chlorodyne, you know, which is in the advertisements. Sounds well, don't it? Carlotta Claradine."

"Very well, indeed. By Jove! Her husband, is he?"

"And, I suppose," said the chairman, "lives on his wife's salary. Bless you, Mr. Chalker, there's a whole gang about every theater and music hall trying to get hold of the promising girls. It's a regular profession. Them as have nothing but their good looks may do for the mashers, but these chaps look out for the girls who'll bring in the money. What's a pretty face to them compared with the handling of a big salary every week? That's the sort Carlotta's husband belongs to."

"Well, the life will suit him down to the ground."

"And jealous with it, if you please. He comes here every night to applaud and takes her home himself. Keeps himself sober on purpose."

And then the lady appeared again in a wonderful costume of blue silk and tights, personating the Lion Masher. It was her third and last song.

In the applause which followed, Mr. Chalker could discern plainly the stick as well as the voice of his old friend. And he thought how beautiful is the love of husband unto wife, and he smiled, thinking that when Joe came next to see him, he might, perhaps, hear truths which he had thought unknown, and, for certain reasons, wished to remain unknown.

Presently he saw the singer pass down the hall, and join her husband, who now, his labors ended, was seeking refreshment at the bar. She was a good-looking girl—still only a girl, and apparently under twenty—quietly dressed, yet looking anything but quiet. But that might have been due to her fringe, which was, so to speak, a prominent-feature in her face. She was tall and well-made, with large features, an ample cheek, a full eye, and a wide mouth. A good-natured-looking girl, and though her mouth was wide, it suggested smiles. The husband was exchanging a little graceful badinage with the barmaid when she joined him, and perhaps this made her look a little cross. "She's jealous, too," said Mr. Chalker, observant; "all the better." Yet a face which, on the whole, was prepossessing and good natured, and betokened a disposition to make the best of the world.

"How long has she been married?" Mr. Chalker asked the proprietor.

"Only about a month or so."

"Ah!"

Mr. Chalker proceeded to talk business, and gave no further hint of any interest in the newly-married pair.

"Now, Joe," said the singer, with a freezing glance at the barmaid, "are you going to stand here all night?"

Joe drank off his glass and followed his wife into the street. They walked side by side in silence, until they reached their lodgings. Then she threw off her hat and jacket, and sat down on the horsehair sofa and said abruptly:

"I can't do it, Joe; and I won't. So don't ask me."

"Wait a bit—wait a bit, Lotty, my love. Don't be in a hurry, now. Don't say rash things, there's a good girl." Joe spoke quite softly, as if he were not the least angry, but, perhaps, a little hurt. "There's not a bit of a hurry. You needn't decide to-day, nor yet to-morrow."

"I couldn't do it," she said. "Oh, it's a dreadful, wicked thing even to ask me. And only five weeks to-morrow since we married!"

"Lotty, my dear, let us be reasonable." He still spoke quite softly. "If we are not to go on like other people; if we are to be continually bothering our heads about honesty, and that rubbish, we shall be always down in the world. How do other people make money and get on? By humbug, my dear. By humbug. As for you, a little play-acting is nothing."

"But I am not the man's daughter, and my own father's alive and well."

"Look here, Lotty. You are always grumbling about the music-halls."

"Well, and good reason to grumble. If you heard those ballet girls talk, and see how they go on at the back, you'd grumble. As for the music—" She laughed, as if against her will. "If anybody had told me six months ago—me, that used to go to the Cathedral Service every afternoon—that I should be a Lion Masher at a music-hall and go on dressed in tights, I should have boxed his ears for impudence."

"Why, you don't mean to tell me, Lotty, that you wish you had stuck to the moldy old place, and gone on selling music over the counter?"

"Well, then, perhaps I do."

"No, no, Lotty; your husband cannot let you say that."

"My husband can laugh and talk with barmaids. That makes him happy."

"Lotty," he said, "you are a little fool. And think of the glory. Posters with your name in letters a foot and a half long—'The People's Favorite.' Why, don't they applaud you till their hands drop off?"

She melted a little.

"Applaud! As if that did any good! And me in tights!"

"As for the tights," Joe replied with dignity, "the only person whom you need consult on that subject is your husband; and since I do not object, I should like to see the man who does. Show me that man, Lotty, and I'll straighten him out for you. You have my perfect approval, my dear. I honor you for the tights."

"My husband's approval!"

She repeated his words again in a manner which had been on other occasions most irritating to him. But to-night he refused to be offended.

"Of course," he went on, "as soon as I get a berth on another ship I shall take you off the boards. It is the husband's greatest delight, especially if he is a jolly sailor, to brave all dangers for his wife. Think, Lotty, how pleasant it would be not to do any more work."

"I should like to sing sometimes, to sing good music, at the great concerts. That's what I thought I was going to do."

"You shall; you shall sing as little or as often as you like. 'A sailor's wife a sailor's star should be.' You shall be a great lady, Lotty, and you shall just command your own line. Wait a bit, and you shall have your own carriage, and your own beautiful house, and go to as many balls as you like among the countesses and the swells."

"Oh, Joe!" she laughed. "Why, if we were as rich as anything, I should never get ladies to call upon me. And as for you, no one would ever take you to be a gentleman, you know."

"Why, what do you call me, now?"

He laughed, but without much enjoyment. No one likes to be told that he is not a gentleman, whatever his own suspicions on the subject may be.

"Never mind. I know a gentleman when I see one. Go on with your nonsense about being rich."

"I shall make you rich, Lotty, whether you like it or not," he said, still with unwonted sweetness.

She shook her head.

"Not by wickedness," she said stoutly.

"I've got there," he pulled a bundle of papers out of his pockets, "all the documents wanted to complete the case. All I want now is for the rightful heiress to step forward."

"I'm not the rightful heiress, and I'm not the woman to step forward, Joe; so don't you think it."

"I've been to-day," Joe continued, "to Doctors' Commons, and I've seen the will. There's no manner of doubt about it; and the money—oh, Lord, Lotty, if you only knew how much it is!"

"What does it matter, Joe, how much it is, if it is neither yours nor mine?"

"It matters this: that it ought all to be mine."

"How can that be, if it was not left to you?"

Joe was nothing if not a man of resource. He therefore replied without hesitation or confusion:

"The money was left to a certain man and to his heirs. That man is dead. His heiress should have succeeded, but she was kept out of her rights. She is dead, and I am her cousin, and entitled to all her property, because she made no will."

"Is that gospel truth, Joe? Is she dead? Are you sure?"

"Quite sure," he replied. "Dead as a door-nail."

"Is that the way you got the papers?"

"That's the way, Lotty."

"Then why not go to a lawyer and make him take up the case for you, and honestly get your own?"

"You don't know law, my dear, or you wouldn't talk nonsense about lawyers. There are two ways. One is to go myself to the present unlawful possessor and claim the whole. It's a woman; she would be certain to refuse, and then we should go to law, and very likely lose it all, although the right is on our side. The other way is for some one—say you—to go to her and say: 'I am that man's daughter. Here are my proofs. Here are all his papers. Give me back my own.' That you could do in the interests of justice, though I own it is not the exact truth."

"And if she refuses then?"

"She can't refuse, with the man's daughter actually standing before her. She might make a fuss for a bit. But she would have to give in at last."

"Joe, consider. You have got some papers, whatever they may contain. Suppose that it is all true that you have told me—"

"Lotty, my dear, when did I ever tell you an untruth?"

"When did you ever tell me the truth, my dear? Don't talk wild. Suppose it is all true, how are you going to make out where your heiress has been all this time, and what she has been doing?"

"Trust me for that."

"I trust you for making up something or other, but—oh, Joe, you little think, you clever people, how seldom you succeed in deceiving any one."

"I've got such a story for you, Lotty, as would deceive anybody. Listen now. It's part truth, and part—the other thing. Your father—"

"My father, poor dear man," Lotty interrupted, "is minding his music-shop in Gloucester, and little thinking what wickedness his daughter is being asked to do."

"Hang it! the girl's father, then. He died in America, where he went under another name, and you were picked up by strangers and reared under that name, in complete ignorance of your own family. All which is true and can be proved."

"Who brought her up?"

"People in America. I'm one of 'em."

"Who is to prove that?"

"I am. I am come to England on purpose. I am her guardian."

"Who is to prove that you are the girl's guardian?"

"I shall find somebody to prove that."

His thoughts turned to Mr. Chalker, a gentleman whom he judged capable of proving anything he was paid for.

"And suppose they ask me questions?"

"Don't answer 'em. You know very little. The papers were only found the other day. You are not expected to know anything."

"Where was the real girl?"

"With her grandfather."

"Where was the grandfather?"

"What does that matter?" he replied; "I will tell you afterward."

"When did the real girl die?"

"That, too, I will tell you afterward."

Lotty leaned her cheek upon her hand, and looked at her husband thoughtfully.

"Let us be plain, Joe."

"You can never be plain, my dear," he replied with the smile of a lover, not a husband; "never in your husband's eyes; not even in tights."

But she was not to be won by flattery.

"Fine words," she said, "fine words. What do they amount to? Oh, Joe, little I thought when you came along with your beautiful promises, what sort of a man I was going to marry."

"A very good sort of a man," he said. "You've got a jolly sailor—an officer and a gentleman. Come now, what have you got to say to this? Can't you be satisfied with an officer and a gentleman?"

He drew himself up to his full height. Well, he was a handsome fellow: there was no denying it.

"Good looks and fine words," his wife went on. "Well, and now I've got to keep you, and if you could make me sing in a dozen halls every night, you would, and spend the money on yourself—joyfully you would."

"We would spend it together, my dear. Don't turn rusty, Lotty."

He was not a bad-tempered man, and this kind of talk did not anger him at all. So long as his wife worked hard and brought in the coin for him to spend, what mattered for a few words now and then? Besides, he wanted her assistance.

"What are you driving at?" he went on. "I show you a bit of my hand, and you begin talking round and round. Look here, Lotty. Here's a splendid chance for us. I must have a woman's help. I would rather have your help than any other woman's—yes, than any other woman's in the world. I would indeed. If you won't help me, why, then, of course, I must go to some other woman."

His wife gasped and choked. She knew already, after only five weeks' experience, how bad a man he was—how unscrupulous, false, and treacherous, how lazy and selfish. But, after a fashion, she loved him; after a woman's fashion, she was madly jealous of him. Another woman! And only the other night she had seen him giving brandy-and-soda to one of the music-hall ballet-girls. Another woman!

"If you do, Joe," she said; "oh, if you do—I will kill her and you too!"

He laughed.

"If I do, my dear, you don't think I shall be such a fool as to tell you who she is. Do you suppose that no woman has ever fallen in love with me before you? But then, my pretty, you see I don't talk about them; and do you suppose—oh, Lotty, are you such a fool as to suppose that you are the first girl I ever fell in love with?"

"What do you want me to do? Tell me again."

"I have told you already. I want you to become, for the time, the daughter of the man who died in America; you will claim your inheritance; I will provide you with all the papers; I will stand by you; I will back you up with such a story as will disarm all suspicion. That is all."

"Yes. I understand. Haven't people been sent to prison for less, Joe?"

"Foolish people have. Not people who are well advised and under good management. Mind you, this business is under my direction. I am boss."

She made no reply, but took her candle and went off to bed.

In the dead of night she awakened her husband.

"Joe," she said, "is it true that you know another girl who would do this for you?"

"More than one, Lotty," he replied, this man of resource, although he was only half awake. "More than one. A great many more. Half-a-dozen, I know, at least."

She was silent. Half an hour afterward she woke him up again.

"Joe," she said, "I've made up my mind. You sha'n't say that I refused to do for you what any other girl in the world would have done."

As a tempter it will be seen that Joe was unsurpassed.

It was now a week since he had received, carefully wrapped in wool, and deposited in a wooden box dispatched by post, a key, newly made. It was, also, very nearly a week since he had used that key. It was used during Mr. Emblem's hour for tea, while James waited and watched outside in an agony of terror. But Joe did not find what he wanted. There were in the safe one or two ledgers, a banker's book, a check-book, and a small quantity of money. But there were not any records at all of monies invested. There were no railway certificates, waterwork shares, transfers, or notes of stock, mortgages, loans, or anything at all. The only thing that he saw was a roll of papers tied up with red tape. On the roll was written: "For Iris. To be given to her on her twenty-first birthday."

"What the deuce is this, I wonder?" Joe took this out and looked at it suspiciously. "Can he be going to give her all his money before he dies? Is he going to make her inherit it at once?" The thought was so exasperating that he slipped the roll into his pocket. "At all events," he said, "she sha'n't have them until I have read them first. I dare say they won't be missed for a day or two."

He calculated that he could read and master the contents that night, and put back the papers in the safe in the morning while James was opening the shop.

"There's nothing, James," he whispered as he went out, the safe being locked again. "There is nothing at all. Look here, my lad, you must try another way of finding out where the money is."

"I wish I was sure that he hasn't carried off something in his pocket," James murmured.

Joe spent the whole evening alone, contrary to his usual practice, which was, as we have seen, to spend it at a certain music-hall. He read the papers over and over again.

"I wish," he said at length, "I wish I had known this only two months ago. I wish I had paid more attention to Iris. What a dreadful thing it is to have a grandfather who keeps secrets from his grandson. What a game we might have had over this job! What a game we might have still if—"

And here he stopped, for the first germ or conception of a magnificent coup dawned upon him, and fairly dazzled him so that his eyes saw a bright light and nothing else.

"If Lotty would," he said. "But I am afraid she won't hear of it." He sprung to his feet and caught sight of his own face in the looking glass over the fireplace. He smiled. "I will try," he said, "I think I know by this time, how to get round most of 'em. Once they get to feel there are other women in the world besides themselves, they're pretty easy worked. I will try."

One has only to add to the revelations already made that Joe paid a second visit to the shop, this time early in the morning. The shutters were only just taken down. James was going about with that remarkable watering-pot only used in shops, which has a little stream running out of it, and Mr. Emblem was upstairs slowly shaving and dressing in his bedroom. He walked in, nodded to his friend the assistant, opened the safe, and put back the roll.

"Now," he murmured, "if the old man has really been such a dunder-headed pump as not to open the packet all these years, what the devil can he know? The name is different; he hasn't got any clew to the will; he hasn't got the certificate of his daughter's marriage, or of the child's baptism—both in the real name. He hasn't got anything. As for the girl here, Iris, having the same christian-name, that's nothing. I suppose there is more than one woman with such a fool of a name as that about in the world.

"Foxy," he said cheerfully, "have you found anything yet about the investments? Odd, isn't it? Nothing in the safe at all. You can have your key back."

He tossed him the key carelessly and went away.

The question of his grandfather's savings was grown insignificant beside this great and splendid prize which lay waiting for him. What could the savings be? At best a few thousands; the slowly saved thrift of fifty years; nobody knew better than Joe himself how much his own profligacies had cost his grandfather; a few thousands, and those settled on his Cousin Iris, so that, to get his share, he would have to try every kind of persuasion unless he could get up a case for law. But the other thing—why, it was nearly all personal estate, so far as he could learn by the will, and he had read it over and over again in the room at Somerset House, with the long table in it, and the watchful man who won't let anybody copy anything. What a shame, he thought, not to let wills be copied! Personalty sworn under a hundred and twenty thousand, all in three per cents, and devised to a certain young lady, the testator's ward, in trust, for the testator's son, or his heirs, when he or they should present themselves. Meantime, the ward was to receive for her own use and benefit, year by year, the whole income.

"It is unfortunate," said Joe, "that we can't come down upon her for arrears. Still, there's an income, a steady income, of three thousand six hundred a year when the son's heirs present themselves. I should like to call myself a solicitor, but that kite won't fly, I'm afraid. Lotty must be the sole heiress. Dressed quiet, without any powder, and her fringe brushed flat, she'd pass for a lady anywhere. Perhaps it's lucky, after all, that I married her, though if I had had the good sense to make up to Iris, who's a deuced sight prettier, she'd have kept me going almost as well with her pupils, and set me right with the old man and handed me over this magnificent haul for a finish. If only the old man hasn't broken the seals and read the papers!"

The old man had not, and Joe's fears were, therefore, groundless.