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True Riches; Or, Wealth Without Wings

Chapter 22: CHAPTER XX.
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About This Book

A moral tale traces the interactions between a worldly merchant and a young employee as they confront choices about profit, reputation, and fair dealing. Vignettes of shop transactions, household circumstances, and the handling of a modest estate dramatize temptations to cut corners and the ordinary consequences that follow. Through the employee's inward questioning and the community's reactions, the narrative contrasts fleeting monetary success with steadier moral qualities. It offers practical lessons about integrity, thrift, and the inward, enduring kind of wealth that outlasts mere money.

CHAPTER XVIII.

During the five or six following years, a number of events occurred bearing more or less seriously upon some of the actors in our story. With Edward Claire and his family, life had flowed on in an even current; and, but for the fact that his health never fairly recovered from the shock it received in consequence of his having taxed his physical system beyond its capability of endurance, the sunshine would never have been a moment from his threshold.

The important addition made to his income through the new arrangement volunteered by Fanny's guardian, gave to his external condition a more favourable aspect. He was no longer troubled about the ways and means of providing for his needful expenses. A much better situation, so far as a higher salary was concerned, had, during this time offered; but, as it required an amount of confinement and labour which he could not give, without endangering his health, he wisely declined the offer.

Far less smoothly had the current of Leonard Jasper's life flowed on. Twice during this period had he received visits from his old acquaintance, Martin, and each time he was made poorer by five thousand dollars. It was all in vain that he struggled and resisted. The man had no compassion in him. He cared not who suffered loss, so he was the gainer.

There were other miners at work sapping the foundations of Jasper's fortune, besides this less concealed operator. Parker, the young man who succeeded to the place of Claire, and who was afterward raised to the condition of partner, with a limited interest, was far from being satisfied with his dividend in the business. The great bulk of Jasper's means were used in outside speculations; and as the result of these became successively known to Parker, his thoughts began to run in a new channel. "If I only had money to go into this," and, "If I only had money to go into that," were words frequently on his tongue. He regarded himself as exceedingly shrewd; and confidently believed that, if he had capital to work with, he could soon amass an independent fortune.

"Money makes money," was his favourite motto.

Unscrupulous as his partner, it is not surprising that Parker, ere long, felt himself perfectly authorized to use the credit of the house in private schemes of profit. To do this safely, it was necessary to have a friend outside of the firm. Such a friend he did not find it very hard to obtain; and as nearly the whole burden of the business fell upon his shoulders, it was not at all difficult to hide every thing from Jasper.

Confident as Parker was in his great shrewdness, his speculations outside of the business did not turn out very favourably. His first essay was in the purchase of stocks, on which he lost, in a week, two thousand dollars.

Like the gamester who loses, he only played deeper, in the hope of recovering his losses; and as it often happens with the gamester, in similar circumstances, the deeper he played, the more he lost.

And so it went on. Sometimes the young man had a turn of good fortune, and sometimes all the chances went against him. But he was too far committed to recede without a discovery. There was no standing still; and so newer and bolder operations were tried, involving larger and larger sums of money, until the responsibilities of the firm, added to the large cash drafts made without the cognizance of Jasper, were enormous.

To all such mad schemes the end must come; and the end came in this instance. Failing to procure, by outside operations, sufficient money to meet several large notes, he was forced to divulge a part of his iniquity to Jasper, in order to save the credit of the firm. Suspicion of a deeper fraud being thereby aroused in the mind of his partner, time, and a sifting investigation of the affairs of the house, revealed the astounding fact that Parker had abstracted in money, and given the notes of the firm for his own use, to the enormous amount of fifty thousand dollars.

A dissolution of co-partnership took place in consequence. Parker, blasted in reputation, was dragged before a court of justice, in order to make him disgorge property alleged to be in his possession. But nothing could be found; and he was finally discharged from custody. The whole loss fell upon Jasper. He had nursed a serpent in his bosom, warming it with the warmth of his own life; and the serpent had stung him. Is it any wonder?

This circumstance, the discovery of Parker's fraudulent doings, took place about two years prior to the time when Fanny Elder attained her legal age.

The first thought of Jasper, after his separation from Parker, which took place immediately on discovering that he had used the credit of the firm improperly, was to send for Claire, and offer him a salary of a thousand dollars a year, to come in and fill the responsible position as clerk, from which Parker had just been ejected as partner.

"I can trust him fully," said Jasper to himself; "and I don't know anybody else that I can trust. He is honest; I will give him credit for that; too honest, it may be, for his own good. But, I don't know. Who would not rather be in his shoes than in Parker's?"

For some time Jasper's mind was favourable to making Claire the offer proposed, and he was about writing him a note, when a new view of the case struck him, dependent on the young man's relation to his ward, Fanny Elder.

"Oh no, no, no!" said he emphatically, speaking to himself—"that, I fear me, will not do. It would give him too open an access to my books, papers, and private accounts, in which are entries and memoranda that it might be dangerous for him to see."

Jasper sighed deeply as he finished this sentence, and then fell into a musing state. His thoughts, while this lasted, were not of the most self-satisfying character. Some serious doubts as to his having, in the main, pursued the wisest course in life, were injected into his mind; and, remarkable as it may seem for one so absorbed in the love of gain, there were moments when he almost envied the poor, but honest clerk, who had an approving conscience, and feared no man's scrutiny.

It was with no slight reluctance that he finally came to the conclusion that it would be altogether unsafe to take Claire into his employment. And so he cast about for some one to supply the place left vacant by Parker's withdrawal from the business. In his final selection he was not over-fortunate, as the result proved. The new clerk was shrewd, and capable enough, and apparently as much devoted to his employer's interests as Jasper could wish. Had not his own interests been regarded as paramount to those of the merchant, Jasper would have possessed in him a valuable assistant. But the clerk did not rise superior to temptations which came in his way. Jasper continued to trade on the close-cutting, overreaching, and unscrupulous system; and under such a teacher his clerk proved an apt learner.

"He cuts right and left," said he to himself, "and why may not I cut left and right when a good opportunity offers?"

Soon he began to "cut left and right," as he termed it, and it was not remarkable that, in his cutting operations, his employer occasionally suffered. The upshot was, after holding his situation a year, that several false entries, in his hand-writing, were discovered in the books of Mr. Jasper. To what extent he robbed his employer, the latter never accurately knew; but he was worse off by at least three or four thousand dollars through his peculations.

Again the question of taking Claire once more into his employment came up in the mind of Jasper. After viewing it on every side, the decision was adverse. He felt that too great a risk was involved. And so he employed one in whom he could confide with less certainty.

Several years had now passed since the merchant began to feel the shock of adverse winds. All before was a summer sea, and the ship of his fortune had bent her sails alone to favouring breezes. But this was to be no longer. His ship had suffered not only by stress of weather, but also by the sacrifice of a portion of cargo to save what remained. And, at last, she was driving on toward the breakers, and her safety from destruction only hoped for through the activity, skill, and tireless vigilance of her helmsman.

A few years before, Mr. Jasper considered himself worth between two and three hundred thousand dollars; now, he passed sleepless nights in fear of impending ruin. He had trusted in riches; he had called them, in his heart, the greatest good. At his word they had poured in upon him from all sides, until he was half bewildered at sight of the glittering treasures; but, just as he began to feel secure in his possessions, they began to take themselves wings and fly away.

And, alas for him! he had laid up no other treasures. None in heaven; none in the hearts of his wife and children; none in his own mind. The staff upon which he had leaned was now a splintering reed, wounding as it bent under him.

CHAPTER XIX.

There was one point of time to which Leonard Jasper looked with no little anxiety, and that was to the period of Fanny Elder's majority, when it was his purpose to relinquish his guardianship, and wash his hands, if it were possible to do so, entirely clean of her. Until the estate left by her father was settled up, the property in her hands and receipts in his, there was danger ahead. And, as the time drew nearer and nearer, he felt increasing uneasiness.

On the very day that Fanny reached her eighteenth year, Jasper sent a note to Claire, asking an interview.

"I wish," said he, when the latter came, "to have some conference with you about Miss Elder. She has now, you are no doubt aware, attained the legal age. Such being the case, I wish, as early as it can be done, to settle up the estate of her father, and pay over to her, or to any person she may select as her agent, the property in my hands. It has increased some in value. Will you consult her on the subject?"

Claire promised to do so; and, at the same time, asked as to the amount of Fanny's property.

"The total value will not fall much short of eight thousand dollars," replied Jasper. "There are two houses and lots that would sell at any time for six thousand dollars. You live in one of these houses, and the other is rented for two hundred and fifty dollars. Then there are nearly two thousand dollars in six per cent. stocks. When her father died, his estate consisted of these two houses, and a piece of poor land which he had taken as satisfaction for a debt. At the first opportunity, I sold the land and invested the money. This sum, with accumulations of interest, and rents received for several years, beyond what was required for Fanny's maintenance, has now increased to within a fraction of two thousand dollars, and is, as just said, invested in stocks. I think," added Jasper, "that you had better assume the management of this property yourself. Get from Miss Elder a power of attorney authorizing you to settle the estate, and the whole business can be completed in a very short time. I will make you out an accurate statement of every thing, so that you will be at no loss to comprehend the accounts."

To this there could, of course, be no objection on the part of Claire. He promised to confer with Fanny, and let Jasper know, in a day or two, the result.

Now came a new trial for Claire and his wife. They had taken Fanny, when only four years of age, and taken her so entirely into their home and affections, that she had almost from the first seemed to them as one of their own children. In a brief time the earlier memories of the child faded. The past was absorbed in the present; and she loved as parents none other than those she called by the tender names of "father" and "mother." The children with whom she grew up she knew only as her brothers and sisters. This thorough adoption and incorporation of the child into their family was not, in any sense, the work of design on the part of Claire and his wife. But they saw, in the beginning, no reason to check the natural tendency thereto. When little Fanny, of her own accord, addressed them, soon after her virtual adoption, as "father" and "mother," they accepted the child's own interpretation of their relative positions, and took her from that moment more entirely into their hearts.

And so Fanny Elder grew up to womanhood, in the full belief that she was the child of Mr. and Mrs. Claire. The new trial through which this excellent couple were now to pass, the reader can easily imagine. The time had come when Fanny must know the real truth in regard to herself—must be told that she had no natural claim upon the love of those whose love she prized above all things.

It seemed cruel to take away the conscious right to love and be loved, which had so long blessed her. And yet the truth must now be made known, and Mrs. Claire took upon herself the task of breaking it as gently as possible.

A woman in age and stature, yet with all the gentle deference of a daughter, Fanny moved by the side of Mrs. Claire with a loving thoughtfulness, daily sharing her household duties. Some months before she had left school, but was still taking lessons in music and French, and devoting a portion of time to practice in drawing, for which she had a decided taste.

On the day after Mr. Claire's interview with Jasper, Mrs. Claire said to Fanny, with a seriousness of tone and manner that brought a look of surprise to her face—

"Come to my room with me, dear. I have something to say to you."

Fanny moved along by her side, wondering to herself what could be in her mother's mind. On entering the chamber, Mrs. Claire shut the door, and then, as she sat down, with an arm around the young girl's waist, she said, in a thoughtful, earnest voice—

"Fanny, I want you to tell me the first thing you recollect in life."

"The first thing, mother?" She smiled at a request so unexpected, and
Mrs. Claire smiled in return, though from a different cause.

"Yes, dear. I have a reason for asking this. Now, let your thoughts run back—far back, and recall for me the very first thing you can recollect."

The countenance of Fanny grew thoughtful, then serious, and then a half-frightened look flashed over it.

"Why, mother," said she, "what can you mean? What do you want to know?"

"Your first recollection, dear?" returned Mrs. Claire, with an assuring smile, although her heart was full, and it required the most active self-control to prevent her feelings from becoming manifest in her voice.

"Well, let me see! The first? The first? I was playing on the floor with a dear little baby? It was our Edie, wasn't it?"

"Yes—so far your memory is correct. I remember the time to which you refer as perfectly as if but a week had passed. Now, dear, try if you can recall any thing beyond that."

"Beyond that, mother? Oh, why do you ask? You make me feel so strangely. Can it be that some things I have thought to be only the memory of dreams, are indeed realities?"

"What are those things, my child?"

"I have a dim remembrance of a pale, but beautiful woman who often kissed and caressed me—of being in a sick-room—of a strange confusion in the house—of riding in a carriage with father to a funeral. Mother! is there any thing in this; if so, what does it mean?"

"That woman, Fanny," said Mrs. Claire, speaking with forced composure, "was your mother."

The face of the young girl grew instantly pale; her lips parted; and she gasped for breath. Then falling forward on the bosom of Mrs. Claire, she sobbed—

"Oh, mother! mother! How can you say this? It cannot, it cannot be.
You are my own, my only mother."

"You did not receive your life through me, Fanny," replied Mrs. Claire, so soon as she could command her voice, for she too was overcome by feeling—"but in all else I am your mother; and I love you equally with my other children. If there has ever been a difference, it has all been in your favour."

"Why, why did you destroy the illusion under which I have so long rested?" said Fanny, when both were more composed. "Why tell me a truth from which no good can flow? Why break in upon my happy ignorance with such a chilling revelation? Oh, mother, mother! Forgive me, if I say you have been cruel."

"Not so, my child. Believe me, that nothing but duty would have ever driven me to this avowal. You are now at woman's legal age. You have a guardian, in whose hands your father, at his death, left, for your benefit, some property; and this person now desires to settle the estate, and transfer to you what remains."

Bewildered, like one awakening from a dream, Fanny listened to this strange announcement. And it was some time before she really comprehended her true position.

"Not your child—a guardian—property!—What does it all mean? Am I really awake, mother?"

"Yes, dear, you are awake. It is no dream, believe me," was the tender reply of Mrs. Claire. "But, remember, that all this does not diminish our love for you—does not remove you in the least from our affections. You are still our child, bound to us by a thousand intertwining chords."

But little more passed between them at this interview. Fanny asked for no more particulars, and Mrs. Claire did not think it necessary to give any further information. Fanny soon retired to her own chamber, there to commune with her thoughts, and to seek, in tears, relief to her oppressed feelings.

The meeting of Claire with Fanny, on his return home, was affecting. She met him with a quivering lip and moistened eyes, and, as she laid her cheek against his breast, murmured in a sad, yet deeply affectionate voice—

"My father!"

"My own dear child!" quickly replied Claire, with emotion.

And then both stood for some time silent. Leading her to a seat,
Claire said tenderly—

"I have always loved you truly, and now you are dearer to me than ever."

"My more than father," was her simple response.

"My own dear child!" said Mr. Claire, kissing her fondly. "We have ever blessed the day on which you came to us from God."

Words would only have mocked their feelings, and so but few words passed between them, yet how full of thoughts crowding upon thoughts were their minds—how over-excited their hearts with new emotions of love.

After the younger members of the family had retired on that evening, Mr. and Mrs. Claire and Fanny were alone together. All three were in a calmer state of mind. Fanny listened with deep attention, her hand shading her countenance so as to conceal its varying expression, to a brief history of her parentage. Of things subsequent to the time of her entrance into her present home, but little was said. There was an instinctive delicacy on the part of Claire and his wife, now that Fanny was about coming into the possession of property, which kept back all allusion to the sacrifices they had made, and the pain they had suffered on her account, in their contentions with her guardian. In fact, this matter of property produced with them a feeling of embarrassment. They had no mercenary thoughts in regard to it—had no wish to profit by their intimate and peculiar relation. And yet, restricted in their own income, and with a family growing daily more expensive, they understood but too well the embarrassment which would follow, if any very important change were made in their present external relations. To explain every thing to Fanny, would, they knew, lead to an instant tender of all she possessed. But this they could not do; nor had they a single selfish desire in regard to her property. If things could remain as they were, without injustice to Fanny, they would be contented; but they were not altogether satisfied as to the amount they were receiving for her maintenance. It struck them as being too much; and they had more than once conferred together in regard to its reduction.

The first thing to be done was to make Fanny comprehend her relation to Mr. Jasper, her guardian, and his wish to settle up the estate of her father, and transfer to her, or her representative, the property that remained in his hands.

"I will leave all with you, father," was the very natural response made to this. "All I have is yours. Do just as you think best."

On the next day a power of attorney in the name of Edward Claire was executed; and, as Jasper was anxious to get the business settled, every facility thereto was offered. Claire examined the will of Mr. Elder, in which certain property was mentioned, and saw that it agreed with the guardian's statement. All the accounts were scrutinized; and all the vouchers for expenditure compared with the various entries. Every thing appeared correct, and Claire expressed himself entirely satisfied. All legal forms were then complied with; and, in due time, the necessary documents were prepared ready for the signature of Claire, by which Jasper would be freed from the nervous anxiety he had for years felt whenever his thoughts went forward to this particular point of time.

On the evening preceding the day when a consummation so long and earnestly looked for was to take place, Jasper, with his mind too much absorbed in business troubles to mingle with his family, sat alone in his library, deeply absorbed in plans and calculations. His confidence in fortune and his own prudence had been growing weaker, daily; and now it seemed to him as if a great darkness were gathering all around. He had fully trusted in himself; alas! how weak now seemed to him his human arm; how dim the vision with which he would penetrate the future. He was mocked of his own overweening and proud confidence.

This was his state of mind when a servant came to the library-door, and announced a gentleman who wished to see him.

"What is his name?" asked Jasper.

"He said it was no difference. He was a friend."

"It might make a great difference," Jasper muttered in an undertone.
"Show him up," he said aloud.

The servant retired, and Jasper waited for his visitor to appear. He was not long in suspense. The door soon reopened, and a man, poorly clad, and with a face bearing strong marks of intemperance and evil passions, came in.

"You do not know me," said he, observing that the merchant, who had risen to his feet, did not recognise him.

Jasper shook his head.

"Look closer." There was an air of familiarity and rude insolence about the man.

"Martin!" exclaimed Jasper, stepping back a few paces. "Is it possible!"

"Quite possible, friend Jasper," returned the man, helping himself to a chair, and sinking into it with the air of one who felt himself at home.

Surprise and perplexity kept the merchant dumb for some moments. He would quite as lief have been confronted with a robber, pistol in hand.

"I do not wish to see you, Martin," said he, at length, speaking in a severe tone of voice. "Why have you intruded on me again? Are you not satisfied? Have you no mercy?"

"None, Leonard Jasper, none," replied the man scowling. "I never knew the meaning of the word—no more than yourself."

"You are nothing better than a robber," said the merchant, bitterly.

"I only share with bolder robbers their richer plunder," retorted the man.

"I will not bear this, Martin. Leave my presence."

"I will relieve you certainly," said the visitor, rising, "when you have done for me what I wish. I arrived here, to-day, penniless; and have called for a trifling loan to help me on my way North."

"Loan! what mockery! I will yield no further to your outrageous demands. I was a fool ever to have feared the little power you possess. Go, sir! I do not fear you."

"I want your check for two hundred dollars—no more," said Martin, in a modified tone—"I will not be hard on you. Necessity drives me to this resort; but I hope never to trouble you again."

"Not a dollar," replied Jasper, firmly. "And now, my friend, seek some other mode of sustaining yourself in vice and idleness. You have received from me your last contribution. In settling the estate of Reuben Elder to the entire satisfaction of all parties, I have disarmed you. You have no further power to hurt."

"You may find yourself mistaken in regard to my power," replied Martin as he made a movement toward the door, and threw back upon the merchant a side-glance of the keenest malignity. "Many a foot has been stung by the reptile it spurned."

The word "stay" came not to Jasper's lips. He was fully in earnest.
Martin paused, with his hand on the door, and said—

"One hundred dollars will do."

"Not a copper, if it were to save you from the nether regions!" cried Jasper, his anger and indignation o'erleaping the boundaries of self-control.

He was alone in the next moment. As his excitement cooled down, he felt by no means indifferent to the consequences which might follow this rupture with Martin. More than one thought presented itself, which, if it could have been weighed calmly a few minutes before, would have caused a slightly modified treatment of his unwelcome visitor.

But having taken his position, Jasper determined to adhere to it, and brave all consequences.

While Claire was yet seated at the breakfast-table on the next morning, word was brought that a gentleman was in the parlour and wished to see him.

On entering the parlour, he found there a man of exceedingly ill appearance, both as to countenance and apparel.

"My name is Martin," said this person—"though you do not, I presume, know me."

Claire answered that he was to him an entire stranger.

"I have," said the man, speaking in a low, confidential tone of voice, "became cognisant of certain facts, which it much concerns you, or at least your adopted daughter, Fanny Elder, to know."

For a few moments, Claire was overcome with surprise.

"Concerns Fanny Elder to know! What do you mean, sir?"

"Precisely what I say. There has been a great fraud committed; and I know all the ins and the outs of it!"

"By whom?" asked Claire.

"Ah!" replied the visitor, "that we will come to after a while."

"Upon whom, then?"

"Upon the estate of Ruben Elder, the father of your adopted daughter."

Not liking either the man's appearance or manner, Claire said, after a moment's reflection—

"Why have you called to see me?"

"To give the information I have indicated—provided, of course, that you desire to have it."

"On what terms do you propose to act in this matter? Let us understand each other in the beginning."

"I can put you in the way of recovering for Miss Elder from twenty to a hundred thousand dollars, out of which she has been cheated. But, before I give you any information on the subject, I shall require an honourable pledge on your part, as well as written agreement, to pay me twenty per cent. of the whole amount recovered. Will you give it?"

Claire bent his head in thought for some moments. When he looked up he said—

"No, sir. I can make no compact with you of this kind."

"Very well, sir. That closes the matter," replied Martin, rising. "If you will not buy a fortune at so small a cost, you deserve to be poor. How far your conscience is clear in respect to Miss Elder, is another matter. But, perhaps you don't credit what I say. Let me give you a single hint. Fanny Elder was missing once for three days. I had a hand in that affair. Do you think she was carried off, and taken to another city for nothing? If so, you are wonderfully mistaken. But good morning, sir. If you should, on reflection, change your mind, you can hear of me by calling at the office of Grind, the lawyer."

"Good morning," returned Claire, showing not the least disposition to retain the man, toward whom he experienced a strong feeling of dislike and sense of repulsion.

Martin lingered a few moments, and then went out, leaving Claire bewildered by a rush of new thoughts.

CHAPTER XX.

The meeting of Claire and Jasper, for the final settlement of Mr. Elder's estate, was to take place at the office of Grind, at ten o'clock. Before keeping his appointment, the former turned over in his mind, with careful deliberation, the circumstances which had just occurred; and the more he thought of it, the better satisfied was he that a fraud had been committed. The author of that fraud could be no one else but the guardian of Fanny; of whose honesty Claire had, with good reason, no very high opinion. His conclusion was, not to accept, at present, a settlement of the estate.

With an uneasy foreboding of evil—he was, in fact, rarely now without that feeling—Leonard Jasper took his way to the office of Grind. Notwithstanding he had defied Martin, he yet feared him. But he was so near to the point of comparative safety, that he hoped soon to be past all real danger from this quarter. Too little time had elapsed, since he parted with him, for Martin to see Claire, even if a thought of assailing him in that quarter had crossed his mind. So Jasper believed. How sadly taken by surprise was he, therefore, when, on meeting Claire, the latter said—

"Since I saw you yesterday, a matter has come to my knowledge which I feel bound to investigate, before proceeding any farther in this business."

As if struck by a heavy blow, Jasper moved a pace or two backward, while an instant pallor overspread his face. Quickly recovering himself, he said—

"Explain yourself, Edward. What matter has come to your knowledge?"

"On that subject I would prefer speaking with you alone," replied
Claire.

"This room is at your service," said Grind, rising and retiring toward his front office. "You will be altogether free from intrusion." And he passed out, closing the door behind him.

"Edward," said Jasper, in as firm a voice as he could assume, "What is the meaning of this? You look at me with an expression of countenance, and have spoken in a tone that implies a belief on your part that I have not acted fairly in the matter of this guardianship."

"Such, at least, is my impression," replied Claire, firmly.

"Have you come here to insult me, sir?" Jasper drew himself up with an offended manner.

"No, Mr. Jasper. I have no such intention. All I purpose is, to ascertain how far certain information received by me this morning is correct."

"What information?"

The merchant became a good deal agitated.

"A man named Martin called on me"—

"Martin! oh, the wretch! My curses rest on him, for a base betrayer!"

Claire was startled at the effect produced by his mention of the name of Martin. Jasper, on hearing this name, believed that every thing had been divulged, and, in the bitterness and despair of this conviction, threw off all concealment. His countenance, which had partly gained its usual colour, became pallid again, while large beads of sweat oozed from the relaxed pores and stood upon his forehead. Moving back a step or two, he sank into a chair, and averting his face, sat struggling with himself to regain the mastery over his feelings.

How changed, in a few brief years, had become the relation of these two men. The poor, humble, despised, but honest clerk, now stood erect, while the merchant cowered before him in humiliation and fear.

"Edward," said Jasper, as soon as he had sufficient composure of mind to think somewhat clearly and speak calmly, "What do you purpose doing in this matter?"

"What is right, Mr. Jasper," answered Claire, firmly. "That is my duty."

"Ruin! ruin! ruin!" exclaimed Jasper, in a low voice, again losing command of himself, and wringing his hands hopelessly. "Oh! that it should have come to this!"

Astonished as Claire was by what he now heard and saw, he felt the necessity of preserving the most entire self-possession. When Jasper again put the question—

"What do you purpose doing, Edward?" he replied.

"I shall be better able to answer that question when I have all the particulars upon which to make up a decision. At present, I only know that a large amount of property has been withheld from Miss Elder; and that I have only to bring this man Martin into a court of justice to have every thing made clear."

"And this you purpose doing?"

"I shall do so, undoubtedly; unless the object to be gained by such a course is secured in another way."

"Quite as much, believe me, Edward, can be gained through private arrangement as by legal investigation," returned Jasper, his manner greatly subdued. "You and I can settle every thing, I am sure, between ourselves; and, as far as my ability will carry me, it shall be to your entire satisfaction. I have greatly mistaken your character, or you will take no pleasure in destroying me."

"Pleasure in destroying you?" Claire was still further affected with surprise. "In no man's destruction could I take pleasure."

"I believe you Edward. And now let me give you a history of this matter from the beginning. You will know better what course to pursue when you comprehend it fully."

And then, to the astonished ears of Claire, Jasper related how, through the man Martin, he became possessed of the fact that the supposed almost valueless piece of land in Pennsylvania which Mr. Elder had taken to secure a debt of five hundred dollars, contained a rich coal deposite—and how, as executor to his estate, and the guardian of his child, he had by presenting the child in person before commissioners appointed by the court, obtained an order for the sale of the land, with the declared purpose of investing the proceeds in some productive property. It was for this that he had been so anxious to get Fanny, and for this that he carried her off forcibly, although his agency in the matter did not appear. He then related how, in the sale, he became the real purchaser; and how, afterward, the tract, as coal land, was sold to a company for nearly a hundred thousand dollars.

"But Edward," said Jasper, as he concluded his humiliating narrative, "I am worse off to-day than if I had never made this transaction. It gave me a large amount of capital for trade and speculation, but it also involved me in connections, and led me into schemes for money-making, that have wellnigh proved my ruin. In all truth, I am not, this day, worth one-half of what I received for that property."

Jasper ceased speaking; but astonishment kept Claire silent.

"And now, Edward," resumed the former, "I am ready to make restitution as far as in my power lies. You can drag me into court, and thus blast my reputation; or, you can obtain for Miss Elder as much, or even more, than you would probably get by law—for, if driven into the courts, I will contend to the last moment—through an amicable arrangement. Which course are you disposed to take?"

"I have no desire to harm you, Mr. Jasper—none in the world. If the terms of settlement which you may offer are such as, under all the circumstances, I feel justified in accepting, I will meet your wishes. But you must bear in mind that, in this matter, I am not acting for myself."

"I know—but your judgment of the case must determine."

"True—and in that judgment I will endeavour to hold an equal balance."

The two men now retired from the lawyer's office; and, ere parting, arranged a meeting for that evening at the store of Jasper, where they could be entirely alone. For two or three successive evenings these conferences were continued, until Claire was entirely satisfied that the merchant's final offer to transfer to the possession of Fanny Elder four houses, valued at five thousand dollars each, in full settlement of her father's estate, was the very best he could do; and far more than he would probably obtain if an appeal were made to the law.

As quickly as this transfer could be made, it was done. Not until the long-desired documents, vouching for the equitable settlement of the estate, were in Jasper's hands, did he breathe freely. Oh! through what an ordeal he had passed. How his own pride, self-consequence, and self-sufficiency had been crushed out of him! And not only in spirit was he humbled and broken. In his anxiety to settle up the estate of Mr. Elder, and thus get the sword that seemed suspended over his head by a single hair, removed, he had overstepped his ability. The houses referred to were burdened with a mortgage of nearly ten thousand dollars; this had, of course, to be released; and, in procuring the money therefor, he strained to the utmost his credit, thus cutting off important facilities needed in his large, and now seriously embarrassed business.

It is the last pound that breaks the camel's back. This abstraction of money and property took away from Jasper just what he needed to carry him safely through a period of heavy payments, at a time when there was some derangement in financial circles. In less than a month from the time he settled the estate of Reuben Elder, the news of his failure startled the business community. He went down with a heavy plunge, and never again rose to the surface. His ruin was complete. He had trusted in riches. Gold was his god; and the idol had mocked him.

CHAPTER XXI.

Beyond what has already been written, there is not much, in the histories of those whom we have introduced, to be told, except briefly, worthy the reader's interested attention.

Martin, the old accomplice of Jasper, finding his power over that individual gone, and failing in the card he played against Claire's nice sense of honour and integrity of purpose, now turned, like an ill-natured, hungry cur, and showed his teeth to the man through whose advice he had so long been able to extort money from Jasper. He felt the less compunction in so doing, from the fact that Grind, angry with him for having been the agent of Jasper's final destruction, which involved him in a severe loss, had expressed himself in no measured terms—had, in fact, lashed him with most bitter and opprobrious words.

Several times, during the progress of events briefly stated in the concluding portions of the last chapter, Martin had, in his frequent visits to the lawyer, hinted, more or less remotely, at his great need of money. But to these intimations, Grind never gave the slightest response. At last the man said boldly—

"Mr. Grind, you must help me to a little money." This was directly after the failure of Jasper.

"I cannot do it," was the unequivocal reply. "You have, by your miserable vindictiveness, ruined Jasper, after having subsisted on him for years—base return for all you owe him—and, in doing so, half destroyed me. You have killed the goose that laid the golden egg, and there is no one but yourself to thank for this folly."

"You must help me, Mr. Grind," said Martin, his brows knitting, and the muscles of his lips growing rigid. "You had a hand in that business as well as Jasper; you took a big slice, if he did keep the major part of the loaf; and so I have a right to ask some slight return for important service rendered."

"What! This to me!" exclaimed Grind, roused to instant excitement.

"This to you," was the cool, deliberate answer.

"You have mistaken your man," returned the lawyer, now beginning to comprehend Martin more thoroughly. "I understand my whole relation to this affair too well to be moved by any attempt at extortion which you can make. But I can tell you a little secret, which it may be interesting for you to know."

"What is it?" growled the man.

"Why, that I hold the power to give you a term in the State's prison, whenever I may happen to feel inclined that way."

"Indeed!" Martin spoke with a cold, defiant sneer.

"I am uttering no vague threat. From the beginning, I have kept this trap over you, ready to spring, if need be, at a moment's warning."

"I suppose you thought me a poor fool, did you not?" said Martin as coldly and contemptuously as before. "But you were mistaken. I have not been altogether willing to trust myself in your hands, without good advice from a limb of the law quite as shrewd as yourself."

"What do you mean?" exclaimed Grind, somewhat startled by so unexpected a declaration.

"Plainly," was answered, "while I took your advice as to the surest way to act upon Jasper, I consulted another as to the means of protecting myself from you, if matters ever came to a pinch."

"Oh! Preposterous!" Grind forced a laugh. "That's only an afterthought."

"Is it. Hark!" Martin bent close to his ear, and uttered a few words in an undertone. Grind started as if stung by a serpent.

"Wretch!"

"It is useless to call ill names, my friend. I have you in my power; and I mean to keep you there. But I shall not be very hard on you. So, don't look so awfully cut down."

For once the scheming, unscrupulous lawyer found himself outwitted. His tool had proved too sharp for him. Without a doubt he was in his power to an extent by no means agreeable to contemplate. Grind now saw that conciliation was far better than antagonism.

When Martin retired from the lawyer's office, he had in his pocket a check for two hundred dollars, while behind him was left his solemn pledge to leave the city for New Orleans the next day. The pledge, when given, he did not intend to keep; and it was not kept, as Grind soon afterward learned, to his sorrow. A drunkard and a gambler, it did not take Martin long to see once more the bottom of his purse. Not until this occurred did he trouble the lawyer again. Then he startled him with a second visit, and, after a few sharp words, came off with another check, though for a less amount.

And for years, leech-like, Martin, sinking lower and lower all the time, continued his adhesion to the lawyer, abstracting continually, but in gradually diminishing sums, the money needed for natural life and sensual indulgence, until often his demands went not above a dollar. Grind, reluctantly as he yielded to these demands, believed it wiser to pay them than to meet the exposure Martin had it in his power to make. And so it went on, until, one day, to his inexpressible relief, Grind read in the morning papers an account of the sudden and violent death of his enemy. His sleep was sounder on the night that followed than it had been for a long, long time.

Of Edward Claire, and his happy family—not happy merely from an improved external condition, for the foundation of their happiness was laid in a deeper ground—we have not much to relate.

When Claire brought to Fanny the title-deeds of the property which he had recovered from Jasper, she pushed them back upon him, saying, as she did so—

"Keep them, father—keep them. All is yours."

"No, my dear child," replied Claire, seriously, yet with tenderness and emotion, "all is not mine. All is yours. This property, through a wise Providence, has come into your possession. I have no right to it."

"If it is mine, father," said Fanny, "have I not a right to do with it what I please?"

"In a certain sense you have."

"Then I give it all to you—you, my more than father!"

"For such a noble tender, my dear child, I thank you in the very inmost of my heart. But I cannot accept of it, Fanny."

"Why not, father? Why not? You have bestowed on me more than wealth could buy! I know something of what you have borne and suffered for me. Your health, now impaired, was broken for me. Oh, my father! can I ever forget that? Can I ever repay you all I owe? Were the world's wealth mine, it should be yours."

Overcome by her feelings, Fanny wept for some time on the breast of him she knew only as her father; and there the interview closed for the time.

Soon after it was renewed; and the occasion of this was an advantageous business offer made to Claire by Mr. Melleville, if he could bring in a capital of twelve thousand dollars. Two of the houses received from Jasper, with some stocks, were sold to furnish this capital, and Claire, after his long struggle, found himself in a safe and moderately profitable business; and, what was more, with a contented and thankful spirit. Of what treasures was he possessed? Treasures of affection, such as no money could buy; and, above all, the wealth of an approving conscience.

Mrs. Claire—happy wife and mother!—how large too was her wealth. From the beginning she had possessed the riches which have no wings—spiritual riches, that depend on no worldly changes; laid up in the heaven of her pure mind, where moth could not corrupt, nor thieves break through and steal. The better worldly fortune that now came added to her happiness, because it afforded the means of giving to their children higher advantages, and procured for them many blessings and comforts to which they were hitherto strangers.

Five years, passed under an almost cloudless sky, succeeded, and then the sweet home circle was broken by the withdrawal of one whose presence made perpetual sunshine. One so good, so lovely, so fitted in every way to form the centre of another home circle as Fanny Elder, could hardly remain unwooed or unwon. Happily, in leaving the paternal haven, her life-boat was launched on no uncertain sea. The character of her husband was based on those sound, religious principles, which regard justice to man as the expression of love to God.

A few weeks after the husband of Fanny had taken his lovely young wife to his own home, Claire waited upon him for the purpose of making a formal transfer of his wife's property.

"There are four houses," said Claire, in describing the property; "besides twelve thousand dollars which I have in my business. A portion of this latter I will pay over; on the balance, while it remains"—

"Mr. Claire," returned the young man, interrupting him, "the house you now live in, Fanny says, is your property—also the capital in your business."

"No—no—no. This is not so. I do not want, and I will not keep a dollar of her patrimony."

"You are entitled to every thing, in good right," said the young man, smiling. "But we will consent to take one-half as a good start in life."

"But, my dear sir"—

We will not, however, record the arguments, affirmations, protestations, etc., made by each party in this contention, but drop the curtain, and leave the reader to infer the sequel. He cannot go very far wide of the truth.

THE END.

STEREOTYPED BY L. JOHNSON AND CO. PHILADELPHIA.

J.W. BRADLEY,

48 NORTH FOURTH ST., PHILADELPHIA; AND

L.P. CROWN & CO.,

61 CORNHILL, BOSTON,
PUBLISH THE FOLLOWING
WORKS BY JOHN FROST, LL.D.

* * * * *

THRILLING ADVENTURES AMONG THE INDIANS.

Comprising the most remarkable Personal Narratives of events in the early INDIAN WARS, as well as of Incidents in the recent Indian Hostilities in Mexico and Texas. Illustrated with over 300 Engravings, from designs by W. CROOME, and other distinguished artists.

NOTICES OF THE PRESS.

"The matter contained in this handsome volume, is as well calculated to give a correct idea of the character of the Indians, and their modes of life, as that of any book ever published. All that gives a charm to romance may be found in the narrative contained in this work, but all of them possess the never-failing attractions of truth. The sufferings of numerous captives are also detailed, together with their contrivances of escape from their savage captors. The illustrations, by the well-known W. Croome, are excellent in design and execution, and the printing and binding of the work are fine specimens of each art."

GREAT EVENTS IN MODERN HISTORY:

Comprising the MOST REMARKABLE DISCOVERIES, CONQUESTS, REVOLUTIONS, GREAT BATTLES, and other Thrilling Incidents, chiefly in Europe and America, from the commencement of the Sixteenth Century to the present time. Embellished with over 600 Engravings, by W. CROOME, and other eminent artists. The following are extracts from notices of the press received by the Publisher.

NOTICES OF THE PRESS.

"We have here, within the compass of eight hundred pages, the history of those events of modern history, which have been 'big with mighty consequences,' and with which, therefore, all men should become acquainted. Beginning with the discovery of America, by Columbus—that new starting-point of civilization—the work proceeds through the history of the various European nations, culling those great periods when, either by wars or revolutions, each nation began to occupy a conspicuous place in the general estimation of men, and to make its influence felt by those without its limits. The late revolutions in Europe, the Mexican war, and the gold discoveries in California, are rapidly and vividly sketched. The illustrations, principally from designs by Croome, are numerous, well executed, serving to impress the striking scenes and characters of history upon the tablet of memory. The whole work, in design and execution, reflects great credit upon all concerned in its production."

J.W. BRADLEY,

No. 48 NORTH FOURTH STREET, PHILADELPHIA;

AND L.P. CROWN & CO.,

61 CORNHILL, BOSTON,
PUBLISH THE FOLLOWING WORKS BY T.S. ARTHUR.

* * * * *

LIGHTS AND SHADOWS OF REAL LIFE, with an autobiography and portrait of the author, over 600 pages octavo, with fine tinted engravings.

NOTICES OF THE PRESS.

In this volume may be found a "moral suasion," which cannot but effect for good all who read. The mechanical execution of the work is very beautiful throughout.—New Haven Palladium.

It is by far the most valuable book ever published of his works, inasmuch as it is enriched with a very interesting, though brief autobiography.—American Courier.

No family library is complete without a copy of this book—Scott's Weekly Paper.

No better or worthier present could be made to the young, no offering more pure, charitable, and practicable, could be tendered to those who are interested in the truly benevolent reforms of the day.—Godey's Lady's Book.

The paper, the engravings, the binding, and the literary contents, are all calculated to make it a favourite.—Penn. Inquirer.

This volume cannot be too highly recommended.—N.Y. Tribune.

    More good has been effected, than by any other single medium
    that we know of.—N.Y. Sun.

    The work should be upon the centre-table of every parent in
    the land.—National Temperance Magazine.

    A single story is worth the price charged for the
    book.—Union, Newburyport, Mass.

ARTHUR'S SKETCHES OF LIFE AND CHARACTER, an octavo volume of over 400 pages, beautifully illustrated, and bound in the best English muslin, gilt.

NOTICES OF THE PRESS.

The present volume, containing more than four hundred finely-printed octavo pages, is illustrated by spirited engravings, and made particularly valuable to those who like to "see the face of him they talk withal," by a correct likeness of the author, finely engraved on steel.—Neal's Gazette.

In the princely mansions of the Atlantic merchants, and in the rude log cabins of the backwoodsman, the name of Arthur is equally known and cherished as the friend of virtue.—Graham's Magazine.

We would not exchange our copy of these sketches, with its story of "The Methodist Preacher," for any one of the gilt-edged and embossed annuals which we have yet seen.—Lady's National Magazine.

The first story in the volume, entitled, "The Methodist Preacher, or Lights and Shadows in the Life of an Itinerant," is alone worth the price of the work.—Evening Bulletin.

It is emphatically a splendid work.—Middletown Whig.

Its worth and cheapness should place it in every person's hands who desire to read an interesting book.—Odd Fellow, Boonsboro.

"The Methodist Preacher," "Seed Time and Harvest," "Dyed in the Wool," are full of truth, as well as instruction, and any one of them is worth the whole price of the volume.—Lowell Daystar, Rev. D.C. Eddy, Editor.

    There is a fascination about these sketches which so
    powerfully interests the reader, that few who commence one
    of them will part with it till it is concluded; and they will
    bear reading repeatedly.—Norfolk and Portsmouth Herald.

    Those who have not perused these model stories have a
    rich feast in waiting, and we shall be happy if we can
    be instrumental in pointing them to it.—Family Visitor,
    Madison, Geo
.

No library for family reading should be considered complete without this volume, which is as lively and entertaining in its character, as it is salutary in its influence.—N.Y. Tribune.

The work is beautifully illustrated. Those who are at all acquainted with Arthur's writings need hardly be told that the present work is a prize to whoever possess it.—N.Y. Sun.

    We know no better book for the table of any family, whether
    regarded for its neat exterior or valuable contents.—Vox
    Populi, Low
.

    The name of the author is in itself a sufficient
    recommendation of the work.—Lawrence Sentinel.

    T.S. Arthur is one of the best literary writers of the
    age.—Watchman, Circleville, Ohio.

    The name alone of the author is a sufficient guaranty to the
    reading public of its surpassing merit.—The Argus, Gallatin,
    Miss
.

    Probably he has not written a line which, dying, he could wish
    to erase.—Parkersburg (Va.) Gazette.

THE WAY TO PROSPER, AND OTHER TALES,

12mo, over 200 pages, with six illustrations.

NOTICES OF THE PRESS.

This is one of Mr. Arthur's best books. His object, and he always has in view a noble one, is to recommend family union, a firm adherence to the law which requires us to respect the holy tie of family union, which requires brother to assist brother, and sister, sister. By means of a lively and pleasing narrative, he shows that this principle is not only right, but politic, and that the law of family unions is really the true way to prosper. We commend the volume to our readers as one of the best and most profitable of the many useful works which have been produced by the same accomplished writer.—Godey's Lady's Book.

This is the title of a small volume published by Mr. J.W. Bradley, of this city. It is from the pen of Mr. T.S. Arthur—the story of two families, one of which prospers by the union of good-will which prevails among the brothers, and leads them always to aid each other in their worldly undertakings; while the other goes to rack and ruin, because the brothers always act upon the maxim, "Every one for himself." The moral is excellent, and cannot be too earnestly and widely inculcated.

Mr. Bradley has produced this little work in very handsome style, with original embellishments from the fertile pencil of Mr. Croome.—Scotts Weekly.

GOLDEN GRAINS FROM LIFE'S HARVEST FIELD,

bound in full gilt, with a beautiful mezzotint engraving, 12mo, 240 pages.

NOTICES OF THE PRESS.

It is not too much to say, that the Golden Grains here presented to the reader, are such as will be productive of a far greater amount of human happiness than those, in search of which, so many are willing to risk domestic peace, health, and even life itself, in a distant and inhospitable region.

These narratives, like all of those which proceed from the same able pen, are remarkable not only for their entertaining and lively pictures of actual life, but for their admirable moral tendency.

It is printed in excellent style, and embellished with a mezzotint engraving. We cordially recommend it to the favour of our readers.—Godey's Lady's Magazine.

TRUE RICHES; or, WEALTH WITHOUT WINGS,

12mo, 210 pages, with a fine mezzotint Frontispiece.

NOTICES OF THE PRESS.

This volume is written by T.S. Arthur, the most popular of all our American writers on domestic subjects. His intention is to direct the reader to the real riches of life, the wealth which cannot be taken away by the adverse events of fortune. The true wisdom of life, he shows us, is to place our fortune in ourselves, to make our own minds rich in intellectual treasures, and our hearts true to the legitimate purposes and ends of life. When the doctrine of this little volume becomes universally prevalent, a new era of happiness will dawn upon mankind.—Godey's Lady's Book.

Mr. Arthur, in this volume, impresses upon his readers the importance of laying up treasures in the really profitable way—moral and intellectual treasures, which, in all the storms of ill-fortune, never leave their possessor without ample resources. The world acknowledges the truth of his moral, but often forgets to reduce it to practice. It therefore, becomes the duty of the world's moral teachers, of which Mr. Arthur is one of the most successful, to impress the truth by a well-written narrative.—Scott's Weekly.

[Illustration: A Home Scene]