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Our town and civic duty

Chapter 34: THREE WAYS TO USE MONEY
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About This Book

A school reader for elementary pupils offers short stories, adapted tales, and practical lessons that introduce civic virtues such as courage, self-control, thrift, perseverance, kindness to animals, and patriotism. It then profiles public servants—police, mail carriers, firemen, street cleaners, and sanitation workers—to illustrate dependence, interdependence, and community cooperation. Subsequent sections address personal and public safety, sanitation, and insect control, and conclude with guidance on Junior Red Cross activities and patriotic service. Teacher notes recommend dramatization, discussion, and hands-on projects to connect classroom learning with daily civic habits and to encourage respect for public institutions and duties.

THREE WAYS TO USE MONEY

When we earn money, there are just three ways in which we can use it rightly: save part, spend part, give part away. All three uses are very important.

Money saved should be put in the bank. There it grows by what you add to it from time to time. It also grows by the addition of the interest which the bank pays for the use of money. Money saved is always ready for a rainy day. People who save money always have money to spend.

The spending of money is quite as important as the saving of it. Money should be spent for food to nourish our bodies, for garments to clothe them, and for houses to protect them.

When buying by the pound, see that you get full weight; when buying by the yard or peck, see that you get full measure. The principal thing in buying is to get all that you pay for. In selling, the principal thing is to give full value for the money that you receive.

Money should also be spent for education. Money spent in educating the mind is money well spent. The great successes in life are made by boys and girls who go to school and learn all they can. Many stories could be told about children who have earned and saved money to go to school, and of parents who have sacrificed many pleasures and comforts to help their children gain an education.

To give money away wisely is quite as important as saving or spending it. Money should be saved, not only to spend, but to give away. Else what will you do when Christmas comes and when birthdays come?

Besides, there are the churches, hospitals, orphanages, the Red Cross, and many other good causes that need our gifts. We give our money to these, not with the idea of what we can get out of them, but for the pleasure of helping to make the world a pleasanter and better place in which to live.

QUESTIONS

Do you know that many people start in life without money, and by saving little sums become prosperous?

When you go to the library, will you ask for books that tell about successful men, and read about how each of them started in life?

Do you know anyone who has earned or saved money in order to go to school?