SAVANNAH, September, 18—.

MY DEAR SISTER JANE:—Henry has just died. I am left here without a dollar, and know not where to get bread for myself and two children. I dare not tell you all I have suffered since I parted from you. I——

My heart is too full; I cannot write. Heaven only knows what I shall do! Forgive me, sister, for troubling you; I have not done so before, because I did not wish to give you pain, and I only do so now, from an impulse that I cannot resist.

ELLEN.


Jane handed the letter to her husband, and sat down in a chair, her senses bewildered, and her heart sick.

"We have enough for Ellen, and her children, too, Jane," said Moreland, folding the letter after he had read it. "We must send for them at once. Poor Ellen! I fear she has suffered much."

"You are good, kind and noble-hearted, William!" exclaimed Jane, bursting into tears.

"I don't know that I am any better than anybody else, Jane. But I can't bear to see others suffering, and never will, if I can afford relief. And surely, if industry brought no other reward, the power it gives us to benefit and relieve others, is enough to make us ever active."

In one month from the time Ellen's letter was received, she, with her children, were inmates of Moreland's cottage. Gradually the light returned to her eye, and something of the former glow of health and contentment to her cheek. Her children in a few weeks, were as gay and happy as any. The delight that glowed in the heart of William Moreland, as he saw this pleasing change, was a double reward for the little he had sacrificed in making them happy. Nor did Ellen fall, with her children, an entire burden upon her sister and her husband;—her activity and willingness found enough to do that needed doing. Jane often used to say to her husband—

"I don't know which is the gainer over the other, I or Ellen; for I am sure I can't see how we could do without her."




GOOD-HEARTED PEOPLE.

THERE are two classes in the world: one acts from impulse, and the other from reason; one consults the heart, and the other the head. Persons belonging to the former class are very much liked by the majority of those who come in contact with them: while those of the latter class make many enemies in their course through life. Still, the world owes as much to the latter as to the former—perhaps a great deal more.

Mr. Archibald May belonged to the former class; he was known as a good-hearted man. He uttered the word "no" with great difficulty; and was never known to have deliberately said that to another which he knew would hurt his feelings. If any one about him acted wrong, he could not find it in his heart to wound him by calling his attention to the fact. On one occasion, a clerk was detected in purloining money; but it was all hushed up, and when Mr. May dismissed him, he gave him a certificate of good character.

"How could you do so?" asked a neighbor, to whom he mentioned the fact.

"How could I help doing it? The young man had a chance of getting a good place. It would have been cruel in me to have refused to aid him. A character was required, and I could do no less than give it. Poor, silly fellow! I am sure I wish him well. I always liked him."

"Suppose he robs his present employer?"

"He won't do that, I'm certain. He is too much ashamed of his conduct while in my store. It is a lesson to him. And, at any rate, I do not think a man should be hunted down for a single fault."

"No: of course not. But, when you endorse a man's character, you lead others to place confidence in him; a confidence that may be betrayed under very aggravated circumstances."

"Better that many suffer, than that one innocent man should be condemned and cast off."

"But there is no question about guilt or innocence. It was fully proved that this young man robbed you."

"Suppose it was. No doubt the temptation was very strong. I don't believe he will ever be guilty of such a thing again."

"You have the best evidence in the world that he will, in the fact that he has taken your money."

"O no, not at all. It doesn't follow, by any means, that a fault like this will be repeated. He was terribly mortified about it. That has cured him, I am certain."

"I wouldn't trust to it."

"You are too uncharitable," replied Mr. May. "For my part, I always look upon the best side of a man's character. There is good in every one. Some have their weaknesses—some are even led astray at times; but none are altogether bad. If a man falls, help him up, and start him once more fair in the world—who can say that he will again trip? Not I. The fact is, we are too hard with each other. If you brand your fellow with infamy for one little act of indiscretion, or, say crime, what hope is there for him."

"You go rather too far, Mr. May," the neighbor said, "in your condemnation of the world. No doubt there are many who are really uncharitable in their denunciations of their fellow man for a single fault. But, on the other side, I am inclined to think, that there are just as many who are equally uncharitable, in loosely passing by, out of spurious kindness, what should mark a man with just suspicion, and cause a withholding of confidence. Look at the case now before us. You feel unwilling to keep a young man about you, because he has betrayed your trust, and yet, out of kind feelings, you give him a good character, and enable him to get a situation where he may seriously wrong an unsuspecting man."

"But I am sure he will not do so."

"But what is your guarantee?"

"The impression that my act has evidently made upon him. If I had, besides hushing up the whole matter, kept him still in my store, he might again have been tempted. But the comparatively light punishment of dismissing him with a good character, will prove a salutary check upon him."

"Don't you believe it."

"I will believe it, until I see evidence to the contrary. You are too suspicious—too uncharitable, my good friend. I am always inclined to think the best of every one. Give the poor fellow another chance for his life, say I."

"I hope it may all turn out right."

"I am sure it will," returned Mr. May. "Many and many a young man is driven to ruin by having all confidence withdrawn from him, after his first error. Depend upon it, such a course is not right."

"I perfectly agree with you, Mr. May, that we should not utterly condemn and cast off a man for a single fault. But, it is one thing to bear with a fault, and encourage a failing brother man to better courses, and another to give an individual whom we know to be dishonest, a certificate of good character."

"Yes, but I am not so sure the young man we are speaking about is dishonest."

"Didn't he rob you?"

"Don't say rob. That is too hard a word. He did take a little from me; but it wasn't much, and there were peculiar circumstances."

"Are you sure that under other peculiar circumstances, he would not have taken much more from you?"

"I don't believe he would."

"I wouldn't trust him."

"You are too suspicious—too uncharitable, as I have already said. I can't be so. I always try to think the best of every one."

Finding that it was no use to talk, the neighbor said but little more on the subject.

About a year afterwards the young man's new employer, who, on the faith of Mr. May's recommendation, had placed great confidence in him, discovered that he had been robbed of several thousand dollars. The robbery was clearly traced to this clerk, who was arrested, tried, and sentenced to three years imprisonment in the Penitentiary.

"It seems that all your charity was lost on that young scoundrel, Blake," said the individual whose conversation with Mr. May has just been given.

"Poor fellow!" was the pitying reply. "I am most grievously disappointed in him. I never believed that he would turn out so badly."

"You might have known it after he had swindled you. A man who will steal a sheep, needs only to be assured of impunity, to rob the mail. The principle is the same. A rogue is a rogue, whether it be for a pin or a pound."

"Well, well—people differ in these matters. I never look at the worst side only. How could Dayton find it in his heart to send that poor fellow to the State Prison! I wouldn't have done it, if he had taken all I possess. It was downright vindictiveness in him."

"It was simple justice. He could not have done otherwise. Blake had not only wronged him, but he had violated the laws and to the laws he was bound to give him up."

"Give up a poor, erring young man, to the stern, unbending, unfeeling laws! No one is bound to do that. It is cruel, and no one is under the necessity of being cruel."

"It is simply just, Mr. May, as I view it. And, further, really more just to give up the culprit to the law he has knowingly and wilfully violated, than to let him escape its penalties."

Mr. May shook his head.

"I certainly cannot see the charity of locking up a young man for three or four years in prison, and utterly and forever disgracing him."

"It is great evil to steal?" said the neighbor.

"O, certainly—a great sin."

"And the law made for its punishment is just?"

"Yes, I suppose so."

"Do you think that it really injuries a thief to lock him up in prison, and prevent him from trespassing on the property of his neighbors?"

"That I suppose depends upon circumstances. If——"

"No, but my friend, we must fix the principle yea or nay. The law that punishes theft is a good law—you admit that—very well. If the law is good, it must be because its effect is good. A thief, will, under such law, he really more benefitted by feeling its force than in escaping the penalty annexed to its infringement. No distinction can or ought to be made. The man who, in, a sane mind, deliberately takes the property of another, should be punished by the law which forbids stealing. It will have at least one good effect, if none others and that will be to make him less willing to run similar risk, and thus leave to his neighbor the peaceable possession of his goods."

"Punishment, if ever administered, should look to the good of the offender. But, what good disgracing and imprisoning a young man who has all along borne a fair character, is going to have, is more than I can tell. Blake won't be able to hold up his head among respectable people when his term has expired."

"And will, in consequence, lose his power of injuring the honest and unsuspecting. He will be viewed in his own true light, and be cast off as unworthy by a community whose confidence he has most shamefully abused."

"And so you will give an erring brother no chance for his life?"

"O yes. Every chance. But it would not be kindness to wink at his errors and leave him free to continue in the practice of them, to his own and others' injury. Having forfeited his right to the confidence of this community by trespassing upon it, let him pay the penalty of that trespass. It will be to him, doubtless, a salutary lesson. A few years of confinement in a prison will give him time for reflection and repentance; whereas, impunity in an evil course could only have strengthened his evil purposes. When he has paid the just penalty of his crime, let him go into another part of the country, and among strangers live a virtuous life, the sure reward of which is peace."

Mr. May shook his head negatively, at these remarks.

"No one errs on the side of kindness," he said, "while too many, by an opposite course, drive to ruin those whom leniency might have saved."

A short time after the occurrence of this little interview, Mr. May, on returning home one evening, found his wife in much apparent trouble.

"Has anything gone wrong, Ella?" he asked.

"Would you have believed it?" was Mrs. May's quick and excited answer. "I caught Jane in my drawer to-day, with a ten dollar bill in her hand which she had just taken out of my pocket book, that was still open."

"Why, Ella!"

"It is too true! I charged it at once upon her, and she burst into tears, and owned that she was going to take the money and keep it."

"That accounts, then, for the frequency with which you have missed small sums of money for several months past."

"Yes. That is all plain enough now. But what shall we do? I cannot think of keeping Jane any longer."

"Perhaps she will never attempt such a thing again, now that she has been discovered."

"I cannot trust her. I should never feel safe a moment. To have a thief about the house! Oh, no, That would never answer. She will have to go."

"Well, Ella, you will have to do what you think best; but you mustn't be too hard on the poor creature. You mustn't think of exposing her, and thus blasting her character. It might drive her to ruin."

"But, is it right for me, knowing what she is, to let her go quietly into another family? It is a serious matter, husband."

"I don't know that you have anything to do with that. The safest thing, in my opinion, is for you to talk seriously to Jane, and warn her of the consequences of acts such as she has been guilty of. And then let her go, trusting that she will reform."

"But there is another fault that I have discovered within a week or two past. A fault that I suspected, but was not sure about. It is a very bad one."

"What is that, Ella?"

"I do not think she is kind to the baby."

"What?"

"I have good reason for believing that she is not kind to our dear little babe. I partly suspected this for some time. More than once I have came suddenly upon her, and found our sweet pet sobbing as if his heart would break. The expression in Jane's face I could not exactly understand. Light has gradually broken in upon me, and now I am satisfied that she has abused him shamefully."

"Ella?"

"It is too true. Since my suspicions were fully aroused, I have asked Hannah about it, and she, unwillingly, has confirmed my own impressions."

"Unwillingly! It was her duty to have let you know this voluntarily. Treat my little angel Charley unkindly! The wretch! She doesn't remain in this house a day longer."

"So I have fully determined. I am afraid that Jane has a wretched disposition. It is bad enough to steal, but to ill-treat a helpless, innocent babe, is fiend-like."

Jane was accordingly dismissed.

"Poor creature!" said Mrs. May, after Jane had left the house; "I feel sorry for her. She is, after all, the worst enemy to herself. I don't know what will become of her."

"She'll get a place somewhere."

"Yes, I suppose so. But, I hope she won't refer to me for her character. I don't know what I should say, if she did."

"If I couldn't say any good, I wouldn't say any harm, Ella. It's rather a serious matter to break down the character of a poor girl."

"I know it is; for that is all they have to depend upon. I shall have to smooth it over some how, I suppose."

"Yes: put the best face you can upon it. I have no doubt but she will do better in another place."

On the next day, sure enough, a lady called to ask about the character of Jane.

"How long has she been with you?" was one of the first questions asked.

"About six months," replied Mrs. May.

"In the capacity of nurse, I think she told me?"

"Yes. She was my nurse."

"Was she faithful?"

This was a trying question. But it had to be answered promptly, and it was so answered.

"Yes, I think I may call her quite a faithful nurse. She never refused to carry my little boy out; and always kept him very clean."

"She kept him nice, did she? Well, that is a recommendation. And I want somebody who will not be above taking my baby into the street. But how is her temper?"

"A little warm sometimes. But then, you know, perfection is not to be attained any where."

"No, that is very true. You think her a very good nurse?"

"Yes, quite equal to the general run."

"I thank you very kindly," said the lady rising. "I hope I shall find, in Jane, a nurse to my liking."

"I certainly hope so," replied Mrs. May, as she attended her to the door.

"What do you think?" said Mrs. May to her husband, when he returned in the evening.—"That Jane had the assurance to send a lady here to inquire about her character."

"She is a pretty cool piece of goods, I should say. But, I suppose she trusted to your known kind feelings, not to expose her."

"No doubt that was the reason. But, I can tell her that I was strongly tempted to speak out the plain truth. Indeed, I could hardly contain myself when the lady told me that she wanted her to nurse a little infant. I thought of dear Charley, and how she had neglected and abused him—the wretched creature! But I restrained myself, and gave her as good a character as I could."

"That was right. We should not let our indignant feelings govern us in matters of this kind. We can never err on the side of kindness."

"No, I am sure we cannot."

Mrs. Campbell, the lady who had called upon Mrs. May, felt quite certain that, in obtaining Jane for a nurse, she had been fortunate. She gave, confidently, to her care, a babe seven months old. At first, from a mother's natural instinct, she kept her eye upon Jane; but every thing going on right, she soon ceased to observe her closely. This was noted by the nurse, who began to breathe with more freedom. Up to this time, the child placed in her charge had received the kindest attentions. Now, however, her natural indifference led her to neglect him in various little ways, unnoticed by the mother, but felt by the infant. Temptations were also thrown in her way by the thoughtless exposure of money and jewelry. Mrs. Campbell supposed, of course, that she was honest, or she would have been notified of the fact by Mrs. May, of whom she had inquired Jane's character; and, therefore, never thought of being on her guard in this respect. Occasionally he could not help thinking that there ought to be more money in her purse than there was. But she did not suffer this thought to rise into a suspicion of unfair dealing against any one. The loss of a costly breast pin, the gift of a mother long since passed into the invisible world, next worried her mind; but, even this did not cause her to suspect that any thing was wrong with her nurse.

This the time passed on, many little losses of money and valued articles disturbing and troubling the mind of Mrs. Campbell, until it became necessary to wean her babe. This duty was assigned to Jane, who took the infant to sleep with her. On the first night, it cried for several hours—in fact, did not permit Jane to get more than a few minutes sleep at a time all night. Her patience was tried severely. Sometimes she would hold the distressed child with angry violence to her bosom, while it screamed with renewed energy; and then, finding that it still continued to cry, toss it from her upon the bed, and let it lie, still screaming, until fear lest its mother should be tempted to come to her distressed babe, would cause her again to take it to her arms. A hard time had that poor child of it on that first night of its most painful experience in the world. It was scolded, shaken, and even whipped by the unfeeling nurse, until, at last, worn out nature yielded, and sleep threw its protecting mantle over the wearied babe.

"How did you get along with Henry?" was the mother's eager question, as she entered Jane's room soon after daylight.

"O very well, ma'am," returned Jane.

"I heard him cry dreadfully in the night. Several times I thought I would come in and take him."

"Yes, ma'am, he did scream once or twice very hard; but he soon gave up, and has long slept as soundly as you now see him."

"Dear little fellow!" murmured the mother in a trembling voice. She stooped down and kissed him tenderly—tears were in her eyes.

On the next night, Henry screamed again for several hours. Jane, had she felt an affection for the child, and, from that affection been led to soothe it with tenderness, might easily have lulled it into quiet; but her ill-nature disturbed the child. After worrying with it a long time, she threw it from her with violence, exclaiming as she did so—

"I'll fix you to-morrow night! There'll be no more of this. They needn't think I'm going to worry out my life for their cross-grained brat."

She stopped. For the babe had suddenly ceased crying. Lifting it up, quickly, she perceived, by the light of the lamp, that its face was very white, and its lips blue. In alarm, she picked it up and sprang from the bed. A little water thrown into its face, soon revived it. But the child did not cry again, and soon fell away into sleep. For a long time Jane sat partly up in bed, leaning over on her arm, and looking into little Henry's face. He breathed freely, and seemed to be as well as ever. She did not wake until morning. When she did, she found the mother bending over her, and gazing earnestly down into the face of her sleeping babe. The incident that had occurred in the night glanced through her mind, and caused her to rise up and look anxiously at the child. Its sweet, placid face, at once reassured her.

"He slept better last night," remarked Mrs. Campbell.

"O, yes. He didn't cry any at all, hardly."

"Heaven bless him!" murmured the mother, bending over and kissing him softly.

On the next morning, when she awoke, Mrs. Campbell felt a strange uneasiness about her child. Without waiting to dress herself, she went softly over to the room where Jane slept. It was only a little after day-light. She found both the child and nurse asleep. There was something in the atmosphere of the room that oppressed her lungs, and something peculiar in its odor. Without disturbing Jane, she stood for several minutes looking into the face of Henry. Something about it troubled her. It was not so calm as usual, nor had his skin that white transparency so peculiar to a babe.

"Jane," she at length said, laying her hand upon the nurse.

Jane roused up.

"How did Henry get along last night, Jane?"

"Very well, indeed, ma'am; he did not cry at all."

"Do you think he looks well?"

Jane turned her eyes to the face of the child, and regarded it for some time.

"O, yes, ma'am, he looks very well; he has been sleeping sound all night."

Thus assured, Mrs. Campbell regarded Henry for a few minutes longer, and then left the room. But her heart was not at ease. There was a weight upon it, and it labored in its office heavily.

"Still asleep," she said, about an hour after, coming into Jane's room. "It is not usual for him to sleep so long in the morning."

Jane turned away from the penetrating glance of the mother, and remarked, indifferently:

"He has been worried out for the last two nights. That is the reason, I suppose."

Mrs. Campbell said no more, but lifted the child in her arms, and carried it to her own chamber. There she endeavored to awaken it, but, to her alarm, she found that it still slept heavily in spite of all her efforts.

Running down into the parlor with it, where her husband sat reading the morning papers, she exclaimed:

"Oh, Henry! I'm afraid that Jane has been giving this child something to make him sleep. See! I cannot awake him. Something is wrong, depend upon it!"

Mr. Campbell took the babe and endeavored to arouse him, but without effect.

"Call her down here," he then said, in a quick, resolute voice.

Jane was called down.

"What have you given this child?" asked Mr. Campbell, peremptorily.

"Nothing," was the positive answer. "What could I have given him?"

"Call the waiter."

Jane left the room, and in a moment after the waiter entered.

"Go for Doctor B—— as fast as you can, and say to him I must see him immediately."

The waiter left the house in great haste. In about twenty minutes Dr. B—— arrived.

"Is there any thing wrong about this child?" Mr. Campbell asked, placing little Henry in the doctor's arms.

"There is," was replied, after the lapse of about half a minute. "What have you been giving it."

"Nothing. But we are afraid the nurse has."

"Somebody has been giving it a powerful anodyne, that is certain. This is no natural sleep. Where is the nurse? let me see her."

Jane was sent for, but word was soon brought that she was not to be found. She had, in fact, bundled up her clothes, and hastily and quietly left the house. This confirmed the worst fears of both parents and physician. But, if any doubt remained, a vial of laudanum and a spoon, found in the washstand drawer in Jane's room, dispelled it.

Then most prompt and active treatment was resorted to by Doctor B—— in the hope of saving the child. But his anxious efforts were in vain. The deadly narcotic had taken entire possession of the whole system; had, in fact, usurped the seat of life, and was poisoning its very fountain. At day dawn on the next morning the flickering lamp went out, and the sad parents looked their last look upon their living child.

"I have heard most dreadful news," Mrs. May said to her husband, on his return home that day.

"You have! What is it?"

"Jane has poisoned Mrs. Campbell's child!"

"Ella!" and Mr. May started from his chair.

"It is true. She had it to wean, and gave it such a dose of laudanum, that it died."

"Dreadful! What have they done with her?"

"She can't be found, I am told."

"You recommended her to Mrs. Campbell."

"Yes. But I didn't believe she was wicked enough for that."

"Though it is true she ill-treated little Charley, and we knew it. I don't see how you can ever forgive yourself. I am sure that I don't feel like ever again looking Mr. Campbell in the face."

"But, Mr. May, you know very well that you didn't want me to say any thing against Jane to hurt her character."

"True. And it is hard to injure a poor fellow creature by blazoning her faults about. But I had no idea that Jane was such a wretch!"

"We knew that she would steal, and that she was unkind to children; and yet, we agreed to recommend her to Mrs. Campbell."

"But it was purely out of kind feelings for the girl, Ella."

"Yes. But is that genuine kindness? Is it real charity? I fear not."

Mr. May was silent. The questions probed him to the quick. Let every one who is good-hearted in the sense that Mr. May was, ask seriously the same questions.




SLOW AND SURE.

"YOU'D better take the whole case. These goods will sell as fast as they can be measured off."

The young man to whom this was said by the polite and active partner in a certain jobbing house in Philadelphia, shook his head and replied firmly—

"No, Mr. Johnson. Three pieces are enough for my sales. If they go off quickly, I can easily get more."

"I don't know about that, Mr. Watson," replied the jobber. "I shall be greatly mistaken if we have a case of these goods left by the end of a week. Every one who looks at them, buys. Miller bought two whole cases this morning. In the original packages, we sell them at a half cent per yard lower than by the piece."

"If they are gone, I can buy something else," said the cautious purchaser.

"Then you won't let me sell you a case?"

"No, sir."

"You buy too cautiously," said Johnson.

"Do you think so?"

"I know so. The fact is, I can sell some of your neighbors as much in an hour as I can sell you in a week. We jobbers would starve if there were no more active men in the trade than you are, friend Watson."

Watson smiled in a quiet, self-satisfied way as he replied—

"The number of wholesale dealers might be diminished; but failures among them would be of less frequent occurrence. Slow and sure, is my motto."

"Slow and sure don't make much headway in these times. Enterprise is the word. A man has to be swift-footed to keep up with the general movement."

"I don't expect to get rich in a day," said Watson.

"You'll hardly be disappointed in your expectation," remarked Johnson, a little sarcastically. His customer did not notice the feeling his tones expressed, but went on to select a piece or two of goods, here and there, from various packages, as the styles happened to suit him.

"Five per cent. off for cash, I suppose," said Watson, after completing his purchase.

"Oh, certainly," replied the dealer. "Do you wish to cash the bill?"

"Yes; I wish to do a cash business as far as I can. It is rather slow work at first; but it is safest, and sure to come out right in the end."

"You're behind the times, Watson," said Johnson, shaking his head. "Tell me—who can do the most profitable business, a man with a capital of five thousand dollars, or a man with twenty thousand?"

"The latter, of course."

"Very well. Don't you understand that credit is capital?"

"It isn't cash capital."

"What is the difference, pray, between the profit on ten thousand dollars' worth of goods purchased on time or purchased for cash?"

"Just five hundred dollars," said Watson.

"How do you make that out?" The jobber did not see the meaning of his customer.

"You discount five per cent. for cash, don't you?" replied Watson, smiling.

"True. But, if you don't happen to have the ten thousand dollars cash, at the time you wish to make a purchase, don't you see what an advantage credit gives you? Estimate the profit at twenty per cent. on a cash purchase, and your credit enables you to make fifteen per cent. where you would have made nothing."

"All very good theory," said Watson. "It looks beautiful on paper. Thousands have figured themselves out rich in this way, but, alas! discovered themselves poor in the end. If all would work just right—if the thousands of dollars of goods bought on credit would invariably sell at good profit and in time to meet the purchase notes, then your credit business would be first rate. But, my little observation tells me that this isn't always the case—that your large credit men are forever on the street, money hunting, instead of in their stores looking after their business. Instead of getting discounts that add to their profits, they are constantly suffering discounts of the other kind; and, too often, these, and the accumulating stock of unsaleable goods—the consequence of credit temptations in purchasing—reduce the fifteen per cent. you speak of down to ten, and even five per cent. A large business makes large store-expenses; and these eat away a serious amount of small profits on large sales. Better sell twenty thousand dollars' worth of goods at twenty per cent. profit, than eighty thousand at five per cent. You can do it with less labor, less anxiety, and at less cost for rent and clerk hire. At least, Mr. Johnson, this is my mode of reasoning."

"Well, plod along," replied Johnson. "Little boats keep near the shore. But, let me tell you, my young friend, your mind is rather too limited for a merchant of this day. There is Mortimer, who began business about the time you did. How much do you think he has made by a good credit?"

"I'm sure I don't know."

"Fifty thousand dollars."

"And by the next turn of fortune's wheel, may lose it all."

"Not he. Mortimer, though young, is too shrewd a merchant for that. Do you know that he made ten thousand by the late rise in cotton; and all without touching a dollar in his business?"

"I heard something of it. But, suppose prices had receded instead of advancing? What of this good credit, then?"

"You're too timid—too prudent, Watson," said the merchant, "and will be left behind in the race for prosperity by men of half your ability."

"No matter; I will be content," was the reply of Watson.

It happened, a short time after this little interchange of views on business matters, that Watson met the daughter of Mr. Johnson in a company where he chanced to be. She was an accomplished and interesting young woman, and pleased Watson particularly; and it is but truth to say, that she was equally well pleased with him.

The father, who was present, saw, with a slight feeling of disapprobation, the lively conversation that passed between the young man and his daughter; and when an occasion offered, a day or two afterwards, made it a point to refer to him in a way to give the impression that he held him in light estimation. Flora, that was the daughter's name, did not appear to notice his remark. One evening, not long after this, as the family of Mr. Johnson were about leaving the tea-table, where they had remained later than usual, a domestic announced that there was a gentleman in the parlor.

"Who is it?" inquired Flora.

"Mr. Mortimer," was answered.

An expression of dislike came into the face of Flora, as she said—

"He didn't ask for me?"

"Yes," was the servant's reply.

"Tell him that I'm engaged, Nancy."

"No, no!" said Mr. Johnson, quickly. "This would not be right. Are you engaged?"

"That means, father, that I don't wish to see him; and he will so understand me."

"Don't wish to see him? Why not?"

"Because I don't like him."

"Don't like him?" Mr. Johnson's manner was slightly impatient. "Perhaps you don't know him."

The way in which her father spoke, rather embarrassed Flora. She cast down her eye and stood for a few moments.

"Tell Mr. Mortimer that I will see him in a little while," she then said, and, as the domestic retired to give the answer, she ascended to her chamber to make some slight additions to her toilet.

To meet the young man by constraint, as it were, was only to increase in Flora's mind the dislike she had expressed. So coldly and formally was Mortimer received, that he found his visit rather unpleasant than agreeable, and retired, after sitting an hour, somewhat puzzled as to the real estimation in which he was held by the lady, for whom he felt more than a slight preference.

Mr. Johnson was very much inclined to estimate others by a money-standard of valuation. A man was a man, in his eyes, when he possessed those qualities of mind that would enable him to make his way in the world—in other words, to get rich. It was this ability in Mortimer that elevated him in his regard, and produced a feeling of pleasure when he saw him inclined to pay attention to his daughter. And it was the apparent want of this ability in Watson, that caused him to be lightly esteemed.

Men like Mr. Johnson are never very wise in their estimates of character; nor do they usually adopt the best means of attaining their ends when they meet with opposition. This was illustrated in the present case. Mortimer was frequently referred to in the presence of Flora, and praised in the highest terms; while the bare mention of Watson's name was sure to occasion a series of disparaging remarks. The effect was just the opposite of what was intended. The more her father said in favor of the thrifty young merchant, the stronger was the repugnance felt towards him by Flora; and the more he had to say against Watson, the better she liked him. This went on until there came a formal application from Mortimer for the hand of Flora. It was made to Mr. Johnson first, who replied to the young man that if he could win the maiden's favor, he had his full approval. But to win the maiden's favor was not so easy a task, as the young man soon found. His offered hand was firmly declined.

"Am I to consider your present decision as final?" said the young man, in surprise and disappointment.

"I wish you to do so, Mr. Mortimer," said Flora.

"Your father approves my suit," said he. "I have his full consent to make you this offer of my hand."

"I cannot but feel flattered at your preference," returned Flora; "but, to accept your offer, would not be just either to you or myself. I, therefore, wish you to understand me as being entirely in earnest."

This closed the interview and definitely settled the question. When Mr. Johnson learned that the offer of Mortimer had been declined, he was very angry with his daughter, and, in the passionate excitement of his feelings, committed a piece of folly for which he felt an immediate sense of shame and regret.

The interview between Mr. Mortimer and Flora took place during the afternoon, and Mr. Johnson learned the result from a note received from the disappointed young man, just as he was about leaving his store to return home. Flora did not join the family at the tea-table, on that evening, for her mind was a good deal disturbed, and she wished to regain her calmness and self-possession before meeting her father.

Mr. Johnson was sitting in a moody and angry state of mind about an hour after supper, when a domestic came into the room and said that Mr. Watson was in the parlor.

"What does he want here?" asked Mr. Johnson, in a rough, excited voice.

"He asked for Miss Flora," returned the servant.

"Where is she?"

"In her room."

"Well, let her stay there. I'll see him myself."

And without taking time for reflection, Mr. Johnson descended to the parlor.

"Mr. Watson," said he, coldly, as the young man arose and advanced towards him.

His manner caused the visitor to pause, and let the hand he had extended fall to his side.

"Well, what is your wish?" asked Mr. Johnson. He looked with knit brows into Watson's face.

"I have called to see your daughter Flora," returned the young man, calmly.

"Then, I wish you to understand that your call is not agreeable," said the father of the young lady, with great rudeness of manner.

"Not agreeable to whom?" asked Watson, manifesting no excitement.

"Not agreeable to me," replied Mr. Johnson. "Nor agreeable to any one in this house."

"Do you speak for your daughter?" inquired the young man.

"I have a right to speak for her, if any one has," was the evasive answer.

Watson bowed respectfully, and, without a word more, retired from the house.

The calm dignity with which he had received the rough treatment of Mr. Johnson, rebuked the latter, and added a feeling of shame to his other causes of mental disquietude.

On the next day Flora received a letter from Watson, in part in these words—

"I called, last evening, but was not so fortunate as to see you. Your father met me in the parlor, and on learning that my visit was to you, desired me not to come again. This circumstance makes it imperative on me to declare what might have been sometime longer delayed—my sincere regard for you. If you feel towards me as your father does, then I have not a word more to say; but I do not believe this, and, therefore, I cannot let his disapproval, in a matter so intimately concerning my happiness, and it may be yours, influence me to the formation of a hasty decision. I deeply regret your father's state of feeling. His full approval of my suit, next to yours, I feel to be in every way desirable.

"But, why need I multiply words? Again, I declare that I feel for you a sincere affection. If you can return this, say so with as little delay as possible; and if you cannot, be equally frank with me."

Watson did not err in his belief that Flora reciprocated his tender sentiments; nor was he kept long in suspense. She made an early reply, avowing her own attachment, but urging him; for her sake, to do all in his power to overcome her father's prejudices. But this was no easy task. In the end, however, Mr. Johnson, who saw, too plainly, that opposition on his part would be of no avail, yielded a kind of forced consent that the plodding, behind-the-age young merchant, should lead Flora to the altar. That his daughter should be content with such a man, was to him a source of deep mortification. His own expectations in regard to her had been of a far higher character.

"He'll never set the world on fire;" "A man of no enterprise;" "A dull plodder;" with similar allusions to his son-in-law, were overheard by Mr. Johnson on the night of the wedding party, and added no little to the ill-concealed chagrin from which he suffered. They were made by individuals who belonged to the new school of business men, of whom Mortimer was a representative. He, too, was present. His disappointment in not obtaining the hand of Flora, had been solaced in the favor of one whose social standing and money-value was regarded as considerably above that of the maiden who had declined the offer of his hand. He saw Flora given to another without a feeling of regret. A few months afterwards, he married the daughter of a gentleman who considered himself fortunate in obtaining a son-in-law that promised to be one of the richest men in the city.

It was with a very poor grace that Mr. Johnson bore his disappointment; so poor, that he scarcely treated the husband of his daughter with becoming respect. To add to his uncomfortable feelings by contrast, Mortimer built himself a splendid dwelling almost beside the modest residence of Mr. Watson, and after furnishing it in the most costly and elegant style, gave a grand entertainment. Invitations to this were not extended to either Mr. Johnson's family or to that of his son-in-law—an omission that was particularly galling to the former.

A few weeks subsequent to this, Mr. Johnson stood beside Mr. Watson in an auction room. To the latter a sample of new goods, just introduced, was knocked down, and when asked by the auctioneer how many cases he would take, he replied "Two."

"Say ten," whispered Mr. Johnson in his ear.

"Two cases are enough for my sales," quietly returned the young man.

"But they're a great bargain. You can sell them at an advance," urged Mr. Johnson.

"Perhaps so. But I'd rather not go out of my regular line of business."

By this time, the auctioneer's repeated question of "Who'll take another case?" had been responded to by half a dozen voices, and the lot of goods was gone.

"You're too prudent," said Mr. Johnson, with some impatience in his manner.

"No," replied the young man, with his usual calm tone and quiet smile. "Slow and sure—that is my motto. I only buy the quantity of an article that I am pretty sure will sell. Then I get a certain profit, and am not troubled with paying for goods that are lying on my shelves and depreciating in value daily."

"But these wouldn't have lain on your shelves. You could have sold them at a quarter of a cent advance to-morrow, and thus cleared sixty or seventy dollars."

"That is mere speculation."

"Call it what you will; it makes no difference. The chance of making a good operation was before you, and you did not improve it. You will never get along at your snail's pace."

There was, in the voice of Mr. Johnson, a tone of contempt that stung Watson more than any previous remark or, action of his father-in-law. Thrown, for a moment, off his guard, he replied with some warmth—

"You may be sure of one thing, at least."

"What?"

"That I shall never embarrass you with any of my fine operations."

"What do you mean by that?" asked Mr. Johnson.

"Time will explain the remark," replied Watson, turning away, and retiring from the auction room.

A coolness of some months was the consequence of this little interview.

Time proves all things. At the end of fifteen years, Mortimer, who had gone on in the way he had begun, was reputed to be worth two hundred thousand dollars. Every thing he touched turned to money; at least, so it appeared. His whole conversation was touching handsome operations in trade; and not a day passed in which he had not some story of gains to tell. Yet, with all his heavy accumulations, he was always engaged in money raising, and his line of discounts was enormous. Such a thing as proper attention to business was almost out of the question, for nearly his whole time was taken up in financiering—and some of his financial schemes were on a pretty grand scale. Watson, on the other hand, had kept plodding along in the old way, making his regular business purchases, and gradually extending his operations, as his profits, changing into capital, enabled him to do so. He was not anxious to get rich fast; at least, not so anxious as to suffer himself to be tempted from a safe and prudent course; and was, therefore, content to do well. By this time, his father-in-law began to understand him a little better than at first, and to appreciate him more highly. On more than one occasion, he had been in want of a few thousand dollars in an emergency, when the check of Watson promptly supplied the pressing need.

As to the real ability of Watson, few were apprised, for he never made a display for the sake of establishing a credit. But it was known to some, that he generally had a comfortable balance in the bank, and to others that he never exchanged notes, nor asked an endorser on his business paper. He always purchased for cash, and thus obtained his goods from five to seven per cent cheaper than his neighbors; and rarely put his business paper in bank for discount at a longer date than sixty days. Under this system, his profits were, usually, ten per cent. more than the profits of many who were engaged in the same branch of trade. His credit was so good, that the bank where he kept his account readily gave him all the money he asked on his regular paper, without requiring other endorsements; while many of his more dashing neighbors, who were doing half as much business again, were often obliged to go upon the street to raise money at from one to two per cent. a month. Moreover, as he was always to be found at his store, and ready to give his personal attention to customers, he was able to make his own discriminations and to form his own estimates of men—and these were generally correct. The result of this was, that he gradually attracted a class of dealers who were substantial men; and, in consequence, was little troubled with bad sales.

Up to this time, there had been but few changes in the external domestic arrangements of Mr. Watson. He had moved twice, and, each time, into a larger house. His increasing family made this necessary. But, while all was comfortable and even elegant in his dwelling, there was no display whatever.

One day, about this period, as Watson was walking with his father-in-law, they both paused to look at a handsome house that was going up in a fashionable part of Walnut street. By the side of it was a large building lot.

"I have about made up my mind to buy this lot," remarked Watson.

"You?" Mr. Johnson spoke in a tone of surprise.

"Yes. The price is ten thousand dollars. Rather high; but I like the location."

"What will you do with it?" inquired Mr. Johnson.

"Build upon it."

"As an investment?"

"No. I want a dwelling for myself."

"Indeed! I was not aware that you had any such intentions."

"Oh, yes. I have always intended to build a house so soon as I felt able to do it according to my own fancy."

Mr. Johnson felt a good deal surprised at this. No more was said, and the two men walked on.

"How's this? For sale!" said Mr. Johnson. They were opposite the elegant dwelling of Mr. Mortimer, upon which was posted a hand-bill setting forth that the property was for sale.

"So it seems," was Watson's quiet answer.

"Why should he sell out?" added Mr. Johnson. "Perhaps he is going to Europe to make a tour with his family," he suggested.

"It is more probable," said Watson, "that he has got to the end of his rope."

"What do you mean by that remark?"

"Is obliged to sell in order to save himself."

"Oh, no! Mortimer is rich."

"So it is said. But I never call a man rich whose paper is floating about by thousands on the street seeking purchasers at two per cent. a month."

Just then the carriage of Mortimer drove up to his door, and Mrs. Mortimer descended to the pavement and passed into the house. Her face was pale, and had a look of deep distress. It was several years since Mr. Johnson remembered to have seen her, and he was almost startled at the painful change which had taken place.

A little while afterwards he looked upon the cheerful, smiling face of his daughter Flora, and there arose in his heart, almost involuntarily, an emotion of thankfulness that she was not the wife of Mortimer. Could he have seen what passed a few hours afterwards, in the dwelling of the latter, he would have been more thankful than ever.

It was after eleven o'clock when Mortimer returned home that night. He had been away since morning. It was rarely that he dined with his family, but usually came home early in the evening. Since seven o'clock, the tea-table had been standing in the floor, awaiting his return. At eight o'clock, as he was still absent, supper was served to the children, who, soon after, retired for the night. It was after eleven o'clock as we have said, before Mortimer returned. His face was pale and haggard. He entered quietly, by means of his night-key, and went noiselessly up to his chamber. He found his wife lying across the bed, where, wearied with watching, she had thrown herself and fallen asleep. For a few moments he stood looking at her, with a face in which agony and affection were blended. Then he clasped his hands suddenly against his temples, and groaned aloud. That groan penetrated the ears of his sleeping wife, who started up with an exclamation of alarm, as her eyes saw the gesture and expression of her husband.

"Oh, Henry! what is the matter? Where have you been? Why do you look so?" she eagerly inquired.

Mortimer did not reply; but continued standing like a statue of despair.

"Henry! Henry!" cried his wife, springing towards him, and laying her hands upon his arm. "Dear husband! what is the matter?"

"Ruined! Ruined!" now came hoarsely from the lips of Mortimer, and, with another deep groan, he threw himself on a sofa, and wrung his hands in uncontrollable anguish.

"Oh, Henry! speak! What does this mean?" said his wife, the tears now gushing from her eyes. "Tell me what has happened."

But, "Ruined! Ruined!" was all the wretched man would say for a long time. At last, however, he made a few vague explanations, to the effect that he would be compelled to stop payment on the next day.

"I thought," said Mrs. Mortimer, "that the sale of this house was to afford you all the money you needed."

"It is not sold yet," was all his reply to this. He did not explain that it was under a heavy mortgage, and that, even if sold, the amount realized would be a trifle compared with his need on the following day. During the greater part of the night, Mortimer walked the floor of his chamber; and, for a portion of the time, his wife moved like a shadow by his side. But few words passed between them.

When the day broke, Mrs. Mortimer was lying on the bed, asleep. Tears were on her cheeks. In a crib, beside her, was a fair-haired child, two years old, breathing sweetly in his innocent slumber; and over this crib bent the husband and father. His face was now calm, but very pale, and its expression of sadness, as he gazed upon his sleeping child, was heart-touching. For many minutes he stood over the unconscious slumberer; then stooping down, he touched its forehead lightly with his lips, while a low sigh struggled up from his bosom. Turning, then, his eyes upon his wife, he gazed at her for some moments, with a sad, pitying look. He was bending to kiss her, when a movement, as if she were about to awaken, caused him to step back, and stand holding his breath, as if he feared the very sound would disturb her. She did not open her eyes, however, but turned over, with a low moan of suffering, and an indistinct murmur of his name.

Mortimer did not again approach the bed-side, but stepped noiselessly to the chamber door, and passed into the next room, where three children, who made up the full number of his household treasures, were buried in tranquil sleep. Long he did not linger here. A hurried glance was taken of each beloved face, and a kiss laid lightly upon the lips of each. Then he left the room, moving down the stairs with a step of fear. A moment or two more, and he was beyond the threshold of his dwelling.

When Mrs. Mortimer started up from unquiet slumber, as the first beams of the morning sun fell upon her face, she looked around, eagerly, for her husband. Not seeing him, she called his name. No answer was received, and she sprung from the bed. As she did so, a letter placed conspicuously on the bureau met her eyes. Eagerly breaking the seal, she read this brief sentence:

"Circumstances make it necessary for me to leave the city by the earliest conveyance. Say not a word of this to any one—not even to your father. My safety depends on your silence. I will write to you in a little while. May Heaven give you strength to bear the trials through which you are about to pass!"

But for the instant fear for her husband, which this communication brought into the mind of Mrs. Mortimer, the shock would have rendered her insensible. He was in danger, and upon her discretion depended his safety. This gave her strength for the moment. Her first act was to destroy the note. Next she strove to repress the wild throbbings of her heart, and to assume a calm exterior. Vain efforts! She was too weak for the trial; and who can wonder that she was?

Mr. Johnson was sitting in his store about half past three o'clock that afternoon, when a man came in and asked him for the payment of a note of five thousand dollars. He was a Notary.

"A protest!" exclaimed Mr. Johnson, in astonishment. "What does this mean?"

"I don't understand this," said he, after a moment or two. "I have no paper out for that amount falling due to-day. Let me see it?"

The note was handed to him.

"It's a forgery!" said he, promptly. "To whom is it payable?" he added. "To Mortimer, as I live!"

And he handed it back to the Notary, who departed.

Soon after he saw the father-in-law of Mortimer go hurriedly past his store. A glimpse of his countenance showed that he was strongly agitated.

"Have you heard the news?" asked his son-in-law, coming in, half an hour afterwards.

"What?"

"Mortimer has been detected in a forgery!"

"Upon whom?"

"His father-in-law."

"He has forged my name also."

"He has!"

"Yes. A note for five thousand dollars was presented to me by the Notary a little while ago."

"Is it possible? But this is no loss to you."

"If he has resorted to forgery to sustain himself," replied Mr. Johnson, looking serious, "his affairs are, of course, in a desperate condition."

"Of course."

"I am on his paper to at least twenty thousand dollars."

"You!"

"Such, I am sorry to say, is the case. And to meet that paper will try me severely. Oh, dear! How little I dreamed of this! I thought him one of the soundest men in the city."

"I am pained to hear that you are so deeply involved," said Mr. Watson. "But, do not let it trouble you too much. I will defer my building intentions to another time, and let you have whatever money you may need."

Mr. Johnson made no answer. His eyes were upon the floor and his thoughts away back to the time when he had suffered the great disappointment of seeing his daughter marry the slow, plodding Watson, instead of becoming the wife of the enterprising Mortimer.

"I will try, my son," said he, at length, in a subdued voice, "to get through without drawing upon you too largely. Ah, me! How blind I have been."

"You may depend on me for at least twenty thousand dollars," replied Watson, cheerfully; "and for even more, if it is needed."

It was soon known that Mortimer had committed extensive forgeries upon various persons, and that he had left the city. Officers were immediately despatched for his arrest, and in a few days he was brought back as a criminal. In his ruin, many others were involved. Among these was his father-in-law, who was stripped of every dollar in his old age.

"Slow and sure—slow and sure. Yes, Watson was right." Thus mused Mr. Johnson, a few months afterwards, on hearing that Mortimer was arraigned before the criminal court, to stand his trial for forgery. "It is the safest and the best way, and certainly leads to prosperity. Ah, me! How are we drawn aside into false ways through our eagerness to obtain wealth by a nearer road than that of patient industry in legitimate trade. Where one is successful, a dozen are ruined by this error. Slow and sure! Yes, that is the true doctrine. Watson was right, as the result has proved. Happy for me that his was a better experiment than that of the envied Mortimer!"