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THE MONEY MASTER

By Gilbert Parker

EPOCH THE FOURTH

XVI. MISFORTUNES COME NOT SINGLY XVII. HIS GREATEST ASSET XVIII. JEAN JACQUES HAS AN OFFER XIX. SEBASTIAN DOLORES DOES NOT SLEEP XX. "AU 'VOIR, M'SIEU' JEAN JACQUES" XXI. IF SHE HAD KNOWN IN TIME

CHAPTER XVI

MISFORTUNES COME NOT SINGLY

Judge Carcasson was right. For a year after Zoe's flight Jean Jacques wrapped Sebastian Dolores round his neck like a collar, and it choked him like a boaconstrictor. But not Sebastian Dolores alone did that. When things begin to go wrong in the life of a man whose hands have held too many things, the disorder flutters through all the radii of his affairs, and presently they rattle away from the hub of his control.

So it was with Jean Jacques. To take his reprobate father-in-law to his lonely home would have brought him trouble in any case; but as things were, the Spaniard became only the last straw which broke his camel's back. And what a burden his camel carried—flour-mill, saw-mill, ash- factory, farms, a general store, lime-kilns, agency for lightning-rods and insurance, cattle-dealing, the project for the new cheese-factory, and money-lending!

Money-lending? It seemed strange that Jean Jacques should be able to lend money, since he himself had to borrow, and mortgage also, from time to time. When things began to go really wrong with him financially, he mortgaged his farms, his flour-mill, and saw-mill, and then lent money on other mortgages. This he did because he had always lent money, and it was a habit so associated with his prestige, that he tied himself up in borrowing and lending and counter-mortgaging till, as the saying is, "a Philadelphia lawyer" could not have unravelled his affairs without having been born again in the law. That he was able to manipulate his tangled affairs, while keeping the confidence of those from whom he borrowed, and the admiration of those to whom he lent, was evidence of his capacity. "Genius of a kind" was what his biggest creditor called it later.

After a personal visit to St. Saviour's, this biggest creditor and financial potentate—M. Mornay—said that if Jean Jacques had been started right and trained right, he would have been a "general in the financial field, winning big battles."

M. Mornay chanced to be a friend of Judge Carcasson, and when he visited Vilray he remembered that the Judge had spoken often of his humble but learned friend, the Clerk of the Court, and of his sister. So M. Mornay made his way from the office of the firm of avocats whom he had instructed in his affairs with Jean Jacques, to that of M. Fille. Here he was soon engaged in comment on the master-miller and philosopher.

"He has had much trouble, and no doubt his affairs have suffered," remarked M. Fille cautiously, when the ice had been broken and the Big Financier had referred casually to the difficulties among which Jean Jacques was trying to maintain equilibrium; "but he is a man who can do things too hard for other men."

The Big Financier lighted another cigar and blew away several clouds of smoke before he said in reply, "Yes, I know he has had family trouble again, but that is a year ago, and he has had a chance to get another grip of things."

"He did not sit down and mope," explained M. Fille. "He was at work the next day after his daughter's flight just the same as before. He is a man of great courage. Misfortune does not paralyse him."

M. Mornay's speech was of a kind which came in spurts, with pauses of thought between, and the pause now was longer than usual.

"Paralysis—certainly not," he said at last. "Physical activity is one of the manifestations of mental, moral, and even physical shock and injury. I've seen a man with a bullet in him run a half-mile—anywhere; I've seen a man ripped up by a crosscut-saw hold himself together, and walk—anywhere—till he dropped. Physical and nervous activity is one of the forms which shattered force takes. I expect that your 'M'sieu' Jean Jacques' has been busier this last year than ever before in his life. He'd have to be; for a man who has as many irons in the fire as he has, must keep running from bellows to bellows when misfortune starts to damp him down."

The Clerk of the Court sighed. He realized the significance of what his visitor was saying. Ever Since Zoe had gone, Jean Jacques had been for ever on the move, for ever making hay on which the sun did not shine. Jean Jacques' face these days was lined and changeful. It looked unstable and tired—as though disturbing forces were working up to the surface out of control. The brown eyes, too, were far more restless than they had ever been since the Antoine was wrecked, and their owner returned with Carmen to the Manor Cartier. But the new restlessness of the eyes was different from the old. That was a mobility impelled by an active, inquisitive soul, trying to observe what was going on in the world, and to make sure that its possessor was being seen by the world. This activity was that of a mind essentially concerned to find how many ways it could see for escape from a maze of things; while his vanity was taking new forms. It was always anxious to discover if the world was trying to know how he was taking the blows of fate and fortune. He had been determined that, whatever came, it should not see him paralysed or broken.

As M. Fille only nodded his head in sorrowful assent, the Big Financier became more explicit. He was determined to lose nothing by Jean Jacques, and he was prepared to take instant action when it was required; but he was also interested in the man who might have done really powerful things in the world, had he gone about them in the right way.

"M. Barbille has had some lawsuits this year, is it not so?" he asked.

"Two of importance, monsieur, and one is not yet decided," answered M.
Fille.

"He lost those suits of importance?"

"That is so, monsieur."

"And they cost him six thousand dollars—and over?" The Big Financier seemed to be pressing towards a point.

"Something over that amount, monsieur."

"And he may lose the suit now before the Courts?"

"Who can tell, monsieur!" vaguely commented the little learned official.

M. Mornay was not to be evaded. "Yes, yes, but the case as it stands— to you who are wise in experience of legal affairs, does it seem at all a sure thing for him?"

"I wish I could say it was, monsieur," sadly answered the other.

The Big Financier nodded vigorously. "Exactly. Nothing is so unproductive as the law. It is expensive whether you win or lose, and it is murderously expensive when you do lose. You will observe, I know, that your Jean Jacques is a man who can only be killed once—eh?"

"Monsieur?" M. Fille really did not grasp this remark.

M. Mornay's voice became precise. "I will explain. He has never created; he has only developed what has been created. He inherited much of what he has or has had. His designs were always affected by the fact that he had never built from the very bottom. When he goes to pieces—"

"Monsieur—to pieces!" exclaimed the Clerk of the Court painfully.

"Well, put it another way. If he is broken financially, he will never come up again. Not because of his age—I lost a second fortune at fifty, and have a third ready to lose at sixty—but because the primary initiative won't be in him. He'll say he has lost, and that there's an end to it all. His philosophy will come into play—just at the last. It will help him in one way and harm him in another."

"Ah, then you know about his philosophy, monsieur?" queried M. Fille. Was Jean Jacques' philosophy, after all, to be a real concrete asset of his life sooner or later?

The Big Financier smiled, and turned some coins over in his pocket rather loudly. Presently he said: "The first time I ever saw him he treated me to a page of Descartes. It cost him one per cent. I always charge a man for talking sentiment to me in business hours. I had to listen to him, and he had to pay me for listening. I've no doubt his general yearly expenditure has been increased for the same reason—eh, Maitre Fille? He has done it with others—yes?" M. Fille waved a hand in deprecation, and his voice had a little acidity as he replied: "Ah, monsieur, what can we poor provincials do—any of us—in dealing with men like you, philosophy or no philosophy? You get us between the upper and the nether mill stones. You are cosmopolitan; M. Jean Jacques Barbille is a provincial; and you, because he has soul enough to forget business for a moment and to speak of things that matter more than money and business, you grind him into powder."

M. Mornay shook his head and lighted his cigar again. "There you are wrong, Maitre Fille. It is bad policy to grind to powder, or grind at all, men out of whom you are making money. It is better to keep them from between the upper and nether mill-stones.

"I have done so with your Barbille. I could give him such trouble as would bring things crashing down upon him at once, if I wanted to be merely vicious in getting my own; but that would make it impossible for me to meet at dinner my friend Judge Carcasson. So, as long as I can, I will not press him. But I tell you that the margin of safety on which he is moving now is too narrow—scarce a foot-hold. He has too much under construction in the business of his life, and if one stone slips out, down may come the whole pile. He has stopped building the cheese- factory—that represents sheer loss. The ash-factory is to close next week, the saw-mill is only paying its way, and the flour-mill and the farms, which have to sustain the call of his many interests, can't stand the drain. Also, he has several people heavily indebted to him, and if they go down—well, it depends on the soundness of the security he holds. If they listened to him talk philosophy, encouraged him to do it, and told him they liked it, when the bargain was being made, the chances are the security is inadequate."

The Clerk of the Court bridled up. "Monsieur, you are very hard on a man who for twenty-five years has been a figure and a power in this part of the province. You sneer at one who has been a benefactor to the place where he lives; who has given with the right hand and the left; whose enterprise has been a source of profit to many; and who has got a savage reward for the acts of a blameless and generous life. You know his troubles, monsieur, and we who have seen him bear them with fortitude and Christian philosophy, we resent—"

"You need resent nothing, Maitre Fille," interrupted the Big Financier, not unkindly. "What I have said has been said to his friend and the friend of my own great friend, Judge Carcasson; and I am only anxious that he should be warned by someone whose opinions count with him; whom he can trust—"

"But, monsieur, alas!" broke in the Clerk of the Court, "that is the
trouble; he does not select those he can trust. He is too confiding.
He believes those who flatter him, who impose on his good heart.
It has always been so."

"I judge it is so still in the case of Monsieur Dolores, his daughter's grandfather?" the Big Financier asked quizzically.

"It is so, monsieur," replied M. Fille. "The loss of his daughter shook him even more than the flight of his wife; and it is as though he could not live without that scoundrel near him—a vicious man, who makes trouble wherever he goes. He was a cause of loss to M. Barbille years ago when he managed the ash-factory; he is very dangerous to women—even now he is a danger to the future of a young widow" (he meant the widow of Palass Poucette); "and he has caused a scandal by perjury as a witness, and by the consequences—but I need not speak of that here. He will do Jean Jacques great harm in the end, of that I am sure. The very day Mademoiselle Zoe left the Manor Cartier to marry the English actor, Jean Jacques took that Spanish bad-lot to his home; and there he stays, and the old friends go—the old friends go; and he does not seem to miss them."

There was something like a sob in M. Fille's voice. He had loved Zoe in a way that in a mother would have meant martyrdom, if necessary, and in a father would have meant sacrifice when needed; and indeed he had sacrificed both time and money to find Zoe. He had even gone as far as Winnipeg on the chance of finding her, making that first big journey in the world, which was as much to him in all ways as a journey to Bagdad would mean to most people of M. Mornay's world. Also he had spent money since in corresponding with lawyers in the West whom he engaged to search for her; but Zoe had never been found. She had never written but one letter to Jean Jacques since her flight. This letter said, in effect, that she would come back when her husband was no longer "a beggar" as her father had called him, and not till then. It was written en route to Winnipeg, at the dictation of Gerard Fynes, who had a romantic view of life and a mistaken pride, but some courage too—the courage of love.

"He thinks his daughter will come back—yes?" asked M. Mornay. "Once he said to me that he was sorry there was no lady to welcome me at the Manor Cartier, but that he hoped his daughter would yet have the honour. His talk is quite spacious and lofty at times, as you know."

"So—that is so, monsieur . . . Mademoiselle Zoe's room is always ready for her. At time of Noel he sent cards to all the families of the parish who had been his friends, as from his daughter and himself; and when people came to visit at the Manor on New Year's Day, he said to each and all that his daughter regretted she could not arrive in time from the West to receive them; but that next year she would certainly have the pleasure."

"Like the light in the window for the unreturning sailor," somewhat cynically remarked the Big Financier. "Did many come to the Manor on that New Year's Day?"

"But yes, many, monsieur. Some came from kindness, and some because they were curious—"

"And Monsieur Dolores?"

The lips of the Clerk of the Court curled, "He went about with a manner as soft as that of a young cure. Butter would not melt in his mouth. Some of the women were sorry for him, until they knew he had given one of Jean Jacques' best bear-skin rugs to Madame Palass Poucette for a New Year's gift."

The Big Financier laughed cheerfully. "It's an old way to popularity— being generous with other people's money. That is why I am here. The people that spend your Jean Jacques' money will be spending mine too, if I don't take care."

M. Fille noted the hard look which now settled in M. Mornay's face, and it disturbed him. He rose and leaned over the table towards his visitor anxiously.

"Tell me, if you please, monsieur, is there any real and immediate danger of the financial collapse of Jean Jacques?"

The other regarded M. Fille with a look of consideration. He liked this Clerk of the Court, but he liked Jean Jacques for the matter of that, and away now from the big financial arena where he usually worked, his natural instincts had play. He had come to St. Saviour's with a bigger thing in his mind than Jean Jacques and his affairs; he had come on the matter of a railway, and had taken Jean Jacques on the way, as it were. The scheme for the railway looked very promising to him, and he was in good humour; so that all he said about Jean Jacques was free from that general irritation of spirit which has sacrificed many a small man on a big man's altar. He saw the agitation he had caused, and he almost repented of what he had already said; yet he had acted with a view to getting M. Fille to warn Jean Jacques.

"I repeat what I said," he now replied. "Monsieur Jean Jacques' affairs are too nicely balanced. A little shove one way or another and over goes the whole caboose. If anyone here has influence over him, it would be a kindness to use it. That case before the Court of Appeal, for instance; he'd be better advised to settle it, if there is still time. One or two of the mortgages he holds ought to be foreclosed, so that he may get out of them all the law will let him. He ought to pouch the money that's owing him; he ought to shave away his insurance, his lightning-rod, and his horsedealing business; and he ought to sell his farms and his store, and concentrate on the flour-mill and the saw-mill. He has had his warnings generally from my lawyers, but what he wants most is the gentle hand to lead him; and I should think that yours, M. Fille, is the hand the Almighty would choose if He was concerned with what happens at St. Saviour's and wanted an agent."

The Clerk of the Court blushed greatly. This was a very big man indeed in the great commercial world, and flattery from him had unusual significance; but he threw out his hands with a gesture of helplessness, and said: "Monsieur, if I could be of use I would; but he has ceased to listen to me; he—"

He got no further, for there was a sharp knock at the street door of the outer office, and M. Fille hastened to the other room. After a moment he came back, a familiar voice following him.

"It is Monsieur Barbille, monsieur," M. Fille said quietly, but with apprehensive eyes.

"Well—he wants to see me?" asked M. Mornay. "No, no, monsieur.
It would be better if he did not see you. He is in some agitation."

"Fille! Maitre Fille—be quick now," called Jean Jacques' voice from the other room.

"What did I say, monsieur?" asked the Big Financier. "The mind that's received a blow must be moving—moving; the man with the many irons must be flying from bellows to bellows!"

"Come, come, there's no time to lose," came Jean Jacques' voice again, and the handle of the door of their room turned.

M. Fille's hand caught the handle. "Excuse me, Monsieur Barbille, —a minute please," he persisted almost querulously. "Be good enough to keep your manners . . . monsieur!" he added to the Financier, "if you do not wish to speak with him, there is a door"—he pointed—"which will let you into the side-street."

"What is his trouble?" asked M. Mornay.

M. Fille hesitated, then said reflectively: "He has lost his case in the Appeal Court, monsieur; also, his cousin, Auguste Charron, who has been working the Latouche farm, has flitted, leaving—"

"Leaving Jean Jacques to pay unexpected debts?"

"So, monsieur."

"Then I can be of no use, I fear," remarked M. Mornay dryly.

"Fille! Fille !" came the voice of Jean Jacques insistently from the room.

"And so I will say au revoir, Monsieur Fille," continued the Big
Financier.

A moment later the great man was gone, and M. Fille was alone with the philosopher of the Manor Cartier.

"Well, well, why do you keep me waiting! Who was it in there—anyone that's concerned with my affairs?" asked Jean Jacques.

In these days he was sensitive when there was no cause, and he was credulous where he ought to be suspicious. The fact that the little man had held the door against him made him sure that M. Fille had not wished him to see the departed visitor.

"Come, out with it—who was it making fresh trouble for me?" persisted
Jean Jacques.

"No one making trouble for you, my friend," answered the Clerk of the
Court, "but someone who was trying to do you a good turn."

"He must have been a stranger then," returned Jean Jacques bitterly.
"Who was it?"

M. Fille, after an instant's further hesitation, told him.

"Oh, him—M. Momay !" exclaimed Jean Jacques, with a look of relief, his face lighting. "That's a big man with a most capable and far-reaching mind. He takes a thing in as the ocean mouths a river. If I had had men like that to deal with all my life, what a different ledger I'd be balancing now! Descartes, Kant, Voltaire, Rousseau, Hume, Hegel—he has an ear for them all. That is the intellectual side of him; and in business"—he threw up a hand—"there he views the landscape from the mountain-top. He has vision, strategy, executive. He is Napoleon and Anacreon in one. He is of the builders on the one hand, of the Illuminati and the Encyclopedistes on the other."

Even the Clerk of the Court, with his circumscribed range of thought and experience, in that moment saw Jean Jacques as he really was. Here was a man whose house of life was beginning to sway from an earthquake; who had been smitten in several deadly ways, and was about to receive buffetings beyond aught he had yet experienced, philosophizing on the tight-rope— Blondin and Plato in one. Yet sardonically piteous as it was, the incident had shown Jean Jacques with the germ of something big in him. He had recognized in M. Mornay, who could level him to the dust tomorrow financially, a master of the world's affairs, a prospector of life's fields, who would march fearlessly beyond the farthest frontiers into the unknown. Jean Jacques' admiration of the lion who could, and would, slay him was the best tribute to his own character.

M. Fille's eyes moistened as he realized it; and he knew that nothing he could say or do would make this man accommodate his actions to the hard rules of the business of life; he must for ever be applying to them conceptions of a half-developed mind.

"Quite so, quite so, Jean Jacques," M. Fille responded gently, "but" —here came a firmer note to his voice, for he had taken to heart the lesson M. Mornay had taught him, and he was determined to do his duty now when the opportunity was in his hand—"but you have got to deal with things as they are; not as they might have been. If you cannot have the great men you have to deal with the little men like me. You have to prove yourself bigger than the rest of us by doing things better. A man doesn't fail only because of others, but also because of himself. You were warned that the chances were all against you in the case that's just been decided, yet you would go on; you were warned that your cousin, Auguste Charron, was in debt, and that his wife was mad to get away from the farm and go West, yet you would take no notice. Now he has gone, and you have to pay, and your case has gone against you in the Appellate Court besides. . . . I will tell you the truth, my friend, even if it cuts me to the heart. You have not kept your judgment in hand; you have gone ahead like a bull at a gate; and you pay the price. You listen to those who flatter, and on those who would go through fire and water for you, you turn your back—on those who would help you in your hour of trouble, in your dark day."

Jean Jacques drew himself up with a gesture, impatient, masterful and forbidding. "I have fought my fight alone in the dark day; I have not asked for any one's help," he answered. "I have wept on no man's shoulder. I have been mauled by the claws of injury and shame, and I have not flinched. I have healed my own wounds, and I wear my scars without—"

He stopped, for there came a sharp rat-tat-tat at the door which opened into the street. Somehow the commonplace, trivial interruption produced on both a strange, even startling effect. It suddenly produced in their minds a feeling of apprehension, as though there was whispered in their ears, "Something is going to happen—beware!"

Rat-tat-tat! The two men looked at each other. The same thought was in the mind of both. Jean Jacques clutched at his beard nervously, then with an effort he controlled himself. He took off his hat as though he was about to greet some important person, or to receive sentence in a court. Instinctively he felt the little book of philosophy which he always carried now in his breast-pocket, as a pietist would finger his beads in moments of fear or anxiety. The Clerk of the Court passed his thin hand over his hair, as he was wont to do in court when the Judge began his charge to the Jury, and then with an action more impulsive than was usual with him, he held out his hand, and Jean Jacques grasped it. Something was bringing them together just when it seemed that, in the storm of Jean Jacques' indignation, they were about to fall apart. M. Fille's eyes said as plainly as words could do, "Courage, my friend!"

Rat-tat-tat! Rat-tat-tat! The knocking was sharp and imperative now.
The Clerk of the Court went quickly forward and threw open the door.

There stepped inside the widow of Palass Poucette. She had a letter in her hand. "M'sieu', pardon, if I intrude," she said to M. Fille; "but I heard that M'sieu' Jean Jacques was here. I have news for him."

"News!" repeated Jean Jacques, and he looked like a man who was waiting for what he feared to hear. "They told me at the post-office that you were here. I got the letter only a quarter of an hour ago, and I thought I would go at once to the Manor Cartier and tell M'sieu' Jean Jacques what the letter says. I wanted to go to the Manor Cartier for something else as well, but I will speak of that by and by. It is the letter now."

She pulled off first one glove and then the other, still holding the letter, as though she was about to perform some ceremony. "It was a good thing I found out that M'sieu' Jean Jacques was here. It saves a four- mile drive," she remarked.

"The news—ah, nom de Dieu, the slowness of the woman—like a river going uphill!" exclaimed Jean Jacques, who was finding it hard to still the trembling of his limbs.

The widow of Palass Poucette flushed, but she had some sense in her head, and she realized that Jean Jacques was a little unbalanced at the moment. Indeed, Jean Jacques was not so old that she would have found it difficult to take a well-defined and warm interest in him, were circumstances propitious. She held out the letter to him at once. "It is from my sister in the West—at Shilah," she explained. "There is nothing in it you can't read, and most of it concerns you." Jean Jacques took the letter, but he could not bring himself to read it, for Virginie Poucette's manner was not suggestive of happy tidings. After an instant's hesitation he handed the letter to M. Fille, who pressed his lips with an air of determination, and put on his glasses.

Jean Jacques saw the face of the Clerk of the Court flush and then turn pale as he read the letter. "There, be quick!" he said before M. Fille had turned the first page.

Then the widow of Palass Poucette came to him and, in a simple harmless way she had, free from coquetry or guile, stood beside him, took his hand and held it. He seemed almost unconscious of her act, but his fingers convulsively tightened on hers; while she reflected that here was one who needed help sorely; here was a good, warm-hearted man on whom a woman could empty out affection like rain and get a good harvest. She really was as simple as a child, was Virginie Poucette, and even in her acquaintance with Sebastian Dolores, there had only been working in her the natural desire of a primitive woman to have a man saying that which would keep alive in her the things that make her sing as she toils; and certainly Virginie toiled late and early on her farm. She really was concerned for Jean Jacques. Both wife and daughter had taken flight, and he was alone and in trouble. At this moment she felt she would like to be a sister to him—she was young enough to be his daughter almost. Her heart was kind.

"Now!" said Jean Jacques at last, as the Clerk of the Court's eyes reached the end of the last page. "Now, speak! It is—it is my Zoe?"

"It is our Zoe," answered M. Fille.

"Figure de Christ, what do you wait for—she is not dead?" exclaimed
Jean Jacques with a courage which made him set his feet squarely.

The Clerk of the Court shook his head and began. "She is alive. Madame Poucette's sister saw her by chance. Zoe was on her way up the Saskatchewan River to the Peace River country with her husband. Her husband's health was bad. He had to leave the stage in the United States where he had gone after Winnipeg. The doctors said he must live the open-air life. He and Zoe were going north, to take a farm somewhere."

"Somewhere! Somewhere!" murmured Jean Jacques. The farther away from
Jean Jacques the better—that is what she thinks."

"No, you are wrong, my friend," rejoined M. Fille. "She said to Madame Poucette's sister"—he held up the letter—"that when they had proved they could live without anybody's help they would come back to see you. Zoe thought that, having taken her life in her own hands, she ought to justify herself before she asked your forgiveness and a place at your table. She felt that you could only love her and be glad of her, if her man was independent of you. It is a proud and sensitive soul—but there it is!"

"It is romance, it is quixotism—ah, heart of God, what quixotism!" exclaimed Jean Jacques.

"She gets her romance and quixotism from Jean Jacques Barbille," retorted the Clerk of the Court. "She does more feeling than thinking—like you."

Jean Jacques' heart was bleeding, but he drew himself up proudly, and caught his hand away from the warm palm of Poucette's widow. As his affairs crumbled his pride grew more insistent. M. Fille had challenged his intellect—his intellect!

"My life has been a procession of practical things," he declared oracularly. "I have been a man of business who designs. I am no dreamer. I think. I act. I suffer. I have been the victim of romance, not its interpreter. Mercy of God, what has broken my life, what but romance—romance, first with one and then with another! More feeling than thinking, Maitre Fille—you say that? Why the Barbilles have ever in the past built up life on a basis of thought and action, and I have added philosophy—the science of thought and act. Jean Jacques Barbille has been the man of design and the man of action also. Don Quixote was a fool, a dreamer, but Jean Jacques is no Don Quixote. He is a man who has done things, but also he is a man who has been broken on the wheel of life. He is a man whose heart-strings have been torn—"

He had worked himself up into a fit of eloquence and revolt. He was touched by the rod of desperation, which makes the soul protest that it is right when it knows that it is wrong.

Suddenly, breaking off his speech, he threw up his hands and made for the door.

"I will fight it out alone!" he declared with rough emotion, and at the door he turned towards them again. He looked at them both as though he would dare them to contradict him. The restless fire of his eyes seemed to dart from one to the other.

"That's the way it is," said the widow of Palass Poucette coming quickly forward to him. "It's always the way. We must fight our battles alone, but we don't have to bear the wounds alone. In the battle you are alone, but the hand to heal the wounds may be another's. You are a philosopher —well, what I speak is true, isn't it?"

Virginie had said the one thing which could have stayed the tide of Jean Jacques' pessimism and broken his cloud of gloom. She appealed to him in the tune of an old song. The years and the curses of years had not dispelled the illusion that he was a philosopher. He stopped with his hand on the door.

"That's so, without doubt that's so," he said. "You have stumbled on a truth of life, madame."

Suddenly there came into his look something of the yearning and hunger which the lonely and forsaken feel when they are not on the full tide of doing. It was as though he must have companionship, in spite of his brave announcement that he must fight his fight alone. He had been wounded in the battle, and here was one who held out the hand of healing to him. Never since his wife had left him the long lonely years ago had a woman meant anything to him except as one of a race; but in this moment here a woman had held his hand, and he could feel still the warm palm which had comforted his own agitated fingers.

Virginie Poucette saw, and she understood what was passing in his mind. Yet she did not see and understand all by any means; and it is hard to tell what further show of fire there might have been, but that the Clerk of the Court was there, saying harshly under his breath, "The huzzy! The crafty huzzy!"

The Clerk of the Court was wrong. Virginie was merely sentimental, not intriguing or deceitful; for Jean Jacques was not a widower—and she was an honest woman and genuinely tender-hearted.

"I'm coming to the Manor Cartier to-morrow," Virginie continued. "I have a rug of yours. By mistake it was left at my house by M'sieu' Dolores."

"You needn't do that. I will call at your place tomorrow for it," replied Jean Jacques almost eagerly. "I told M'sieu' Dolores to-day never to enter my house again. I didn't know it was your rug. It was giving away your property, not his own," she hurriedly explained, and her face flushed.

"That is the Spanish of it," said Jean Jacques bitterly. His eyes were being opened in many directions to-day.

M. Fille was in distress. Jean Jacques had had a warning about Sebastian Dolores, but here was another pit into which he might fall, the pit digged by a widow, who, no doubt, would not hesitate to marry a divorced Catholic philosopher, if he could get a divorce by hook or by crook. Jean Jacques had said that he was going to Virginie Poucette's place the next day. That was as bad as it could be; yet there was this to the good, that it was to-morrow and not to-day; and who could tell what might happen between to-day and to-morrow!

A moment later the three were standing outside the office in the street. As Jean Jacques climbed into his red wagon, Virginie Poucette's eyes were attracted to the northern sky where a reddish glow appeared, and she gave an exclamation of surprise.

"That must be a fire," she said, pointing.

"A bit of pine-land probably," said M. Fille—with anxiety, however, for the red glow lay in the direction of St. Saviour's where were the Manor Cartier and Jean Jacques' mills. Maitre Fille was possessed of a superstition that all the things which threaten a man's life to wreck it, operate awhile in their many fields before they converge like an army in one field to deliver the last attack on their victim. It would not have seemed strange to him, if out of the night a voice of the unseen had said that the glow in the sky came from the Manor Cartier. This very day three things had smitten Jean Jacques, and, if three, why not four or five, or fifty!

With a strange fascination Jean Jacques' eyes were fastened on the glow. He clucked to his horses, and they started jerkily away. M. Fille and the widow Poucette said good-bye to him, but he did not hear, or if he heard, he did not heed. His look was set upon the red reflection which widened in the sky and seemed to grow nearer and nearer. The horses quickened their pace. He touched them with the whip, and they went faster. The glow increased as he left Vilray behind. He gave the horses the whip again sharply, and they broke into a gallop. Yet his eyes scarcely left the sky. The crimson glow drew him, held him, till his brain was afire also. Jean Jacques had a premonition and a conviction which was even deeper than the imagination of M. Fille.

In Vilray, behind him, the telegraph clerk was in the street shouting to someone to summon the local fire-brigade to go to St. Saviour's.

"What is it—what is it?" asked M. Fille of the telegraph clerk in marked agitation.

"It's M'sieu' Jean Jacques' flour-mill," was the reply.

Wagons and buggies and carts began to take the road to the Manor Cartier; and Maitre Fille went also with the widow of Palass Poucette.

CHAPTER XVII

HIS GREATEST ASSET

Jean Jacques did not go to the house of the widow of Palass Poucette "next day" as he had proposed: and she did not expect him. She had seen his flour-mill burned to the ground on the-evening when they met in the office of the Clerk of the evening Court, when Jean Jacques had learned that his Zoe had gone into farther and farther places away from him. Perhaps Virginie Poucette never had shed as many tears in any whole year of her life as she did that night, not excepting the year Palass Poucette died, and left her his farm and seven horses, more or less sound, and a threshing-machine in good condition. The woman had a rare heart and there was that about Jean Jacques which made her want to help him. She had no clear idea as to how that could be done, but she had held his hand at any rate, and he had seemed the better for it. Virginie had only an objective view of things; and if she was not material, still she could best express herself through the medium of the senses.

There were others besides her who shed tears also—those who saw Jean Jacques' chief asset suddenly disappear in flame and smoke and all his other assets become thereby liabilities of a kind; and there were many who would be the poorer in the end because of it. If Jean Jacques went down, he probably would not go alone. Jean Jacques had done a good fire- insurance business over a course of years, but somehow he had not insured himself as heavily as he ought to have done; and in any case the fire- policy for the mill was not in his own hands. It was in the safe-keeping of M. Mornay at Montreal, who had warned M. Fille of the crisis in the money-master's affairs on the very day that the crisis came.

No one ever knew how it was that the mill took fire, but there was one man who had more than a shrewd suspicion, though there was no occasion for mentioning it. This was Sebastian Dolores. He had not set the mill afire. That would have been profitable from no standpoint, and he had no grudge against Jean Jacques. Why should he have a grudge? Jean Jacques' good fortune, as things were, made his own good fortune; for he ate and drank and slept and was clothed at his son-in-law's expense. But he guessed accurately who had set the mill on fire, and that it was done accidentally. He remembered that a man who smoked bad tobacco which had to be lighted over and over again, threw a burning match down after applying it to his pipe. He remembered that there was a heap of flour- bags near where the man stood when the match was thrown down; and that some loose strings for tying were also in a pile beside the bags. So it was easy for the thing to have happened if the man did not turn round after he threw the match down, but went swaying on out of the mill, and over to the Manor Cartier, and up staggering to bed; for he had been drinking potato-brandy, and he had been brought up on the mild wines of Spain! In other words, the man who threw down the lighted match which did the mischief was Sebastian Dolores himself.

He regretted it quite as much as he had ever regretted anything; and on the night of the fire there were tears in his large brown eyes which deceived the New Cure and others; though they did not deceive the widow of Palass Poucette, who had found him out, and who now had no pleasure at all in his aged gallantries. But the regret Dolores experienced would not prevent him from doing Jean Jacques still greater injury if, and when, the chance occurred, should it be to his own advantage.

Jean Jacques shed no tears on the night that his beloved flour-mill became a blackened ruin, and his saw-mill had a narrow escape. He was like one in a dream, scarcely realizing that men were saying kind things to him; that the New Cure held his hand and spoke to him more like a brother than one whose profession it was to be good to those who suffered. In his eyes was the same half-rapt, intense, distant look which came into them when, at Vilray, he saw that red reflection in the sky over against St. Saviour's, and urged his horses onward.

The world knew that the burning of the mill was a blow to Jean Jacques, but it did not know how great and heavy the blow was. First one and then another of his friends said he was insured, and that in another six months the mill-wheel would be turning again. They said so to Jean Jacques when he stood with his eyes fixed on the burning fabric, which nothing could save; but he showed no desire to speak. He only nodded and kept on staring at the fire with that curious underglow in his eyes. Some chemistry of the soul had taken place in him in the hour when he drove to the Manor Cartier from Vilray, and it produced a strange fire, which merged into the reflection of the sky above the burning mill. Later, came things which were strange and eventful in his life, but that under-glow was for ever afterwards in his eyes. It was in singular contrast to the snapping fire which had been theirs all the days of his life till now—the snapping fire of action, will and design. It still was there when they said to him suddenly that the wind had changed, and that the flame and sparks were now blowing toward the saw-mill. Even when he gave orders, and set to work to defend the saw-mill, arranging a line of men with buckets on its roof, and so saving it, this look remained. It was something spiritual and unmaterial, something, maybe, which had to do with the philosophy he had preached, thought and practised over long years. It did not disappear when at last, after midnight, everyone had gone, and the smouldering ruins of his greatest asset lay mournful in the wan light of the moon.

Kind and good friends like the Clerk of the Court and the New Cure had seen him to his bedroom at midnight, leaving him there with a promise that they would come on the morrow; and he had said goodnight evenly, and had shut the door upon them with a sort of smile. But long after they had gone, when Sebastian Dolores and Seraphe Corniche were asleep, he had got up again and left the house, to gaze at the spot where the big white mill with the red roof had been-the mill which had been there in the days of the Baron of Beaugard, and to which time had only added size and adornment. The gold-cock weathervane of the mill, so long the admiration of people living and dead, and indeed the symbol of himself, as he had been told, being so full of life and pride, courage and vigour-it lay among the ruins, a blackened relic of the Barbilles.

He had said in M. Fille's office not many hours before, "I will fight it all out alone," and here in the tragic quiet of the night he made his resolve a reality. In appearance he was not now like the "Seigneur" who sang to the sailors on the Antoine when she was fighting for the shore of Gaspe; nevertheless there was that in him which would keep him much the same man to the end.

Indeed, as he got into bed that fateful night he said aloud: "They shall see that I am not beaten. If they give me time up there in Montreal I'll keep the place till Zoe comes back—till Zoe comes home."

As he lay and tried to sleep, he kept saying over to himself, "Till Zoe comes home."

He thought that if he could but have Zoe back, it all would not matter so much. She would keep looking at him and saying, "There's the man that never flinched when things went wrong; there's the man that was a friend to everyone."

At last a thought came to him—the key to the situation as it seemed, the one thing necessary to meet the financial situation. He would sell the biggest farm he owned, which had been to him in its importance like the flour-mill itself. He had had an offer for it that very day, and a bigger offer still a week before. It was mortgaged to within eight thousand dollars of what it could be sold for but, if he could gain time, that eight thousand dollars would build the mill again. M. Mornay, the Big Financier, would certainly see that this was his due—to get his chance to pull things straight. Yes, he would certainly sell the Barbille farm to-morrow. With this thought in his mind he went to sleep at last, and he did not wake till the sun was high.

It was a sun of the most wonderful brightness and warmth. Yesterday it would have made the Manor Cartier and all around it look like Arcady. But as it shone upon the ruins of the mill, when Jean Jacques went out into the working world again, it made so gaunt and hideous a picture that, in spite of himself, a cry of misery came from his lips.

Through all the misfortunes which had come to him the outward semblance of things had remained, and when he went in and out of the plantation of the Manor Cartier, there was no physical change in the surroundings, which betrayed the troubles and disasters fallen upon its overlord. There it all was just as it had ever been, and seeming to deny that anything had changed in the lives of those who made the place other than a dead or deserted world. When Carmen went, when Zoe fled, when his cousin Auguste Charron took his flight, when defeats at law abashed him, the house and mills, and stores and offices, and goodly trees, and well- kept yards and barns and cattle-sheds all looked the same. Thus it was that he had been fortified. In one sense his miseries had seemed unreal, because all was the same in the outward scene. It was as though it all said to him: "It is a dream that those you love have vanished, that ill- fortune sits by your fireside. One night you will go to bed thinking that wife and child have gone, that your treasury is nearly empty; and in the morning you will wake up and find your loved ones sitting in their accustomed places, and your treasury will be full to overflowing as of old."

So it was while the picture of his home scene remained unbroken and serene; but the hideous mass of last night's holocaust was now before his eyes, with little streams of smoke rising from the cindered pile, and a hundred things with which his eyes had been familiar lay distorted, excoriated and useless. He realized with sudden completeness that a terrible change bad come in his life, that a cyclone had ruined the face of his created world.

This picture did more to open up Jean Jacques' eyes to his real position in life than anything he had experienced, than any sorrow he had suffered. He had been in torment in the past, but he had refused to see that he was in Hades. Now it was as though he had been led through the streets of Hell by some dark spirit, while in vain he looked round for his old friends Kant and Hegel, Voltaire and Rousseau and Rochefoucauld, Plato and Aristotle.

While gazing at the dismal scene, however, and unheeding the idlers who poked about among the ruins, and watched him as one who was the centre of a drama, he suddenly caught sight of the gold Cock of Beaugard, which had stood on the top of the mill, in the very centre of the ruins.

Yes, there it was, the crested golden cock which had typified his own life, as he went head high, body erect, spurs giving warning, and a clarion in his throat ready to blare forth at any moment. There was the golden Cock of Beaugard in the cinders, the ashes and the dust. His chin dropped on his breast, and a cloud like a fog on the coast of Gaspe settled round him. Yet even as his head drooped, something else happened—one of those trivial things which yet may be the pivot of great things. A cock crowed—almost in his very ear, it seemed. He lifted his head quickly, and a superstitious look flashed into his face. His eyes fastened on the burnished head of the Cock among the ruins. To his excited imagination it was as though the ancient symbol of the Barbilles had spoken to him in its own language of good cheer and defiance. Yes, there it was, half covered by the ruins, but its head was erect in the midst of fire and disaster. Brought low, it was still alert above the wreckage. The child, the dreamer, the optimist, the egoist, and the man alive in Jean Jacques sprang into vigour again. It was as though the Cock of Beaugard had really summoned him to action, and the crowing had not been that of a barnyard bantam not a hundred feet away from him. Jean Jacques' head went up too.

"Me—I am what I always was, nothing can change me," he exclaimed defiantly. "I will sell the Barbille farm and build the mill again."

So it was that by hook or by crook, and because the Big Financier had more heart than he even acknowledged to his own wife, Jean Jacques did sell the Barbille farm, and got in cash—in good hard cash-eight thousand dollars after the mortgage was paid. M. Mornay was even willing to take the inadequate indemnity of the insurance policy on the mill, and lose the rest, in order that Jean Jacques should have the eight thousand dollars to rebuild. This he did because Jean Jacques showed such amazing courage after the burning of the mill, and spread himself out in a greater activity than his career had yet shown. He shaved through this financial crisis, in spite of the blow he had received by the loss of his lawsuits, the flitting of his cousin, Auguste Charron, and the farm debts of this same cousin. It all meant a series of manipulations made possible by the apparent confidence reposed in him by M. Mornay.

On the day he sold his farm he was by no means out of danger of absolute insolvency—he was in fact ruined; but he was not yet the victim of those processes which would make him legally insolvent. The vultures were hovering, but they had not yet swooped, and there was the Manor saw-mill going night and day; for by the strangest good luck Jean Jacques received an order for M. Mornay's new railway (Judge Carcasson was behind that) which would keep his saw-mill working twenty-four hours in the day for six months.

"I like his pluck, but still, ten to one, he loses," remarked M. Mornay to Judge Carcasson. "He is an unlucky man, and I agree with Napoleon that you oughtn't to be partner with an unlucky man."

"Yet you have had to do with Monsieur Jean Jacques," responded the aged
Judge.

M. Mornay nodded indulgently.

"Yes, without risk, up to the burning of the mill. Now I take my chances, simply because I'm a fool too, in spite of all the wisdom I see in history and in life's experiences. I ought to have closed him up, but I've let him go on, you see."

"You will not regret it," remarked the Judge. "He really is worth it."

"But I think I will regret it financially. I think that this is the last flare of the ambition and energy of your Jean Jacques. That often happens—a man summons up all his reserves for one last effort. It's partly pride, partly the undefeated thing in him, partly the gambling spirit which seizes men when nothing is left but one great spectacular success or else be blotted out. That's the case with your philosopher; and I'm not sure that I won't lose twenty thousand dollars by him yet."

"You've lost more with less justification," retorted the Judge, who, in his ninetieth year, was still as alive as his friend at sixty.

M. Mornay waved a hand in acknowledgment, and rolled his cigar from corner to corner of his mouth. "Oh, I've lost a lot more in my time, Judge, but with a squint in my eye! But I'm doing this with no astigmatism. I've got the focus."

The aged Judge gave a conciliatory murmur-he had a fine persuasive voice. "You would never be sorry for what you have done if you had known his daughter—his Zoe. It's the thought of her that keeps him going. He wants the place to be just as she left it when she comes back."

"Well, well, let's hope it will. I'm giving him a chance," replied M. Mornay with his wineglass raised. "He's got eight thousand dollars in cash to build his mill again; and I hope he'll keep a tight hand on it till the mill is up."

Keep a tight hand on it?

That is what Jean Jacques meant to do; but if a man wants to keep a tight hand on money he should not carry it about in his pocket in cold, hard cash. It was a foolish whim of Jean Jacques that he must have the eight thousand dollars in cash—in hundred-dollar bills—and not in the form of a cheque; but there was something childlike in him. When, as he thought, he had saved himself from complete ruin, he wanted to keep and gloat over the trophy of victory, and his trophy was the eight thousand dollars got from the Barbille farm. He would have to pay out two thousand dollars in cash to the contractors for the rebuilding of the mill at once,—they were more than usually cautious—but he would have six thousand left, which he would put in the bank after he had let people see that he was well fortified with cash.

The child in him liked the idea of pulling out of his pocket a few thousand dollars in hundred-dollar bills. He had always carried a good deal of money loose in his pocket, and now that his resources were so limited he would still make a gallant show. After a week or two he would deposit six thousand dollars in the bank; but he was so eager to begin building the mill, that he paid over the stipulated two thousand dollars to the contractors on the very day he received the eight thousand. A few days later the remaining six thousand were housed in a cupboard with an iron door in the wall of his office at the Manor Cartier.

"There, that will keep me in heart and promise," said Jean Jacques as he turned the key in the lock.

CHAPTER XVIII

JEAN JACQUES HAS AN OFFER

The day after Jean Jacques had got a new lease of life and become his own banker, he treated himself to one of those interludes of pleasure from which he had emerged in the past like a hermit from his cave. He sat on the hill above his lime-kilns, reading the little hand-book of philosophy which had played so big a part in his life. Whatever else had disturbed his mind and diverted him from his course, nothing had weaned him from this obsession. He still interlarded all his conversation with quotations from brilliant poseurs like Chateaubriand and Rochefoucauld, and from missionaries of thought like Hume and Hegel.

His real joy, however, was in withdrawing for what might be called a seance of meditation from the world's business. Some men make celebration in wine, sport and adventure; but Jean Jacques made it in flooding his mind with streams of human thought which often tried to run uphill, which were frequently choked with weeds, but still were like the pool of Siloam to his vain mind. They bathed that vain mind in the illusion that it could see into the secret springs of experience.

So, on as bright a day as ever the New World offered, Jean Jacques sat reciting to himself a spectacular bit of logic from one of his idols, wedged between a piece of Aristotle quartz and Plato marble. The sound of it was good in his ears. He mouthed it as greedily and happily as though he was not sitting on the edge of a volcano instead of the moss- grown limestone on a hill above his own manor.

"The course of events in the life of a man, whatever their gravity or levity, are only to be valued and measured by the value and measure of his own soul. Thus, what in its own intrinsic origin and material should in all outer reason be a tragedy, does not of itself shake the foundations or make a fissure in the superstructure. Again—"

Thus his oracle, but Jean Jacques' voice suddenly died down, for, as he sat there, the face of a woman made a vivid call of recognition. He slowly awakened from his self-hypnotism, to hear a woman speaking to him; to see two dark eyes looking at him from under heavy black brows with bright, intent friendliness.

"They said at the Manor you had come this way, so I thought I'd not have my drive for nothing, and here I am. I wanted to say something to you, M'sieu' Jean Jacques."

It was the widow of Palass Poucette. She looked very fresh and friendly indeed, and she was the very acme of neatness. If she was not handsome, she certainly had a true and sweet comeliness of her own, due to the deep rose-colour of her cheeks, the ivory whiteness round the lustrous brown eyes, the regular shining teeth which showed so much when she smiled, and the look half laughing, half sentimental which dominated all.

Before she had finished speaking Jean Jacques was on his feet with his hat off. Somehow she seemed to be a part of that abstraction, that intoxication, in which he had just been drowning his accumulated anxieties. Not that Virginie Poucette was logical or philosophical, or a child of thought, for she was wholly the opposite-practical, sensuous, emotional, a child of nature and of Eve. But neither was Jean Jacques a real child of thought, though he made unconscious pretence of it. He also was a child of nature—and Adam. He thought he had the courage of his convictions, but it was only the courage of his emotions. His philosophy was but the bent or inclination of a mind with a capacity to feel things rather than to think them. He had feeling, the first essential of the philosopher, but there he stayed, an undeveloped chrysalis.

His look was abstracted still as he took the hand of the widow of Palass Poucette; but he spoke cheerfully. "It is a pleasure, madame, to welcome you among my friends," he said.

He made a little flourish with the book which had so long been his bosom friend, and added: "But I hope you are in no trouble that you come to me —so many come to me in their troubles," he continued with an air of satisfaction.

"Come to you—why, you have enough troubles of your own!" she made answer. "It's because you have your own troubles that I'm here."

"Why you are here," he remarked vaguely.

There was something very direct and childlike in Virginie Poucette. She could not pretend; she wore her heart on her sleeve. She travelled a long distance in a little while.

"I've got no trouble myself," she responded. "But, yes, I have," she added. "I've got one trouble—it's yours. It's that you've been having hard times—the flour-mill, your cousin Auguste Charron, the lawsuits, and all the rest. They say at Vilray that you have all you can do to keep out of the Bankruptcy Court, and that—"

Jean Jacques started, flushed, and seemed about to get angry; but she put things right at once.

"People talk more than they know, but there's always some fire where there's smoke," she hastened to explain. "Besides, your father-in-law babbles more than is good for him or for you. I thought at first that M. Dolores was a first-class kind of man, that he had had hard times too, and I let him come and see me; but I found him out, and that was the end of it, you may be sure. If you like him, I don't want to say anything more, but I'm sure that he's no real friend to you-or to anybody. If that man went to confession—but there, that's not what I've come for. I've come to say to you that I never felt so sorry for anyone in my life as I do for you. I cried all night after your beautiful mill was burned down. You were coming to see me next day—you remember what you said in M. Fille's office—but of course you couldn't. Of course, there was no reason why you should come to see me really—I've 'only got two hundred acres and the house. It's a good house, though—Palass saw to that—and it's insured; but still I know you'd have come just the same if I'd had only two acres. I know. There's hosts of people you've been good to here, and they're sorry for you; and I'm sorrier than any, for I'm alone, and you're alone, too, except for the old Dolores, and he's no good to either of us—mark my words, no good to you! I'm sorry for you, M'sieu' Jean Jacques, and I've come to say that I'm ready to lend you two thousand dollars, if that's any help. I could make it more if I had time; but sometimes money on the spot is worth a lot more than what's just crawling to you—snailing along while you eat your heart out. Two thousand dollars is two thousand dollars—I know what it's worth to me, though it mayn't be much to you; but I didn't earn it. It belonged to a first-class man, and he worked for it, and he died and left it to me. It's not come easy, go easy with me. I like to feel I've got two thousand cash without having to mortgage for it. But it belonged to a number-one man, a man of brains—I've got no brains, only some sense —and I want another good man to use it and make the world easier for himself."

It was a long speech, and she delivered it in little gasps of oratory which were brightened by her wonderfully kind smile and the heart—not to say sentiment—which showed in her face. The sentiment, however, did not prejudice Jean Jacques against her, for he was a sentimentalist himself. His feelings were very quick, and before she had spoken fifty words the underglow of his eyes was flooded by something which might have been mistaken for tears. It was, however, only the moisture of gratitude and the soul's good feeling.

"Well there, well there," he said when she had finished, "I've never had anything like this in my life before. It's the biggest thing in the art of being a neighbour I've ever seen. You've only been in the parish three years, and yet you've shown me a confidence immense, inspiring! It is as the Greek philosopher said, 'To conceive the human mind aright is the greatest gift from the gods.' And to you, who never read a line of philosophy, without doubt, you have done the thing that is greatest. It says, 'I teach neighbourliness and life's exchange.' Madame, your house ought to be called Neighbourhood House. It is the epitome of the spirit, it is the shrine of—"

He was working himself up to a point where he could forget all the things that trouble humanity, in the inebriation of an idealistic soul which had a casing of passion, but the passion of the mind and not of the body; for Jean Jacques had not a sensual drift in his organism. If there had been a sensual drift, probably Carmen would still have been the lady of his manor, and he would still have been a magnate and not a potential bankrupt; for in her way Carmen had been a kind of balance to his judgment in the business of life, in spite of her own material and (at the very last) sensual strain. It was a godsend to Jean Jacques to have such an inspiration as Virginie Poucette had given him. He could not in these days, somehow, get the fires of his soul lighted, as he was wont to do in the old times, and he loved talking—how he loved talking of great things! He was really going hard, galloping strong, when Virginie interrupted him, first by an exclamation, then, as insistently he repeated the words, "It is the epitome of the spirit, the shrine of—"

She put out a hand, interrupting him, and said: "Yes, yes, M'sieu' Jean Jacques, that's as good as Moliere, I s'pose, or the Archbishop at Quebec, but are you going to take it, the two thousand dollars? I made a long speech, I know, but that was to tell you why I come with the money" —she drew out a pocketbook—"with the order on my lawyer to hand the cash over to you. As a woman I had to explain to you, there being lots of ideas about what a woman should do and what she shouldn't do; but there's nothing at all for you to explain, and Mere Langlois and a lot of others would think I'm vain enough now without your compliments. I'm a neighbour if you like, and I offer you a loan. Will you take it—that's all?"

He held out his hand in silence and took the paper from her. Putting his head a little on one side, he read it. At first he seemed hardly to get the formal language clear in his mind; however, or maybe his mind was still away in that abstraction into which he had whisked it when he began his reply to her fine offer; but he read it out aloud, first quickly, then very slowly, and he looked at the signature with a deeply meditative air.

"Virginie Poucette—that's a good name," he remarked; "and also good for two thousand dollars!" He paused to smile contentedly over his own joke. "And good for a great deal more than that too," he added with a nod.

"Yes, ten times as much as that," she responded quickly, her eyes fixed on his face. She scarcely knew herself what she was thinking when she said it; but most people who read this history will think she was hinting that her assets might be united with his, and so enable him to wipe out his liabilities and do a good deal more besides. Yet, how could that be, since Carmen Dolores was still his wife if she was alive; and also they both were Catholics, and Catholics did not recognize divorce!

Truth is, Virginie Poucette's mind did not define her feelings at all clearly, or express exactly what she wanted. Her actions said one thing certainly; but if the question had been put to her, whether she was doing this thing because of a wish to take the place of Carmen Dolores in Jean Jacques' life she would have said no at once. She had not come to that —yet. She was simply moved by a sentiment of pity for Jean Jacques, and as she had no child, or husband, or sister, or brother, or father, or mother, but only relatives who tried to impose upon her, she needed an objective for the emotions of her nature, for the overflow of her unused affection and her unsatisfied maternal spirit. Here, then, was the most obvious opportunity—a man in trouble who had not deserved the bitter bad luck which had come to him. Even old Mere Langlois in the market-place at Vilray had admitted that, and had said the same later on in Virginie's home.

For an instant Jean Jacques was fascinated by the sudden prospect which opened out before him. If he asked her, this woman would probably loan him five thousand dollars—and she had mentioned nothing about security!

"What security do you want?" he asked in a husky voice.

"Security? I don't understand about that," she replied. "I'd not offer you the money if I didn't think you were an honest man, and an honest man would pay me back. A dishonest man wouldn't pay me back, security or no security."

"He'd have to pay you back if the security was right to start with," Jean Jacques insisted. "But you don't want security, because you think I'm an honest man! Well, for sure you're right. I am honest. I never took a cent that wasn't mine; but that's not everything. If you lend you ought to have security. I've lost a good deal from not having enough security at the start. You are willing to lend me money without security—that's enough to make me feel thirty again, and I'm fifty—I'm fifty," he added, as though with an attempt to show her that she could not think of him in any emotional way; though the day when his flour-mill was burned he had felt the touch of her fingers comforting and thrilling.

"You think Jean Jacques Barbille's word as good as his bond?" he continued. "So it is; but I'm going to pull this thing through alone. That's what I said to you and Maitre Fille at his office. I meant it too —help of God, it is the truth!"

He had forgotten that if M. Mornay had not made it easy for him, and had not refrained from insisting on his pound of flesh, he would now be insolvent and with no roof over him. Like many another man Jean Jacques was the occasional slave of formula, and also the victim of phases of his own temperament. In truth he had not realized how big a thing M. Mornay had done for him. He had accepted the chance given him as the tribute to his own courage and enterprise and integrity, and as though it was to the advantage of his greatest creditor to give him another start; though in reality it had made no difference to the Big Financier, who knew his man and, with wide-open eyes, did what he had done.

Virginie was not subtle. She did not understand, was never satisfied with allusions, and she had no gift for catching the drift of things. She could endure no peradventure in her conversation. She wanted plain speaking and to be literally sure.

"Are you going to take it?" she asked abruptly.

He could not bear to be checked in his course. He waved a hand and smiled at her. Then his eyes seemed to travel away into the distance, the look of the dreamer in them; but behind all was that strange, ruddy underglow of revelation which kept emerging from shadows, retreating and emerging, yet always there now, in much or in little, since the burning of the mill.

"I've lent a good deal of money without security in my time," he reflected, "but the only people who ever paid me back were a deaf and dumb man and a flyaway—a woman that was tired of selling herself, and started straight and right with the money I lent her. She had been the wife of a man who studied with me at Laval. She paid me back every penny, too, year by year for five years. The rest I lent money to never paid; but they paid, the dummy and the harlot that was, they paid! But they paid for the rest also! If I had refused these two because of the others, I'd not be fit to visit at Neighbourhood House where Virginie Poucette lives."

He looked closely at the order she had given him again, as though to let it sink in his mind and be registered for ever. "I'm going to do without any further use of your two thousand dollars," he continued cheer fully. "It has done its work. You've lent it to me, I've used it"—he put the hand holding it on his breast—"and I'm paying it back to you, but without interest." He gave the order to her.