At New-York I found my friend Collins, who had arrived there some time before me. We had been intimate from children, and had read the same books together: but he had the advantage of more time for reading and studying, and a wonderful genius for mathematical learning, in which he far outstripped me. While I lived in Boston, most of my hours of leisure for conversation were spent with him, and he continued a sober as well as industrious lad; was much respected for his learning by several of the clergy and other gentlemen, and seemed to promise making a good figure in life. But during my absence he had acquired a habit of drinking brandy, and I found by his own account, as well as that of others, that he had been drunk every day since his arrival at New-York, and behaved himself in a very extravagant manner. He had gamed too, and lost his money, so that I was obliged to discharge his lodgings, and defray his expenses on the road and at Philadelphia, which proved a great burden to me. The then governor of New-York, Burnet (son of Bishop Burnet), hearing from the captain that one of the passengers had a great many books on board, desired him to bring me to see him. I waited on him, and should have taken Collins with me had he been sober. The governor received me with great civility, showed me his library, which was a considerable one, and we had a good deal of conversation relative to books and authors. This was the second governor who had done me the honour to take notice of me; and, for a poor boy like me, was very pleasing. We proceeded to Philadelphia. I received on the way Vernon's money, without which we could hardly have finished our journey. Collins wished to be employed in some counting-house; but whether they discovered his dram-drinking by his breath or by his behaviour, though he had some recommendations, he met with no success in any application, and continued lodging and boarding at the same house with me and at my expense. Knowing that I had that money of Vernon's, he was continually borrowing of me, still promising repayment as soon as he should be in business. At length he had got so much of it that I was distressed to think what I should do in case of being called on to remit it. His drinking continued, about which we sometimes quarrelled; for, when a little intoxicated, he was very irritable. Once, in a boat on the Delaware, with some other young men, he refused to row in his turn: "I will be rowed home," said he. "We will not row you," said I. "You must," said he, "or stay all night on the water, just as you please." The others said, "Let us row, what signifies it?" But my mind being soured with his other conduct, I continued to refuse. So he swore he would make me row, or throw me overboard; and coming along, stepping on the thwarts towards me, when he came up and struck at me, I clapped my hand under his thighs, and rising, pitched him head foremost into the river. I knew he was a good swimmer, and so was under little concern about him; but, before he could get round to lay hold of the boat, we had, with a few strokes, pulled her out of his reach; and whenever he drew near the boat, we asked him if he would row, striking a few strokes to slide her away from him. He was ready to stifle with vexation, and obstinately would not promise to row. Finding him at last beginning to tire, we drew him into the boat, and brought him home dripping wet. We hardly exchanged a civil word after this adventure. At length a West India captain, who had a commission to procure a preceptor for the sons of a gentleman at Barbadoes, met with him, and proposed to carry him thither to fill that situation. He accepted, and promised to remit me what he owed me out of the first money he should receive; but I never heard of him after. The violation of my trust respecting Vernon's money was one of the first great errata of my life; and this showed that my father was not much out in his judgment when he considered me as too young to manage business. But Sir William, on reading his letter, said he was too prudent; that there was a great difference in persons; and discretion did hot always accompany years, nor was youth always without it. "But, since he will not set you up, I will do it myself. Give me an inventory of the things necessary to be had from England, and I will send for them. You shall repay me when you are able; I am resolved to have a good printer here, and I am sure you must succeed." This was spoken with such an appearance of cordiality, that I had not the least doubt of his meaning what he said. I had hitherto kept the proposition of my setting up a secret in Philadelphia, and I still kept it. Had it been known that I depended on the governor, probably some friend that knew him better would have advised me not to rely on him; as I afterward heard it as his known character, to be liberal of promises which he never meant to keep; yet, unsolicited as he was by me, how could I think his generous offers insincere? I believed him one of the best men in the world.

I presented him an inventory of a little printing-house, amounting by my computation to about one hundred pounds sterling. He liked it, but asked me if my being on the spot in England to choose the types, and see that everything was good of the kind, might not be of some advantage; "then," said he, "when there, you may make acquaintance, and establish correspondences in the bookselling and stationary way." I agreed that this might be advantageous. "Then," said he, "get yourself ready to go with the Annis;" which was the annual ship, and the only one at that time usually passing between London and Philadelphia. But as it would be some months before the Annis sailed, I continued working with Keimer, fretting extremely about the money Collins had got from me, and in great apprehensions of being called upon for it by Vernon; this, however, did not happen for some years after.

I believe I have omitted mentioning that, in my first voyage from Boston to Philadelphia, being becalmed off Block Island, our crew employed themselves in catching cod, and hauled up a great number. Till then I had stuck to my resolution to eat nothing that had had life; and on this occasion I considered, according to my master Tryon, the taking every fish as a kind of unprovoked murder, since none of them had nor could do us any injury that might justify this massacre. All this seemed very reasonable. But I had been formerly a great lover of fish, and when it came out of the frying-pan it smelled admirably well. I balanced some time between principle and inclination, till, recollecting that when fish were opened I saw smaller fish taken out of their stomachs; then, thought I, "if you eat one another, I don't see why we may not eat you." So I dined upon cod very heartily, and have since continued to eat as other people; returning only now and then occasionally to a vegetable diet. So convenient a thing it is to be a reasonable creature, since it enables one to find or make a reason for everything one has a mind to do.

Keimer and I lived on a pretty good, familiar footing, and agreed tolerably well; for he suspected nothing of my setting up. He retained a great deal of his old enthusiasm, and loved argumentation. We therefore had many disputations. I used to work him so with my Socratic method, and had trepanned him so often by questions apparently so distant from any point we had in hand, yet by degrees leading to the point, and bringing him into difficulties and contradictions, that at last he grew ridiculously cautious, and would hardly answer me the most common questions, without asking first "What do you intend to infer from that?" However, it gave him so high an opinion of my abilities in the confuting way, that he seriously proposed my being his colleague in a project he had of setting up a new sect. He was to preach the doctrines, and I was to confound all opponents. When he came to explain with me upon the doctrines, I found several conundrums which I objected to, unless I might have my way a little too, and introduce some of mine. Keimer wore his beard at full length, because somewhere in the Mosaic law it is said, "Thou shalt not mar the corners of thy beard." He likewise kept the seventh-day Sabbath; and these two points were essential with him. I disliked both; but agreed to them on condition of his adopting the doctrine of not using animal food. I doubt, said he, my constitution will not bear it. I assured him it would, and that he would be the better for it. He was usually a great eater, and I wished to give myself some diversion in half starving him. He consented to try the practice if I would keep him company: I did so, and we held it for three months. Our provisions were purchased, cooked, and brought to us regularly by a woman in the neighbourhood, who had from me a list of forty dishes, which she prepared for us at different times, in which there entered neither fish, flesh, nor fowl. This whim suited me the better at this time, from the cheapness of it, not costing us above eighteen pence sterling each per week. I have since kept several Lents most strictly, leaving the common diet for that, and that for the common, abruptly, without the least inconvenience. So that I think there is little in the advice of making those changes by easy gradations. I went on pleasantly, but poor Keimer suffered grievously, grew tired of the project, longed for the fleshpots of Egypt, and ordered a roast pig. He invited me and two women friends to dine with him; but it being brought too soon upon table, he could not resist the temptation, and ate the whole before we came.

I had made some courtship during this time to Miss Read; I had a great respect and affection for her, and had some reasons to believe she had the same for me; but as I was about to take a long voyage, and we were both very young (only a little above eighteen), it was thought most prudent by her mother to prevent our going too far at present; as a marriage, if it was to take place, would be more convenient after my return, when I should be, as I hoped, set up in my business. Perhaps, too, she thought my expectations not so well founded as I imagined them to be.

My chief acquaintances at this time were Charles Osborne, Joseph Watson, and James Ralph; all lovers of reading. The first two were clerks to an eminent scrivener or conveyancer in the town (Charles Brockden), the other was a clerk to a merchant. Watson was a pious, sensible young man of great integrity: the others rather more lax in their principles of religion, particularly Ralph, who, as well as Collins, had been unsettled by me, for which they both made me suffer. Osborne was sensible, candid, frank, sincere, and affectionate to his friends; but in literary matters too fond of criticism. Ralph was ingenuous, genteel in his manners, and extremely eloquent; I think I never knew a prettier talker. Both were great admirers of poetry, and began to try their hands in little pieces. Many pleasant walks we have had together on Sundays in the woods on the banks of the Schuylkill, where we read to one another, and conferred on what we had read. Ralph was inclined to give himself up entirely to poetry, not doubting but he might make great proficiency in it, and even make his fortune by it. He pretended that the greatest poets must, when they first began to write, have committed as many faults as he did. Osborne endeavoured to dissuade him, assured him he had no genius for poetry, and advised him to think of nothing beyond the business he was bred to; "that in the mercantile way, though he had no stock, he might, by his diligence and punctuality, recommend himself to employment as a factor, and in time acquire wherewith to trade on his own account." I approved, for my part, the amusing one's self with poetry now and then, so far as to improve one's language, but no farther. On this it was proposed that we should each of us, at our next meeting, produce a piece of our own composing, in order to improve by our mutual observations, criticisms, and corrections. As language and expression was what we had in view, we excluded all considerations of invention, by agreeing that the task should be a version of the eighteenth Psalm, which describes the descent of a deity. When the time of our meeting drew nigh, Ralph called on me first, and let me know his piece was ready: I told him I had been busy, and, having little inclination, had done nothing. He then showed me his piece for my opinion, and I much approved it, as it appeared to me to have great merit. "Now," said he, "Osborne never will allow the least merit in anything of mine, but makes a thousand criticisms out of mere envy: he is not so jealous of you; I wish, therefore, you would take this piece and produce it as yours: I will pretend not to have had time, and so produce nothing; we shall then hear what he will say to it." It was agreed, and I immediately transcribed it, that it might appear in my own hand. We met: Watson's performance was read; there were some beauties in it, but many defects. Osborne's was read; it was much better. Ralph did it justice, remarked some faults, but applauded the beauties. He himself had nothing to produce. I was backward, seemed desirous of being excused, had not had sufficient time to correct, &c., but no excuse could be admitted; produce I must. It was read and repeated: Watson and Osborne gave up the contest, and joined in applauding it. Ralph only made some criticisms and proposed some amendments; but I defended my text. Osborne was severe against Ralph, and told me he was no better able to criticise than to compose verses. As these two were returning home, Osborne expressed himself still more strongly in favour of what he thought my production; having before refrained, as he said, lest I should think he meant to flatter me. "But who would have imagined," said he, "that Franklin was capable of such a performance; such painting, such force, such fire! He has even improved on the original. In common conversation he seems to have no choice of words; he hesitates and blunders; and yet, good God, how he writes!" When we next met, Ralph discovered the trick we had played, and Osborne was laughed at. This transaction fixed Ralph in his resolution of becoming a poet. I did all I could to dissuade him from it, but he continued scribbling verses till Pope cured him.[6] He became, however, a pretty good prose writer. More of him hereafter. But as I may not have occasion to mention the other two, I shall just remark here that Watson died in my arms a few years after, much lamented, being the best of our set. Osborne went to the West Indies, where he became an eminent lawyer, and made money. He and I had made a serious agreement, that the one who happened first to die should, if possible, make a friendly visit to the other, and acquaint him how he found things in that separate state. But he never fulfilled his promise.

The governor, seeming to like my company, had me frequently at his house, and his setting me up was always mentioned as a fixed thing. I was to take with me letters recommendatory to a number of his friends, besides the letter of credit to furnish me with the necessary money for purchasing the press, types, paper, &c. For these letters I was appointed to call at different times, when they were to be ready, but a future time was still named. Thus we went on till the ship (whose departure, too, had been several times postponed) was on the point of sailing. Then, when I called to take my leave and receive the letters, his secretary, Dr. Baird, came out to me and said the governor was extremely busy in writing, but would be down at Newcastle before the ship, and then the letters would be delivered to me.

Ralph, though married, and having one child, had determined to accompany me in this voyage. It was thought he intended to establish a correspondence and obtain goods to sell on commission; but I found after, that, having some cause of discontent with his wife's relations, he proposed to leave her on their hands and never return to America. Having taken leave of my friends and exchanged promises with Miss Read, I quitted Philadelphia in the ship, which anchored at Newcastle. The governor was there, but when I went to his lodging, his secretary came to me from him with expressions of the greatest regret that he could not then see me, being engaged in business of importance; but that he would send the letters to me on board, wishing me heartily a good voyage and a speedy return, &c. I returned on board a little puzzled, but still not doubting.

Mr. Andrew Hamilton, a celebrated lawyer of Philadelphia, had taken his passage in the same ship for himself and son, with Mr. Denham, a Quaker merchant, and Messrs. Oniam and Russel (masters of an iron work in Maryland), who had engaged the great cabin; so that Ralph and I were forced to take up with a birth in the steerage, and, none on board knowing us, were considered as ordinary persons. But Mr. Hamilton and his son (it was James, since governor) returned from Newcastle to Philadelphia, the father being recalled by a great fee to plead for a seized ship. And just before we sailed, Colonel French coming on board, and showing me great respect, I was more taken notice of; and, with my friend Ralph, invited by the other gentlemen to come into the cabin, there being now room; accordingly, we removed thither.

Understanding that Colonel French had brought on board the governor's despatches, I asked the captain for those letters that were to be under my care; he said all were put into the bag together, and he could not then come at them, but before we landed in England I should have an opportunity of picking them out; so I was satisfied for the present, and we proceeded on our voyage. We had a sociable company in the cabin, and lived uncommonly well, having the addition of all Mr. Hamilton's stores, who had laid in plentifully. In this passage Mr. Denham contracted a friendship for me, that continued during his life. The voyage was otherwise not a pleasant one, as we had a great deal of bad weather.

When we came into the Channel, the captain kept his word with me, and gave me an opportunity of examining the bag for the governor's letters; I found some upon which my name was put, as under my care: I picked out six or seven, that by the handwriting I thought might be the promised letters, especially as one of them was addressed to Basket, the king's printer, and another to some stationer. We arrived in London the 24th December, 1724. I waited upon the stationer, who came first in my way, delivering the letter as from Governor Keith. "I don't know such a person," said he: but opening the letter, "Oh! this is from Riddlesden. I have lately found him to be a complete rascal, and I will have nothing to do with him, nor receive any letters from him." So, putting the letter into my hand, he turned on his heel and left me to serve some customer. I was surprised to find these were not the governor's letters; and, after recollecting and comparing circumstances, I began to doubt his sincerity. I found my friend Denham, and opened the whole affair to him. He let me into Keith's character; told me there was not the least probability that he had written any letters for me; that no one who knew him had the smallest dependance on him; and he laughed at the idea of the governor's giving me a letter of credit, having, as he said, no credit to give. On my expressing some concern about what I should do, he advised me to endeavour to get some employment in the way of my business. Among the printers here, said he, you will improve yourself, and when you return to America you will set up to greater advantage.

We both of us happened to know, as well as the stationer, that Riddlesden, the attorney, was a very knave; he had half ruined Miss Read's father, by persuading him to be bound for him. By his letter it appeared there was a secret scheme on foot to the prejudice of Mr. Hamilton (supposed to be then coming over with us); that Keith was concerned in it, with Riddlesden. Denham, who was a friend of Hamilton's, thought he ought to be acquainted with it; so, when he arrived in England, which was soon after, partly from resentment and ill will to Keith and Riddlesden, and partly from good will to him, I waited on him and gave him the letter. He thanked me cordially, the information being of importance to him; and from that time he became my friend, greatly to my advantage afterward on many occasions.

But what shall we think of a governor playing such pitiful tricks, and imposing so grossly upon a poor ignorant boy! It was a habit he had acquired; he wished to please everybody, and having little to give, he gave expectations. He was otherwise an ingenious, sensible man, a pretty good writer, and a good governor for the people, though not for his constituents the proprietaries, whose instructions he sometimes disregarded: several of our best laws were of his planning, and passed during his administration.

Ralph and I were inseparable companions. We took lodgings together in Little Britain, at 3s. 6d. per week; as much as we could then afford. He found some relations, but they were poor, and unable to assist him. He now let me know his intentions of remaining in London, and that he never meant to return to Philadelphia. He had brought no money with him, the whole he could muster having been expended in paying his passage. I had fifteen pistoles; so he borrowed occasionally of me to subsist, while he was looking out for business. He first endeavoured to get into the playhouse, believing himself qualified for an actor; but Wilkes to whom he applied, advised him candidly not to think of that employment, as it was impossible he should succeed in it. Then he proposed to Roberts, a publisher in Paternoster Row, to write for him a weekly paper like the Spectator, on certain conditions; which Roberts did not approve. Then he endeavoured to get employment as a hackney-writer, to copy for the stationers and lawyers about the Temple; but could not find a vacancy.

For myself, I immediately got into work at Palmer's, a famous printing-house in Bartholomew Close, where I continued near a year. I was pretty diligent, but I spent with Ralph a good deal of my earnings, at plays and public amusements; we had nearly consumed all my pistoles, and now just rubbed on from hand to mouth. He seemed quite to have forgotten his wife and child; and I, by degrees, my engagements with Miss Read, to whom I never wrote more than one letter, and that was to let her know I was not likely soon to return. This was another of the great errata of my life which I could wish to correct if I were to live it over again In fact, by our expenses I was constantly kept unable to pay my passage.

At Palmer's I was employed in composing for the second edition of Woollaston's Religion of Nature. Some of his reasonings not appearing to me well-founded, I wrote a little metaphysical piece, in which I made remarks on them. It was entitled, "A Dissertation on Liberty and Necessity, Pleasure and Pain." I inscribed it to my friend Ralph; I printed a small number. It occasioned my being more considered by Mr. Palmer as a young man of some ingenuity, though he seriously expostulated with me upon the principles of my pamphlet, which to him appeared abominable. My printing this pamphlet was another erratum. While I lodged in Little Britain, I made acquaintance with one Wilcox, a bookseller, whose shop was next door. He had an immense collection of second-hand books. Circulating libraries were not then in use, but we agreed that on certain reasonable terms (which I have now forgotten), I might take, read, and return any of his books; this I esteemed a great advantage, and I made as much use of it as I could.

My pamphlet by some means falling into the hands of one Lyons, a surgeon, author of a book entitled "The Infallibility of Human Judgment," it occasioned an acquaintance between us; he took great notice of me, called on me often to converse on those subjects, carried me to the Horns, a pale alehouse in —— lane, Cheapside, and introduced me to Dr. Mandeville, author of the Fable of the Bees, who had a club there, of which he was the soul, being a most facetious, entertaining companion. Lyons, too, introduced me to Dr. Pemberton,[7] at Baston's Coffee-house, who promised to give me an opportunity, some time or other, of seeing Sir Isaac Newton, of which I was extremely desirous; but this never happened.

I had brought over a few curiosities, among which the principal was a purse made of the asbestos, which purifies by fire. Sir Hans Sloane heard of it, came to see me, invited me to his house in Bloomsbury Square, showed me all his curiosities, and persuaded me to add that to the number; for which he paid me handsomely.

At my first admission into the printing-house I took to working at press, imagining I felt a want of the bodily exercise I had been used to in America, where presswork is mixed with the composing. I drank only water; the other workmen, near fifty in number, were great drinkers of beer. On occasion, I carried up and down stairs a large form of types in each hand, when others carried but one in both hands; they wondered to see, from this and several instances, that the Water American, as they called me, was stronger than themselves who drank strong beer! We had an alehouse-boy, who attended always in the house to supply the workmen. My companion at the press drank every day a pint before breakfast, a pint at breakfast with his bread and cheese, a pint between breakfast and dinner, a pint at dinner; a pint in the afternoon about six o'clock, and another when he had done his day's work. I thought it a detestable custom; but it was necessary, he supposed, to drink strong beer, that he might be strong to labour. I endeavoured to convince him that the bodily strength afforded by beer could only be in proportion to the grain or flour of the barley dissolved in the water of which it was made; that there was more flour in a pennyworth of bread, and, therefore, if he could eat that with a pint of water, it would give him more strength than a quart of beer. He drank on, however, and had four or five shillings to pay out of his wages every Saturday night for that vile liquor: an expense I was free from; and thus these poor devils keep themselves always under.

Watts, after some weeks, desiring to have me in the composing-room, I left the pressmen; a new bien venu for drink (being five shillings) was demanded of me by the compositors. I thought it an imposition, as I had paid one to the pressmen; the master thought so too, and forbade my paying it. I stood out two or three weeks, was accordingly considered as an excommunicate, and had so many little pieces of private malice practised on me, by mixing my sorts, transposing and breaking my matter, &c., &c., if ever I stepped out of the room, and all ascribed to the chapel ghost, which they said ever haunted those not regularly admitted, that, notwithstanding the master's protection, I found myself obliged to comply and pay the money, convinced of the folly of being on ill terms with those one is to live with continually. I was now on a fair footing with them, and soon acquired considerable influence. I proposed some reasonable alterations in their chapel[8] laws, and carried them against all opposition. From my example a great many of them left their muddling breakfast of beer, bread and cheese, finding they could with me be supplied from a neighbouring house with a large porringer of hot water-gruel, sprinkled with pepper, crumbled with bread, and a bit of butter in it, for the price of a pint of beer, viz., three halfpence. This was a more comfortable as well as a cheaper breakfast, and kept their heads clearer. Those who continued sotting with their beer all day, were often, by not paying, out of credit at the alehouse, and used to make interest with me to get beer, their light, as they phrased it, being out. I watched the pay-table on Saturday night, and collected what I stood engaged for them, having to pay sometimes near thirty shillings a week on their accounts. This, and my being esteemed a pretty good rig-ite, that is, a jocular verbal satirist, supported my consequence in the society. My constant attendance (I never making a St. Monday) recommended me to the master; and my uncommon quickness at composing occasioned my being put upon work of despatch, which was generally better paid; so I went on now very agreeably.

My lodgings in Little Britain being too remote, I found another in Duke-street, opposite to the Romish Chapel. It was up three flights of stairs backward, at an Italian warehouse. A widow lady kept the house; she had a daughter, and a maidservant, and a journeyman who attended the warehouse, but lodged abroad. After sending to inquire my character at the house where I last lodged, she agreed to take me in at the same rate, 3s. 6d. per week; cheaper, as she said, from the protection she expected in having a man to lodge in the house. She was a widow, an elderly woman; had been bred a Protestant, being a clergyman's daughter, but was converted to the Catholic religion by her husband, whose memory she much revered; had lived much among people of distinction, and knew a thousand anecdotes of them, as far back as Charles the Second. She was lame in her knees with the gout, and therefore seldom stirred out of her room, so she sometimes wanted company; and hers was so highly amusing to me, that I was sure to spend an evening with her whenever she desired it. Our supper was only half an anchovy each, on a very little slice of bread and butter, and half a pint of ale between us; but the entertainment was in her conversation. My always keeping good hours, and giving little trouble in the family, made her unwilling to part with me; so that, when I talked of a lodging I had heard of nearer my business, for 2s. a week, which, intent as I was on saving money, made some difference, she bid me not think of it, for she would abate me 2s. a week for the future; so I remained with her at 1s. 6d. as long as I stayed in London.

In a garret of her house there lived a maiden lady of seventy, in the most retired manner, of whom my landlady gave me this account: that she was a Roman Catholic, had been sent abroad when young, and lodged in a nunnery with an intent of becoming a nun; but, the country not agreeing with her, she returned to England, where, there being no nunnery, she had vowed to lead the life of a nun as near as might be done in those circumstances. Accordingly, she had given all her estate to charitable purposes, reserving only twelve pounds a year to live on, and out of this sum she still gave a part in charity, living herself on water-gruel only, and using no fire but to boil it. She had lived many years in that garret, being permitted to remain there gratis by successive Catholic tenants of the house below, as they deemed it a blessing to have her there. A priest visited her to confess her every day: "from this I asked her," said my landlady, "how she, as she lived, could possibly find so much employment for a confessor." "Oh," said she, "it is impossible to avoid vain thoughts." I was permitted once to visit her; she was cheerful and polite, and conversed pleasantly. The room was clean, but had no other furniture than a mattress, a table with a crucifix, and a book, a stool which she gave me to sit on, and a picture over the chimney of St. Veronica displaying her handkerchief, with the miraculous figure of Christ's bleeding face on it, which she explained to me with great seriousness. She looked pale, but was never sick, and I give it as another instance on how small an income life and health may be supported.

At Watts's printing-house I contracted an acquaintance with an ingenious man, one Wygate, who, having wealthy relations, had been better educated than most printers; was a tolerable Latinist, spoke French, and loved reading. I taught him and a friend of his to swim at twice going into the river, and they soon became good swimmers. They introduced me to some gentlemen from the country, who went to Chelsea by water, to see the college and Don Saltero's curiosities. In our return, at the request of the company, whose curiosity Wygate had excited, I stripped and leaped into the river, and swam from near Chelsea to Blackfriars; performing in the way many feats of activity both upon and under the water, that surprised and pleased those to whom they were novelties. I had from a child been delighted with this exercise, had studied and practised Thevenot's motions and positions, added some of mine own, aiming at the graceful and easy as well as the useful. All these I took this occasion of exhibiting to the company, and was much flattered by their admiration; and Wygate, who was desirous of becoming a master, grew more and more attached to me on that account, as well as from the similarity of our studies. He at length proposed to me travelling all over Europe together, supporting ourselves everywhere by working at our business. I was once inclined to it; but mentioning it to my good friend Mr. Denham, with whom I often spent an hour when I had leisure, he dissuaded me from it, advising me to think only of returning to Pennsylvania, which he was now about to do.

I must record one trait of this good man's character: he had formerly been in business at Bristol, but failed in debt to a number of people, compounded and went to America; there, by a close application to business as a merchant, he acquired a plentiful fortune in a few years. Returning to England in the ship with me, he invited his old creditors to an entertainment, at which he thanked them for the easy composition they had favoured him with, and when they expected nothing but the treat, every man at the first remove found under his plate an order on a banker for the full amount of the unpaid remainder, with interest.

He now told me he was about to return to Philadelphia, and should carry over a great quantity of goods in order to open a store there. He proposed to take me over as his clerk, to keep his books (in which he would instruct me), copy his letters, and attend the store; he added, that, as soon as I should be acquainted with mercantile business, he would promote me, by sending me with a cargo of flour and bread, &c., to the West Indies, and procure me commissions from others which would be profitable; and, if I managed well, would establish me handsomely. The thing pleased me, for I was grown tired of London; remembered with pleasure the happy months I had spent in Pennsylvania, and wished again to see it; therefore I immediately agreed on the terms of fifty pounds a year, Pennsylvania money; less, indeed, than my present gettings as a compositor, but affording better prospects.

I now took leave of printing, as I thought, for ever, and was daily employed in my new business: going about with Mr. Denham among the tradesmen, to purchase various articles and see them packed up, delivering messages, calling upon workmen to despatch, &c.; and, when all was on board, I had a few days' leisure. On one of these days I was, to my surprise, sent for by a great man, I knew only by name (Sir William Wyndham), and I waited upon him; he had heard, by some means or other, of my swimming from Chelsea to Blackfriars, and of my teaching Wygate and another young man to swim in a few hours: he had two sons, about to set out on their travels; he wished to have them first taught swimming, and proposed to gratify me handsomely if I would teach them. They were not yet come to town, and my stay was uncertain, so I could not undertake it; but from the incident I thought it likely, that if I were to remain in England and open a swimming school, I might get a good deal of money; and it struck me so strongly, that, had the overture been made me sooner, probably I should not so soon have returned to America. Many years after, you and I had something of more importance to do with one of those sons of Sir William Wyndham, become Earl of Egremont, which I shall mention in its place.

Thus I passed about eighteen months in London, most part of the time I worked hard at my business, and spent but little upon myself, except in seeing plays and in books. My friend Ralph had kept me poor; he owed me about twenty-seven pounds, which I was now never likely to receive; a great sum out of my small earnings! I loved him, notwithstanding, for he had many amiable qualities. I had improved my knowledge, however, though I had by no means improved my fortune; but I had made some very ingenious acquaintance, whose conversation was of great advantage to me, and I had read considerably.

We sailed from Gravesend on the 23d of July, 1726. For the incidents of the voyage I refer you to my journal, where you will find them all minutely related. Perhaps the most important part of that journal is the plan to be found in it, which I formed at sea, for regulating the future conduct of my life. It is the more remarkable as being formed when I was so young, and yet being pretty faithfully adhered to quite through to old age.

We landed at Philadelphia the 11th of October, where I found sundry alterations. Keith was no longer governor, being superseded by Major Gordon; I met him walking the streets as a common citizen; he seemed a little ashamed at seeing me, and passed without saying anything. I should have been as much ashamed at seeing Miss Read, had not her friends, despairing with reason of my return after the receipt of my letter, persuaded her to marry another, one Rogers, a potter, which was done in my absence. With him, however, she was never happy, and soon parted from him, refusing to cohabit with him or bear his name, it being now said he had another wife. He was a worthless fellow, though an excellent workman, which was the temptation to her friends; he got into debt, ran away in 1727 or 1728, went to the West Indies, and died there. Keimer had got a better house, a shop well supplied with stationary, plenty of new types, and a number of hands, though none good, and seemed to have a great deal of business.

Mr. Denham took a store in Water-street, where we opened our goods; I attended the business diligently, studied accounts, and grew in a little time expert at selling. We lodged and boarded together; he counselled me as a father, having a sincere regard for me: I respected and loved him, and we might have gone on together very happily, but in the beginning of February, 1727, when I had just passed my twenty-first year, we both were taken ill. My distemper was a pleurisy, which very nearly carried me off; I suffered a good deal, gave up the point in my own mind, and was at the time rather disappointed when I found myself recovering; regretting in some degree that I must now, some time or other, have all that disagreeable work to go over again. I forget what Mr. Denham's distemper was; it held him a long time, and at length carried him off. He left me a small legacy in a nuncupative will, as a token of his kindness to me, and he left me once more to the wide world, for the store was taken into the care of his executors, and my employment under him ended. My brother-in-law, Holmes, being now at Philadelphia, advised my return to my business; and Keimer tempted me with an offer of large wages by the year, to come and take the management of his printing-house, that he might better attend to his stationer's shop. I had heard a bad character of him in London from his wife and her friends, and was not for having any more to do with him. I wished for employment as a merchant's clerk, but not meeting with any, I closed again with Keimer. I found in his house these hands: Hugh Meredith, a Welsh Pennsylvanian, thirty years of age, bred to country work; he was honest, sensible, a man of experience, and fond of reading, but addicted to drinking. Stephen Potts, a young countryman of full age, bred to the same, of uncommon natural parts, and great wit and humour, but a little idle. These he had agreed with at extreme low wages per week, to be raised a shilling every three months as they should deserve by improving in their business; and the expectation of these high wages to come on hereafter was what he had drawn them in with. Meredith was to work at press, Potts at bookbinding, which he, by agreement, was to teach them, though he knew neither one nor the other. John Savage, an Irishman, brought up to no business, whose service for four years Keimer had purchased from the captain of a ship; he too was to be made a pressman. George Webb, an Oxford scholar, whose time for four years he had likewise bought, intending him for a compositor (of whom more presently), and David Harry, a country boy, whom he had taken apprentice.

I soon perceived that the intention of engaging me, at wages so much higher than he had been used to give, was to have these raw, cheap hands formed through me; and, as soon as I had instructed them (they being all articled to him), he should be able to do without me. I went, however, very cheerfully, put his printing-house in order, which had been in great confusion, and brought his hands by degrees to mind their business, and to do it better.

It was an odd thing to find an Oxford scholar in the situation of a bought servant; he was not more than eighteen years of age; he gave me this account of himself: that he was born in Gloucester, educated at a grammar-school, and had been distinguished among the scholars for some apparent superiority in performing his part when they exhibited plays; belonged to the Wit's club there, and had written some pieces in prose and verse, which were printed in the Gloucester newspapers; thence was sent to Oxford; there he continued about a year, but not well satisfied, wishing of all things to see London and become a player. At length, receiving his quarterly allowance of fifteen guineas instead of discharging his debts he went out of town, hid his gown in a furz bush, and walked to London, where, having no friend to advise him, he fell into bad company, soon spent his guineas, found no means of being introduced among the players, grew necessitous, pawned his clothes, and wanted bread. Walking the street, very hungry, and not knowing what to do with himself, a crimp's bill was put into his hand, offering immediate entertainment and encouragement to such as would bind themselves to serve in America; he went directly, signed the indentures, was put into the ship, and came over, never writing a line to his friends to acquaint them what was become of him. He was lively, witty, good-natured, and a pleasant companion; but idle, thoughtless, and imprudent to the last degree.

John, the Irishman, soon ran away; with the rest I began to live very agreeably, for they all respected me the more, as they found Keimer incapable of instructing them, and that from me they learned something daily. My acquaintance with ingenious people in the town increased. We never worked on Saturday, that being Keimer's Sabbath, so that I had two days for reading. Keimer himself treated me with great civility and apparent regard, and nothing now made me uneasy but my debt to Vernon, which I was yet unable to pay, being hitherto but a poor economist; he, however, kindly made no demand of it.

Our printing-house often wanted sorts, and there was no letter foundry in America. I had seen types cast at James's in London, but without much attention to the manner; however, I now contrived a mould, and made use of the letters we had as puncheons, struck the matrices in lead, and thus supplied, in a pretty tolerable way, all deficiencies. I also engraved several things on occasion; made the ink; I was warehouse-man, and, in short, quite a factotum.

But, however serviceable I might be, I found that my services became every day of less importance, as the other hands improved in their business; and when Keimer paid me a second quarter's wages, he let me know that he felt them too heavy, and thought I should make an abatement. He grew by degrees less civil, put on more the airs of master, frequently found fault, was captious, and seemed ready for an outbreaking. I went on, nevertheless, with a good deal of patience, thinking that his encumbered circumstances were partly the cause. At length a trifle snapped our connexion; for a great noise happening near the courthouse, I put my head out of the window to see what was the matter. Keimer, being in the street, looked up and saw me; called out to me in a loud voice and an angry tone, to mind my business; adding some reproachful words, that nettled me the more for their publicity; all the neighbours, who were looking out on the same occasion, being witnesses how I was treated. He came up immediately into the printing-house; continued the quarrel; high words passed on both sides; he gave me the quarter's warning we had stipulated, expressing a wish that he had not been obliged to so long a warning. I told him his wish was unnecessary, for I would leave him that instant; and so, taking my hat, walked out of doors, desiring Meredith, whom I saw below, to take care of some things I left and bring them to my lodgings.

Meredith came accordingly in the evening, when we talked my affair over. He had conceived a great regard for me, and was very unwilling that I should leave the house while he remained in it. He dissuaded me from returning to my native country, which I began to think of; he reminded me that Keimer was in debt for all he possessed; that his creditors began to be uneasy; that he kept his shop miserably, sold often without a profit for ready money, and often trusted without keeping accounts that he must therefore fail, which would make a vacancy I might profit of. I objected my want of money. He then let me know that his father had a high opinion of me, and, from some discourse that had passed between them, he was sure he would advance money to set me up, if I would enter into partnership with him. My time, said he, will be out with Keimer in the spring; by that time we may have our press and types in from London. I am sensible I am no workman: if you like it, your skill in the business shall be set against the stock I furnish, and we will share the profits equally. The proposal was agreeable to me, and I consented; his father was in town and approved of it; the more, he said, as I had great influence with his son; had prevailed on him to abstain long from dram-drinking, and he hoped might break him of that wretched habit entirely when we came to be so closely connected. I gave an inventory to the father, who carried it to a merchant: the things were sent for, the secret was to be kept till they should arrive, and in the mean time I was to get work, if I could, at the other printing-house. But I found no vacancy there, and so remained idle a few days, when Keimer, on a prospect of being employed to print some paper money in New-Jersey, which would require cuts and various types that I only could supply, and apprehending Bradford might engage me and get the job from him, sent me a very civil message, that old friends should not part for a few words, the effect of sudden passion, and wishing me to return. Meredith persuaded me to comply, as it would give more opportunity for his improvement under my daily instructions; so I returned, and we went on more smoothly than for some time before. The New-Jersey job was obtained; I contrived a copperplate press for it, the first that had been seen in the country; I cut several ornaments and checks for the bills. We went together to Burlington, where I executed the whole to satisfaction; and he received so large a sum for the work as to be enabled thereby to keep himself longer from ruin.

At Burlington I made an acquaintance with many principal people of the province. Several of them had been appointed by the Assembly a committee to attend the press, and take care that no more bills were printed than the law directed. They were, therefore, by turns, constantly with us, and generally he who attended brought with him a friend or two for company. My mind having been much more improved by reading than Keimer's, I suppose it was for that reason my conversation seemed to be more valued. They had me to their houses, introduced me to their friends, and showed me much civility; while he, though the master, was a little neglected. In truth, he was an odd creature; ignorant of common life, fond of rudely opposing received opinions; slovenly to extreme dirtiness; enthusiastic in some points of religion, and a little knavish withal. We continued there near three months, and by that time I could reckon among my acquired friends Judge Allen, Samuel Bustill, the secretary of the province, Isaac Pearson, Joseph Cooper, and several of the Smiths, members of Assembly, and Isaac Decow, the surveyor-general. The latter was a shrewd, sagacious old man, who told me that he began for himself, when young, by wheeling clay for the brickmakers, learned to write after he was of age, carried the chain for surveyors, who taught him surveying, and he had now, by his industry, acquired a good estate; and, said he, I foresee you will soon work this man out of his business, and make a fortune in it at Philadelphia. He had then not the least intimation of my intention to set up there or anywhere. These friends were afterward of great use to me, as I occasionally was to some of them. They all continued their regard for me as long as they lived.

Before I enter upon my public appearance in business, it may be well to let you know the then state of my mind with regard to my principles and morals, that you may see how far those influenced the future events of my life. My parents had early given me religious impressions, and brought me through my childhood piously in the dissenting way. But I was scarce fifteen, when, after doubting by turns several points, as I found them disputed in the different books I read, I began to doubt of the revelation itself. Some books against Deism fell into my hands; they were said to be the substance of the sermons which had been preached at Boyle's Lectures. It happened that they wrought an effect on me quite contrary to what was intended by them; for the arguments of the Deists, which were quoted to be refuted, appeared to me much stronger than the refutation; in short, I soon became a thorough Deist. My arguments perverted some others, particularly Collins and Ralph: but each of these having wronged me greatly without the least compunction; and recollecting Keith's conduct towards me (who was another freethinker), and my own towards Vernon and Miss Read, which at times gave me great trouble, I began to suspect that this doctrine, though it might be true, was not very useful. My London pamphlet (printed in 1725)—which had for its motto these lines of Dryden:

"Whatever is, is right. Though purblind man
Sees but a part o' the chain, the nearest link,
His eye not carrying to that equal beam
That poises all above—"

and which, from the attributes of God, his infinite wisdom, goodness, and power, concluded that nothing could possibly be wrong in the world; and that vice and virtue were empty distinctions, no such things existing—appeared now not so clever a performance as I once thought it; and I doubted whether some error had not insinuated itself unperceived into my argument, so as to infect all that followed, as is common in metaphysical reasonings. I grew convinced that truth, sincerity, and integrity, in dealings between man and man, were of the utmost importance to the felicity of life; and I formed written resolutions (which still remain in my journal-book) to practise them ever while I lived. Revelation had indeed no weight with me as such; but I entertained an opinion that, though certain actions might not be bad because they were forbidden by it, or good because it commanded them, yet probably those actions might be forbidden because they were bad for us, or commanded because they were beneficial to us, in their own natures, all the circumstances of things considered. And this persuasion, with the kind hand of Providence, or some guardian angel, or accidental favourable circumstances and situations, or all together, preserved me through the dangerous time of youth and the hazardous situations I was sometimes in among strangers, remote from the eye and advice of my father, free from any wilful gross immorality or injustice that might have been expected from my want of religion; I say wilful, because the instances I have mentioned had something of necessity in them, from my youth, inexperience, and the knavery of others: I had, therefore, a tolerable character to begin the world with; I valued it properly, and determined to preserve it.

We had not been long returned to Philadelphia before the new types arrived from London. We settled with Keimer, and left him by his consent before he heard of it. We found a house to hire near the market, and took it. To lessen the rent (which was then but twenty-four pounds a year, though I have since known it to let for seventy), we took in Thomas Godfrey, a glazier, and his family, who were to pay a considerable part of it to us, and we to board with them. We had scarce opened our letters and put our press in order, before George House, an acquaintance of mine, brought a countryman to us, whom he had met in the street inquiring for a printer. All our cash was now expended in the variety of particulars we had been obliged to procure, and this countryman's five shillings, being our first fruits, and coming so seasonably, gave me more pleasure than any crown I have since earned; and, from the gratitude I felt towards House, has made me often more ready than perhaps I otherwise should have been, to assist young beginners.

There are croakers in every country always boding its ruin. Such a one there lived in Philadelphia, a person of note, an elderly man, with a wise look and a very grave manner of speaking; his name was Samuel Mickle. This gentleman, a stranger to me, stopped me one day at my door, and asked me if I was the young man who had lately opened a new printing-house. Being answered in the affirmative, he said he was sorry for me, because it was an expensive undertaking, and the expense would be lost, for Philadelphia was a sinking place; the people already half bankrupts, or near being so; all the appearances of the country, such as new buildings and the rise of rents, being to his certain knowledge fallacious; for they were, in fact, among the things that would ruin us. Then he gave me such a detail of misfortunes now existing, or that were soon to exist, that he left me half melancholy. Had I known him before I engaged in this business, probably I never should have done it. This person continued to live in this decaying place, and to declaim in the same strain, refusing for many years to buy a house there, because all was going to destruction; and at last I had the pleasure of seeing him give five times as much for one as he might have bought it for when he first began croaking.

I should have mentioned before, that in the autumn of the preceding year I had formed most of my ingenious acquaintance into a club for mutual improvement, which we called the Junto; we met on Friday evenings. The rules that I drew up required that every member in his turn should produce one or more queries on any point of morals, politics, or natural philosophy, to be discussed by the company; and once in three months produce and read an essay of his own writing, on any subject he pleased. Our debates were to be under the direction of a president, and to be conducted in the sincere spirit of inquiry after truth, without fondness for dispute or desire of victory; and to prevent warmth, all expressions of positiveness in opinions or direct contradiction were after some time made contraband, and prohibited under small pecuniary penalties.

The first members were Joseph Brientnal, a copier of deeds for the scriveners; a good-natured, friendly, middle-aged man, a great lover of poetry, reading all he could meet with, and writing some that was tolerable; very ingenious in making little knickknackeries, and of sensible conversation.

Thomas Godfrey, a self-taught mathematician, great in his way, and afterward inventor of what is now called Hadley's Quadrant. But he knew little out of his way, and was not a pleasing companion; as, like most great mathematicians I have met with, he expected universal precision in everything said, or was for ever denying or distinguishing upon trifles, to the disturbance of all conversation; he soon left us.

Nicholas Scull, a surveyor, afterward surveyor-general, who loved books, and sometimes made a few verses.

William Parsons, bred a shoemaker, but loving reading, had acquired a considerable share of mathematics, which he first studied with a view to astrology, and afterward laughed at it; he also became surveyor-general.

William Maugridge, joiner, but a most exquisite mechanic, and a solid, sensible man.

Hugh Meredith, Stephen Potts, and George Webb, I have characterized before.

Robert Grace, a young gentleman of some fortune, generous, lively, and witty; a lover of punning and of his friends.

Lastly, William Coleman, then a merchant's clerk, about my age, who had the coolest, clearest head, the best heart, and the exactest morals of almost any man I ever met with. He became afterward a merchant of great note, and one of our provincial judges. Our friendship continued without interruption to his death, upward of forty years; and the club continued almost as long, and was the best school of philosophy, morality, and politics that then existed in the province; for our queries (which were read the week preceding their discussion) put us upon reading with attention on the several subjects, that we might speak more to the purpose: and here, too, we acquired better habits of conversation, everything being studied in our rules which might prevent our disgusting each other; hence the long continuance of the club, which I shall have frequent occasion to speak farther of hereafter. But my giving this account of it here is to show something of the interest I had, every one of these exerting themselves in recommending business to us. Brientnal particularly procured us from the Quakers the printing of forty sheets of their history, the rest being to be done by Keimer; and upon these we worked exceeding hard, for the price was low. It was a folio, pro patria size, in pica, with long-primer notes. I composed a sheet a day, and Meredith worked it off at press; it was often eleven at night, and sometimes later, before I had finished my distribution for the next day's work, for the little jobs sent in by our other friends now and then put us back. But so determined I was to continue doing a sheet a day of the folio, that one night, when, having imposed my forms, I thought my day's work over, one of them by accident was broken, and two pages reduced to pi, I immediately distributed and composed it over again before I went to bed; and this industry, visible to our neighbours, began to give us character and credit; particularly, I was told, that mention being made of the new printing-office at the merchants' every-night club, the general opinion was that it must fail, there being already two printers in the place, Keimer and Bradford; but Dr. Baird (whom you and I saw many years after at his native place, St. Andrew's in Scotland), gave a contrary opinion: "For the industry of that Franklin," said he, "is superior to anything I ever saw of the kind; I see him still at work when I go home from the club, and he is at work again before his neighbours are out of bed." This struck the rest, and we soon after had offers from one of them to supply us with stationary; but, as yet, we did not choose to engage in shop business.

I mention this industry the more particularly and the more freely, though it seems to be talking in my own praise, that those of my posterity who shall read it may know the use of that virtue, when they see its effects in my favour throughout this relation.

George Webb, who had found a female friend that lent him wherewith to purchase his time of Keimer, now came to offer himself as a journeyman to us. We could not then employ him; but I foolishly let him know, as a secret, that I soon intended to begin a newspaper, and might then have work for him. My hopes of success, as I told him, were founded on this, that the then only newspaper printed by Bradford, was a paltry thing, wretchedly managed, no way entertaining, and yet was profitable to him; I therefore freely thought a good paper would scarcely fail of good encouragement. I requested Webb not to mention it, but he told it to Keimer, who immediately, to be beforehand with me, published proposals for one himself, on which Webb was to be employed. I was vexed at this, and to counteract them, not being able to commence our paper, I wrote several amusing pieces for Bradford's paper, under the title of the Busybody, which Brientnal continued some months. By this means the attention of the public was fixed on that paper, and Keimer's proposals, which we burlesqued and ridiculed, were disregarded. He began his paper, however, and before carrying it on three quarters of a year, with at most only ninety subscribers, he offered it me for a trifle; and I having been ready some time to go on with it, took it in hand directly, and it proved in a few years extremely profitable to me.

I perceive that I am apt to speak in the singular number, though our partnership still continued; it may be that, in fact, the whole management of the business lay upon me. Meredith was no compositor, a poor pressman, and seldom sober. My friends lamented my connexion with him, but I was to make the best of it.

Our first papers made quite a different appearance from any before printed in the province; a better type, and better printed; but some remarks of my writing on the dispute then going on between Governor Burnet and the Massachusetts Assembly, struck the principal people, occasioned the paper and the manager of it to be much talked of, and in a few weeks brought them all to be our subscribers.

Their example was followed by many, and our number went on growing continually. This was one of the first good effects of my having learned a little to scribble; another was, that the leading men, seeing a newspaper now in the hands of those who could also handle a pen, thought it convenient to oblige and encourage me. Bradford still printed the votes, and laws, and other public business. He had printed an address of the house to the governor in a coarse, blundering manner; we reprinted it elegantly and correctly, and sent one to every member. They were sensible of the difference; it strengthened the hands of our friends in the house; and they voted us their printers for the year ensuing.

Among my friends in the house I must not forget Mr. Hamilton, before mentioned, who was then returned from England, and had a seat in it. He interested himself for me strongly in that instance, as he did in many others afterward, continuing his patronage till his death.[9]

Mr. Vernon, about this time, put me in mind of the debt I owed him, but did not press me. I wrote him an ingenuous letter of acknowledgment, craving his forbearance a little longer, which he allowed me; as soon as I was able, I paid the principal with the interest, and many thanks: so that erratum was in some degree corrected.

But now another difficulty came upon me which I had never the least reason to expect. Mr. Meredith's father, who was to have paid for our printing-house, according to the expectations given me, was able to advance only one hundred pounds currency, which had been paid; and a hundred more was due to the merchant, who grew impatient, and sued us all. We gave bail, but saw that, if the money could not be raised in time, the suit must soon come to a judgment and execution, and our hopeful prospects must with us be ruined, as the press and letters must be sold for payment, perhaps at half price. In this distress two true friends, whose kindness I have never forgotten, nor ever shall forget while I can remember anything, came to me separately, unknown to each other, and without any application from me, offered each of them to advance me all the money that should be necessary to enable me to take the whole business upon myself, if that should be practicable; but they did not like my continuing the partnership with Meredith, who, as they said, was often seen drunk in the street, playing at low games in alehouses much to our discredit; these two friends were William Coleman and Robert Grace. I told them I could not propose a separation while any prospect remained of the Merediths fulfilling their part of our agreement, because I thought my self under great obligations to them for what they had done and would do if they could: but if they finally failed in their performance, and our partnership must be dissolved, I should then think myself at liberty to accept the assistance of my friends: thus the matter rested for some time; when I said to my partner, perhaps your father is dissatisfied at the part you have undertaken in this affair of ours, and is unwilling to advance for you and me what he would for you? If that is the case, tell me, and I will resign the whole to you, and go about my business. No, said he, my father has really been disappointed, and is really unable; and I am unwilling to distress him farther. I see this is a business I am not fit for. I was bred a farmer, and it was a folly in me to come to town and put myself, at thirty years of age, an apprentice to learn a new trade. Many of our Welsh people are going to settle in North Carolina, where land is cheap. I am inclined to go with them, and follow my old employment: you may find friends to assist you: if you will take the debts of the company upon you, return to my father the hundred pounds he has advanced, pay my little personal debts, and give me thirty pounds and a new saddle, I will relinquish the partnership, and leave the whole in your hands. I agreed to this proposal; it was drawn up in writing, signed and sealed immediately. I gave him what he demanded, and he went soon after to Carolina; whence he sent me, next year, two long letters, containing the best account that had been given of that country, the climate, the soil, husbandry, &c., for in those matters he was very judicious: I printed them in the papers, and they gave great satisfaction to the public.

As soon as he was gone I recurred to my two friends; and because I would not give an unkind preference to either, I took half what each had offered, and I wanted, of one, and half of the other; paid off the company's debts, and went on with the business in my own name, advertising that the partnership was dissolved. I think this was in or about the year 1729.

About this time there was a cry among the people for more paper money; only fifteen thousand pounds being extant in the province, and that soon to be sunk. The wealthy inhabitants opposed any addition, being against all currency, from the apprehension that it would depreciate, as it had done in New-England, to the injury of all creditors. We had discussed this point in our junto, where I was on the side of an addition; being persuaded that the first small sum, struck in 1723, had done much good by increasing the trade, employment, and number of inhabitants in the province; since I now saw all the old houses inhabited, and many new ones building; whereas I remembered well, when I first walked about the streets of Philadelphia (eating my roll), I saw many of the houses in Walnut-street, between Second and Front streets, with bills on their doors "to be let;" and many, likewise, in Chestnut-street and other streets which made me think the inhabitants of the city were one after another deserting it. Our debates possessed me so fully of the subject, that I wrote and printed an anonymous pamphlet on it, entitled, "The Nature and Necessity of a Paper Currency." It was well received by the common people in general, but the rich men disliked it, for it increased and strengthened the clamour for more money; and they happening to have no writers among them that were able to answer it, their opposition slackened, and the point was carried by a majority in the house. My friends there, who considered I had been of some service, thought fit to reward me by employing me in printing the money; a very profitable job, and a great help to me; this was another advantage gained by my being able to write.

The utility of this currency became by time and experience so evident, that the principles upon which it was founded were never afterward much disputed; so that it grew soon to fifty-five thousand pounds; and in 1739, to eighty thousand pounds, trade, building, and inhabitants all the while increasing: though I now think there are limits beyond which the quantity may be hurtful.

I soon after obtained, through my friend Hamilton, the printing of the Newcastle paper money, another profitable job, as I then thought it, small things appearing great to those in small circumstances: and these to me were really great advantages, as they were great encouragements. Mr. Hamilton procured me also the printing of the laws and votes of that government, which continued in my hands as long as I followed the business.

I now opened a small stationer's shop: I had in it blanks of all kinds, the correctest that ever appeared among us. I was assisted in that by my friend Breintnal: I had also paper, parchment, chapmen's books, &c. One Whitemash, a compositor I had known in London, an excellent workman, now came to me, and worked with me constantly and diligently; and I took an apprentice, the son of Aquilla Rose.

I began now gradually to pay off the debt I was under for the printing-house. In order to secure my credit and character as a tradesman, I took care not only to be in reality industrious and frugal, but to avoid the appearances to the contrary. I dressed plain, and was seen at no places of idle diversion: I never went out a fishing or shooting: a book, indeed, sometimes debauched me from my work, but that was seldom, was private, and gave no scandal: and to show that I was not above my business, I sometimes brought home the paper I purchased at the stores through the streets on a wheelbarrow. Thus, being esteemed an industrious, thriving young man, and paying duly for what I bought, the merchants who imported stationary solicited my custom; others proposed supplying me with books, and I went on prosperously. In the mean time Keimer's credit and business declining daily, he was at last forced to sell his printing-house to satisfy his creditors. He went to Barbadoes, and there lived some years in very poor circumstances.

His apprentice, David Harry, whom I had instructed while I worked with him, set up in his place at Philadelphia, having bought his materials. I was at first apprehensive of a powerful rival in Harry, as his friends were very able, and had a good deal of interest: I therefore proposed a partnership to him, which he, fortunately for me, rejected with scorn. He was very proud, dressed like a gentleman, lived expensively, took much diversion and pleasure abroad, ran in debt, and neglected his business; upon which, all business left him; and, finding nothing to do, he followed Keimer to Barbadoes, taking the printing-house with him. There this apprentice employed his former master as a journeyman; they quarrelled often, and Harry went continually behindhand, and at length was obliged to sell his types and return to country-work in Pennsylvania. The person who bought them employed Keimer to use them, but a few years after he died.

There remained now no other printer in Philadelphia but the old Bradford; but he was rich and easy, did a little in the business by straggling hands, but was not anxious about it: however, as he held the postoffice, it was imagined he had better opportunities of obtaining news, his paper was thought a better distributor of advertisements than mine, and therefore had many more; which was a profitable thing to him, and a disadvantage to me. For though I did indeed receive and send papers by the post, yet the public opinion was otherwise; for what I did send was by bribing the riders, who took them privately; Bradford being unkind enough to forbid it, which occasioned some resentment on my part, and I thought so meanly of the practice, that, when I afterward came into his situation, I took care never to imitate it.

I had hitherto continued to board with Godfrey, who lived in part of my house with his wife and children, and had one side of the shop for his glazier's business, though he worked little, being always absorbed in his mathematics. Mrs. Godfrey projected a match for me with a relation's daughter, took opportunities of bringing us often together, till a serious courtship on my part ensued, the girl being in herself very deserving. The old folks encouraged me by continual invitations to supper, and by leaving us together, till at length it was time to explain. Mrs. Godfrey managed our little treaty. I let her know that I expected as much money with their daughter as would pay off my remaining debt for the printing-house; which I believe was not then above a hundred pounds. She brought me word they had no such sum to spare: I said they might mortgage their house in the loan office. The answer to this after some days was, that they did not approve the match; that, on inquiry of Bradford, they had been informed the printing business was not a profitable one; the types would soon be worn out, and more wanted; that Keimer and David Harry had failed one after the other, and I should probably soon follow them; and, therefore, I was forbidden the house, and the daughter shut up. Whether this was a real change of sentiment, or only artifice on a supposition of our being too far engaged in affection to retract, and therefore that we should steal a marriage, which would leave them at liberty to give or withhold what they pleased, I know not. But I suspected the motive, resented it, and went no more. Mrs. Godfrey brought me afterward some more favourable accounts of their disposition, and would have drawn me on again; but I declared absolutely my resolution to have nothing more to do with that family. This was resented by the Godfreys; we differed, and they removed, leaving me the whole house, and I resolved to take no more inmates. But this affair having turned my thoughts to marriage, I looked round me and made overtures of acquaintance in other places; but soon found that the business of a printer being generally thought a poor one, I was not to expect money with a wife, unless with such a one as I should not otherwise think agreeable.