"Just give me the dead-game sport as he comes from the country and the country town. He's as good as I want. It's a sort of charity to take his money away from him before he gets into real trouble with it. One of them thought he had me the other day when I tried to sell him a pair of my famous $4 glasses with the gold rims. His had silver, only, but he told me mine wouldn't show a full moon after dark.
"I asked him to let me see his specs and he handed them over. I had a bit of wax out of my ear on the tip of my little finger. I touched each of the glasses with the wax, smearing them a little with it. That fixed his glasses for good, and don't forget it. You can't get ear wax off a pair of spectacles with anything yet invented; it's got a sort of acid that eats into the glass and won't ever clear up again. The fellow got hot about it, but I didn't know anything, of course, and finally sold him a pair of my $1.80 a dozen glasses for $1.50 cash, net.
"O, some people are almost too easy—I get ashamed of my calling!"
There is another moss-grown swindle, which, like hope, seems to "spring perennial" in the greater cities.
This is the old-time coupon swindle. A suave young man appears at the door, inserts his foot in the crack, if you try to slam it in his face, and rapidly begins to explain that he has something to offer you for nothing. The housewife sighs with resignation, and admits the suave young man, thinking that she might as well get it over. But let the housewife herself talk. Here is the story of a good woman who was caught by one of these pettifogging grafters:
"Since my husband died I have partly earned my living by renting furnished rooms. This seems to be the first thing a woman thinks of doing when she is left unprovided for, but it isn't a business of large profits, and few of us ever cut 'melons.' My furniture, of course, represented my 'plant,' and it was growing shabby.
"That is, perhaps, why the glib agent got a hearing from me. He had a lovely proposition. Opening a catalogue he showed me pictures of beautiful pieces of furniture, made from expensive materials, just the kind that would make my rooms attractive and easy to rent.
"'Now,' said he, 'I am soliciting subscriptions for a weekly paper. This paper will cost you 10 cents a number, and with each number you get a coupon. When you have accumulated sixty-eight coupons you can bring them to our wareroom and select any one of these elegant pieces of furniture.'
"'Why,' said I, 'if these articles are as represented, I couldn't buy them at any store in town for three times what sixty-eight coupons would cost me—$6.80.'
"'Call at our wareroom, lady, before you sign the contract, and you will see they are just as described.'
"Well, I saw the articles, and they were all they were said to be. They explained that they were practically giving them away in order to build up the circulation of the paper. Everything appeared to be all right, and I signed a contract. So did my widowed sister; so did some of my neighbors.
"The paper was worthless, but I didn't care. Sometimes I would buy several copies of one issue so as to make haste toward getting my sixty-eight coupons. The time came when I went around to select my furniture. I selected it, all right—a handsome chiffonier.
"'This chiffonier calls for 360 coupons,' said the man.
"'Why, your agent told me I could have any of these pieces when I had accumulated sixty-eight coupons,' said I, dismayed.
"'He couldn't have told you that,' said the man. 'Read your contract. You will see it says that when you have sixty-eight coupons you may select any one of these articles, but that means we will then hold the article for you until you have paid the rest. Why, we have goods here that call for 600 and 700 coupons.'
"I saw how I had been swindled, and was furious. I told him what I thought of him and his business, and he offered to tear up my contract (which, it turned out, bound me to more than I had dreamed of), if I would pay him an additional $2.50. I refused. He said he would sue me if I didn't. I told him to go ahead.
"Shortly afterward a constable served a summons on me to appear at a justice court at the other end of creation. I didn't go; and I don't know whether the concern got a judgment against me or not.
"But I do know I haven't anything to show for the money I paid for those coupons."
Some of our citizens are paying a high price for education in art and book swindles. People, generally, are becoming experts in detecting small frauds and attacks upon their pocketbooks, and are becoming wise to pious dodges that run into spiritualism, clairvoyance and fortune telling, but when a large, smooth scheme is broached, they get caught. It may be that we have concentrated our minds upon so many trifling schemes to part us from our money, that we have laid ourselves bare to big operators in big frauds like that perpetrated upon the Patten family of Evanston. The clever fakir reached for $40,000 in an "old book" game and came very near gathering in the pot. He did get $2,600, which was a very neat job.
It appears that there is a wide-spread system under the operations of which Chicago book lovers, and others all over the country, have been bilked out of a sum estimated at hundreds of thousands of dollars. The same system is applied to paintings by the "old masters," for which some Chicago men have paid fabulous sums, only to find them imitations. The expert frauds are geniuses in their peculiar calling, and would deceive the elect if listened to. A bright, smart, well groomed man with letters of introduction from high quarters, often forged, perhaps with a title, breaks into society and bides his time to make a big haul. The vanity and foibles of the high-steppers and nobility worshipers are pandered to with masterly skill, and then a mere suggestion of untold values in books or paintings is breathed in secret. Do the big fish bite? Some of them swallow the bait and it has to be cut out of them before they will give it up. It is becoming so easy to gull some people, that the crime should consist in the betrayal of innocence rather than in the successful fraud. While guillible people continue to parade their guillibility to the world, there will always be frauds to take advantage of them. If anybody doubts the fact that people can be easily defrauded, let him visit any old book store, antique furniture dealer, oriental rug concern, even junk shops. He will find an amazing army of faddists, who are willing to pay any exorbitant price for some cheap fraud because a gentlemanly man, or an opium-smoking Chinaman, tells him it is the real thing. When business is dull at the shops, agents visit front doors, back doors, or invade society with some bogus job of "art" works and realize enormous sums.
In the Municipal Court in South Chicago three extremely mean swindlers have been fined $25 and costs. It is unfortunate that they could not have been sent to the Bridewell without the alternative of paying the fine.
For these swindlers were coal dealers who robbed the poor that bought coal by the basket. They STOLE money from their customers, just as the short-measure milk trust conspirators robbed their patrons. We repeat that they ought to be in the Bridewell.
Giving short measure is the dirtiest, smallest, most cowardly form of commercial rascality. The hold-up man who takes his life in his hand and robs on the public highway is a model of decency and courage as compared with the pitiful rascal who steals the pennies of the poor by selling coal or milk or any other necessity of life by short weight.
Short weight is larceny. It ought to be treated as larceny by law.
Living by one's wits has become a fine art, and it is a profession that is more liberally patronized than any other by the present generation. One of America's leading detectives remarked that there were about seventy-five thousand people in a city the size of Chicago that would bear watching. There isn't a bank, insurance office, dry goods store, restaurant or hotel that does not employ men to watch their customers, and there is hardly a business house in the country that has not some system of watching its employes. Everybody at this day seems to be afraid of everybody else.
Professional criminals pride themselves quite as much upon their ability as men engaged in legitimate occupations. A thief, for instance, is as vain of his superiority over other thieves as a lawyer, politician, or clergyman might be whose talents had elevated him to a commanding position in the eyes of the people. And the talented thief is as much courted and sought after as the successful man in the honest walks of life. The other thieves will say: "He is a good man to know; I must make his acquaintance." But the thief who has earned a reputation is particular about the company he keeps, and is scornful in his demeanor toward another thief whom he does not consider his professional equal. Caste exists among criminals as well as among other classes.
Men and women who are not living merely for today must be deeply interested in the efforts which practical philanthropists are making to discover the causes of crime and to remedy the mischievous conditions which now prevail to such an alarming extent. Hidden away to a considerable degree in the great mass of figures which came into being through the operations of the census bureau, are facts that should shock every good citizen. With all the warmth of eulogy the story of wonderful progress has been told again and again, but only a few references have been made to the abnormal growth of what may be termed by the criminal class. Forty years ago there was but one criminal to 3,500 good or reasonably good citizens. According to the last census the proportion was one in 786.5, an increase of 445 per cent in a period during which the population increased but 170 per cent. Never in the nation's history has educational work of all descriptions been nearly so active as at present, yet the increase in the number of those who were confined in penitentiaries and jails and reformatory institutions is almost twice as rapid as the growth of population.
The true explanation of this unsatisfactory state of things is not far to seek. It is almost entirely to be attributed to the growing tendency of the community to become concentrated in large cities. A highly concentrated population fosters lawless and immoral instincts in such a multitude of ways that it is only an expression of literal exactitude to call the great cities of today the nurseries of modern crime. Statistics of all kinds show this, but it can easily be ascertained without the aid of any figures. The aggregation of large multitudes within a very limited area must increase the chances of conflict, and consequently multiply the occasions for crime.
A population in this crowded condition has also to be restrained and regulated at every turn by a huge network of laws, and as every new law forbids something which was permitted before, a multiplication of laws is inevitably followed by an increase of crime.
The prevention of crime should be the great object with the philanthropist. The obvious remedy is, if possible, to aid the individual in overcoming the temptation to evil or to crime. The remedy must be general, gradual, and constant. It consists in religious, moral, intellectual, and industrial education of the children, especially of the poor and unfortunate and the weakling classes. The most certain preventive is the early incarnation of good habits in children, which, becoming part and parcel of their nervous organization, are an unconscious force when passion, perplexity, or temptation tend to make them lose self-control. Little can be expected from palliative remedies for social diseases so long as this educational remedy is not thoroughly carried out.
The great mass of the American people, aside from those who have had experience in hunting and shadowing criminals, labor under the popular delusion that the most daring criminals of today are a lot of tough, ignorant men, with little or no education at all, who would do almost anything else than work honestly for a living. If people would but stop to consider the subject a moment they would readily discover their error. There are, it is true, a large number of swindlers, thieves, pickpockets, thugs and criminals of a like class who have but a scant knowledge of books, or literature, but they are only to be found among the lower class of criminals. The most notorious criminals the world has ever produced have been men and women of high culture and refinement, well educated and thoroughly posted on all that is transpiring. It is this class of people who make the most successful, and at the same time most dangerous, criminals. It requires men of education to swindle, crack a safe, rob a bank, jewelry store or forge a paper. To be a successful confidence operator requires the man to be well educated in matters of all kinds, to be a fluent talker, a person of refinement and polite address, and a good judge of character.
Criminal history shows that the most successful jobs are always planned and executed by men of education; the details of some of the great forgeries that have taken place, of the numerous bank robberies and burglar's exploits, all go to show the direction of a brain of no ordinary person, being proof positive that the persons planning the work possessed both education and talent. First class criminals are exceedingly hard to cope with, and are the most dangerous to handle by the officers. They do not generally do things in a rush or by halves. Great care is given to all the minor details of their work, and it often takes weeks and months before they are ready to put their plans into operation. They study all the possibilities of the job; the chances of success, and the way of escape in case of failure; how they can cover all traces of the work and throw the guilt or suspicion upon the more unfortunate of their class who have had reputations and who are likely to be brought up and possibly convicted on suspicion of being the guilty parties. Educated crooks are always to be feared, not only by the public against whom they are constantly devising ways and means to relieve of their valuables, but by detectives of a lesser grade. This class of crooks do not hesitate to sacrifice the detective if their desired ends can be successfully accomplished, while the detective finds it a task of no little moment to gain even the faintest clue to their operations.
Locking a man up for committing a crime does not always cure him. It is now proven that affixed penalties to certain crimes accomplishes practically nothing, for it is based on a wrong principle. The length of confinement ought, confessedly, to be adjusted to the needs of the prisoner. He should not be discharged from his moral hospital until there is reasonable assurance that he is cured. He certainly should not be turned loose on society, on the mere expiration of a formal sentence, when it is known he will begin anew on his old life. Protection to society, as well as the reformation of the criminal, call for the retention of the latter until he can be trusted with his liberty, and affords proof that he is fitted to take his place in the world as a useful, law-abiding citizen. This system alone permits the fullest scope to reformatory methods, and leaves to the court the right of sentencing indefinitely, and to the tribunal which has to do with the prisoner's release, to say when there is reasonable ground for faith that if discharged he will not prove either a burden or menace to society. Where conduct and character afford no such grounds he should be incarcerated for life, just as we would retain hopeless lunatics in asylums.
This form of sentence was first put into operation in a modified form by Maconochie, at Norfolk Island, in 1836, with a success in the way of reformatory results from the start which was unequalled. Now the best authorities in penology in all countries not only commend it, but the opinion is fast becoming general that it is a necessary feature in every reformatory system of prison discipline. Of course it implies in prison management the highest wisdom and integrity, and especially the banishment of partisan politics therefrom. It makes the dominant idea of prison administration manhood-making, and not money-making.
Every one knows that men's passions, propensities, and peculiarities, as well as their calling, are reflected in their faces.
It is as impossible to disguise a face as a handwriting. When the expert comes the disguise is torn off and the face tells the true story of the spirit inside the body. One only needs to visit the penitentiary to realize how undeniably vice writes its sign manual on the features. It is not the drunkard only whose red nose, flabby cheeks and rheumy eyes betray him; it is the senualist whose vice is read in his lips, the knave whose propensity is revealed in the shape of his mouth; the man of violence is surrendered by his eyes. An experienced detective policeman, or a trained jailer seldom needs to ask the crime of which the prisoner was guilty. He can tell it by his face.
It is quite evident that in the future the study of physiognomy is going to be pursued more vigorously than it has been. As a means of preventing crime it may prove invaluable. How constantly do we hear of men "falling from grace," as the phrase goes. Yet these men must have carried their crime in their faces for a long time. If any one had been able to read their features the mischief might have been averted. It is well known that every man's face is more or less stamped by the pursuit he follows. An experienced observer can generally detect a lawyer, or a doctor, or a merchant, or a clerk, or a mechanic, or a clergyman, by merely studying his face.
The instinctive criminal is a social parasite. The conclusion is irresistible that he is organically morbid. He will proceed to any extreme, and life and property, separating him from the accomplishment of his wishes, are but barriers to be overcome. The occasional criminal is largely a negative creature, who yields himself when temptation and the stimulus of opportunity exceed his resistive power. The habitual and professional criminal represents degree rather than kind. Criminality is to him a profession, a fine art, and susceptible of division into specialties.
The average heads of criminals and those of ordinary people probably do not vary much in size. A large brain does not necessarily indicate great intelligence any more than a small one mental deficiencies, this being true, as little importance can be attached to the weight of brains of criminals. The weight of Oliver Cromwell's brain was 82.29 ounces; Lord Byron's, 79 ounces; Cuvier's, 64 ounces; Ruloff's (a thief and murderer), 59 ounces; adult idiot's, 54.95 ounces; Daniel Webster's, 53.50 ounces, and Gambetta's, that of the size of a microcephalic idiot.
A face may either attract or repel; its lines indicate firmness and decision, or weakness and sensuousness. In physiognomy may be traced fineness or brutality, surfeit or privation, gentleness or irascibility; yet from a consideration of the face it is assuming too much to predicate the form of criminal tendencies, if any, on the subject. Criminal physiognomy is not yet an exact science. The practical criminologist regards criminality as bred in the bone and born in the flesh, and the ethology of crime to be looked for chiefly is in heredity and environment, using the word environment in its most liberal sense, ante and post-natal, and whatever cause, in whatever way, that exerts a deleterious influence upon nutrition and the functions of organic life, voluntary and involuntary.
Little is being done in this country in criminal anthropology that can compare with the studies and researches that are being carried on in Italy, France, and Germany. The student unacquainted with the language of these countries pursues his studies at a disadvantage, owing to the paucity of literature in English upon the subject.
The tide of crime is steadily rising. The level of criminality, it is well known, is rising, and has been rising during the whole of the Nineteenth and Twentieth centuries, throughout the civilized world. Its prevention and cure is a perplexing study, and is engaging the thoughts and energies of the best intellects of the world.
THE ONLY SURE WAY TO BEAT:
$1,000 REWARD WILL BE PAID TO ANYONE WHO USES DETECTIVE CLIFTON R. WOOLDRIDGE'S NEVER-FAIL SYSTEM AND FAILS TO BEAT THE ABOVE SWINDLES.
DO NOT RISK YOUR MONEY WITHOUT HAVING FIRST CAREFULLY INVESTIGATED THE CHARACTER OF THE ENTERPRISE IN WHICH YOU ARE INVITED TO BECOME FINANCIALLY INTERESTED.
BE CONVINCED BEYOND ALL REASONABLE DOUBT THAT THE MEN CONNECTED WITH THE ENTERPRISE ARE ABOVE SUSPICION.
IF THEIR PROBITY, INTEGRITY OR RELIABILITY CAN NOT BE ESTABLISHED BY PAST TRANSACTIONS IT IS CERTAIN THEIR HONESTY WILL NOT BE DISCLOSED BY FUTURE DEALINGS.
DO NOT INVEST IN ANY COMPANY, CORPORATION, OR PRIVATE CONCERN UNTIL THE MANAGEMENT HAS FURNISHED INDISPUTABLE PROOF OF ITS ABILITY TO FULFILL EVERY PROMISE.
LEAVE SPECULATION TO THOSE WHO CAN AFFORD TO LOSE.
LARGE GAINS ON SMALL INVESTMENTS USUALLY EXIST ONLY IN THE IMAGINATION OF GULLIBLE INVESTORS AND UNSCRUPULOUS PROMOTERS.
LARGE RISKS INCUR LARGE LOSSES.
NO MAN WILL "LET YOU INTO A GOOD THING;" HE WILL KEEP IT FOR HIMSELF AND HIS FRIENDS.
PROMOTERS ARE NOT IN BUSINESS TO MAKE MONEY FOR YOU, BUT "OUT OF YOU."
CONTENT YOURSELF WITH LEGITIMATE INVESTMENTS AND SMALL BUT SAFE RETURNS.
RATHER THAN SEEK GREAT PROFITS WITHOUT TOIL STRIVE FOR THE DESERVED FRUITS OF INDUSTRY.
NO MAN WILL GIVE YOU A DOLLAR FOR FIFTY CENTS—UNLESS THE DOLLAR IS COUNTERFEIT.
DO NOT PAY OUT YOUR OWN GOOD MONEY FOR ANOTHER MAN'S BOGUS DOLLARS.
IF THE PROMOTER COULD DO ONE-HALF OF WHAT HE CLAIMS, HE WOULD NOT NEED YOUR MONEY, BUT SOON WOULD BE RICH BEYOND THE DREAMS OF AVARICE.
DO NOT INVEST YOUR HARD-WON SAVINGS IN VANISHING AIR CASTLES.
PROMISES WHICH PROCEED FROM A DESIRE TO GET YOUR MONEY ALWAYS MERIT SUSPICION. SUBJECT THEM TO THE MOST CAREFUL AND RIGID EXAMINATION.
ADOPT THE BANKER'S RULE THAT: "ALL MEN SHOULD BE REGARDED AS DISHONEST UNTIL THEIR HONESTY IS PROVED," RATHER THAN THE SUCKER'S THEORY THAT "ALL MEN ARE HONEST."
THE BANKER WILL END LIFE POSSESSED OF WEALTH WHILE THE CREDULOUS OPTIMIST WHOSE FAITH IS UNBOUNDED WILL WIND UP HIS DAYS "A POORER BUT WISER MAN."
WHEN IN DOUBT DO NOTHING.
IF A PROMOTER CAN NOT DISPEL YOUR DOUBTS HE IS NOT WORTHY OF YOUR CONFIDENCE.
DO NOT FOLLOW SIREN CHANCE. SHE WILL LEAD YOU INTO THE ABYSS OF DESPAIR.
BEWARE OF THE DICE; THERE IS BUT ONE GOOD THROW WITH THEM—THROW THEM AWAY. THEY WERE USED TO CAST LOTS FOR THE BLOOD-STAINED GARMENTS OF JESUS CHRIST; THEY ARE USED TO GAMBLE AWAY THE HONOR OF MEN.
PLAY NOTHING, INVEST IN NOTHING, BUY NOTHING, TRUST NO MAN OR WOMAN UNTIL YOU HAVE REASON TO BELIEVE THE ENTERPRISE IS LEGITIMATE BEYOND QUESTION.
AVOID THE MISTAKE OF THAT GREATEST FOOL OF ALL FOOLS, THE MAN WHO THINKS HE IS TOO SMART TO BE FOOLED.
YOU ARE NOT SHREWD ENOUGH TO BEAT ANY MAN AT HIS OWN GAME; HE HAS STUDIED ITS MANIPULATIONS; YOU ARE A NOVICE.
DON'T LET ANYONE STAMPEDE YOU INTO DOING ANYTHING. THE "RUSH" ACT IS A FAVORITE TRICK OF GRAFTERS, FROM THE CHEAP CADGER WHO BORROWS SMALL CHANGE TO THE INVESTMENT BROKER WHO OFFERS AN OPPORTUNITY TO RISK A FORTUNE IN "THE CHANCE OF A LIFE-TIME" THAT MUST BE SNAPPED UP IMMEDIATELY OR LOST FOREVER.
WHEN A MAN TRIES TO HURRY YOU INTO SPENDING YOUR MONEY PUT IT BACK IN YOUR POCKET AND KEEP YOUR HAND ON IT.
USE CAUTION, REASON AND COMMON SENSE.
DO UNTO OTHERS AS YOU WOULD HAVE THEM DO UNTO YOU. MOST OTHERS WILL "DO" YOU IF YOU GIVE THEM A CHANCE.
IF YOU ARE MARKED AS ONE OF THE GEESE READY FOR PLUCKING BY GET-RICH-QUICK SWINDLERS THEY WILL SEND YOU LITERATURE THROUGH THE MAILS. SAVE EVERY CIRCULAR, LETTER OR OTHER COMMUNICATION TOGETHER WITH THE ENVELOPES AND SEND THEM TO THE POSTOFFICE INSPECTOR IN THE TOWN FROM WHICH THEY WERE SENT.
BE SURE TO SEND THE ENVELOPES WITH THE LITERATURE AS THE COMMUNICATIONS CANNOT BE ADMITTED AS EVIDENCE UNLESS THE ORIGINAL WRAPPERS OR ENVELOPES IN WHICH THEY WERE MAILED ARE OFFERED WITH THEM. THE POSTMASTER WILL INSTRUCT HOW TO FORWARD THE COMPLAINT.
PROSECUTION OF THE SWINDLERS WILL SURELY FOLLOW.
IF YOU ARE IN DOUBT ABOUT THE CHARACTER OF THE CONCERN WHICH INVITES YOU TO INVEST YOUR MONEY, CONSULT A LAWYER, BANKER OR REPUTABLE COMMERCIAL AGENCY.
Intending investors should remember that:
"SURE TIPS" are sure bait for sure fools.
When you hear stocks have gone up and men who bought them cheap have sold them at high prices and gained fortunes suspect your informant. If he seeks to induce you to invest be assured he is a GET-RICH-QUICK grafter.
Many swindlers wear the garb of respectability; they even cloak their rascality with piety. Many men accepted by the world as honorable members of society spend their lives living on the credulity of the ignorant, and when they die go to the grave followed by hordes of dupes who mourn their end.
These swindlers await you at every turn; on the race-track; in the saloon; with the poker deck and the ivory dice; with watered stock and fraudulent bonds; with prayers on their lips and designs in their minds to defraud you.
THERE IS NO SUCH THING AS AN HONEST GAMBLER.
Every gambling game is a dishonest scheme. You seek to get the other man's money without giving him anything in return.
You are not entitled to one penny unless you give value in return. If you are in business you know that every promissory note, to be valid, must bear on its face two words, "value received."
INDUSTRY, ENERGY, THRIFT! These are the dice that win. The lesson is hard to learn for the young.
He has anxious days and feverish nights who risks at chance what should be devoted to the nobler ends of life; who "makes throws" on the green cloth; who watches the snake-like tape squirm out of the ticker; or gazes at a bunch of horses running around a ring.
GIVE IT ALL UP AND ADOPT HONEST MEANS OF PROCURING WEALTH!
THEY ARE WORTH THE ATTENTION AND THOUGHT OF ALL READERS.
Some of these sayings will strike you as very old and lacking in novelty. But, old as these rules are, human beings have not yet learned to follow them. And they won't learn for many a long year.
We shall not moralize about them all today, only one or two we want to emphasize.
"Nothing is troublesome that we do willingly."
If you work willingly, if you make yourself realize that willing effort is easy, AND THE ONLY KIND THAT MAKES YOU GROW AND SUCCEED, you will solve one of your big working problems.
Did you ever see a small boy walking ahead of a band, with the music playing?
And did you ever see the same small boy walking half the distance to get a newspaper for his father? Walking with the band rests him; it doesn't tire him at all, BECAUSE HE DOES IT WILLINGLY. And the other kind of walking takes the very heart out of him and makes him almost too tired to eat his dinner.
It is exactly that way with all the work we do in this world. When you do things willingly, with the heart and the nerves and the brain acting with one another cheerfully, work is easy AND SUCCESS FOLLOWS.
A willing FOOL may lag behind an unwilling man of intelligence. But even a willing fool is happier in the end than an unwilling one, and, all things being even, the employe working WILLINGLY will cease being an employe and have others working for him sooner than the other man.
This applies to all kinds of foolish vanity. It applies to the young man who never does anything, BECAUSE HE IS TOO PROUD TO DO WHAT HE HAS THE CHANCE TO DO.
It applies to men and women who squander on dress and show the money that they need for more serious purposes.
It applies to those that in old age have no money saved up, BECAUSE PRIDE SPENT THEIR MONEY AS FAST AS THEY GOT IT.
The pride that keeps men honest, the pride that makes men truthful, never kept a man back or hurt him.
The bad kind of pride is the pride which can be described as "the coward's pride." Men are foolishly and cowardly proud BECAUSE THEY ARE AFRAID OF WHAT OTHER MEN WILL THINK. Money that they cannot afford they spend helping other men to drink too much, BECAUSE THEY ARE ASHAMED TO BE THOUGHT STINGY OR MEAN.
Men squander in keeping up appearances money that should be saved for another day, for a good business opportunity, because they are too cowardly to be guided by their own judgment, and ignore what others may THINK about them.
Self-respect is one thing; foolish pride, vanity, moral cowardice, are very different. Get rid of them.
All the advice from these 20 rules is good advice. The man who can keep his temper while he thinks—whether he count ten or a million—is a lucky man.
A man in a rage is a man whose BRAIN IS NO LONGER WORKING. And the man whose brain isn't working is at the mercy of the man whose brain IS working.
Worry about the FUTURE troubles is a curse with many men. It prevents their working well TODAY.
Overeating, and especially eating at the wrong time, is a great evil in this country. If men would learn to eat heartily only when their day's work is done, WHEN THEIR MINDS MUST NO LONGER BE CONCENTRATED, THEY WILL SAVE THEIR STOMACHS AND ACCOMPLISH TWICE THE AMOUNT OF WORK IN THEIR LIVES.
Read these rules over, and moralize on them for yourselves and for your children.
$1,000,000 Secured by These Get-Rich-Quick Schemers Discovered by Detective Clifton R. Wooldridge, Chicago's Famous Police Detective.
One of the most insidious forms of crime is the Matrimonial Agency. Seemingly harmless, or at most merely foolish, is the Matrimonial Agency at its inception.
But step by step within the past few years we have seen the Matrimonial Agency turned into a volcano belching forth fraud, swindling, bigamy, desertion, and finally ghastly wholesale murder.
We have seen the Matrimonial Agency sweep the whole range of the world of crime from the petty thieving of a Carson to the almost unbelievable horrors of the Gunness Farm.
And this monster is hydra-headed. Stamp it out in one place and it immediately reappears in another. Send a "manager" to prison once, twice, ten times, and the minute the prison doors are open he is back at the old stand doing business.
Something of the tremendous efforts being put forth to stamp out this evil may be gained from the headlines of this story, where the strenuous work of Detective Wooldridge of Chicago is summarized.
Chicago has been and is today infested by a formidable community of matrimonial agencies who invade all ranks of life. They promote many specious schemes to lure the elusive dollar from the pockets of unwary victims. These operatives are sharp, smooth and unscrupulous—the most dangerous of criminal perverts.
Were the census enumerators of the United States to compile a list of the "sucker" public the gullible ones would aggregate tens of millions. There is not a township in this great nation that does not contain its portion of confiding persons who are ready to believe anything, from the rankest catch-penny advertisement to a fallacy in theological dogma.
They are willing to open up their hearts to unknown matrimonially inclined correspondents; to accept as gospel the incredible statements of impostors and to pay out money gained by hard toil for something which the reason of a child should tell them it is beyond the power of man to provide.
They are easy prey alike to religious and political impostors and unscrupulous adventurers. Investigations for years past into the innermost secrets of swindlers, and the observations incidental to official experience disclosing how victims are drawn into the net of the grafter, impel the belief that the faith of many persons passes beyond the bounds of credulity into the domain of imbecility.
Men and women who are engaged in promoting matrimonial agencies are guilty of crime. It is opposed to the fundamental principles of society. Such a practice should under no circumstances be tolerated. It is inconsistent with the highest ideals of what should constitute the proper marriage relations.
Human derelicts of a low mental caliber are the dupes of these matrimonial agencies. Few people know that such schemes as these are carried out. Few know that advertisements by men of wealth, women of culture and pretty widows who seek matrimonial alliances are merely means by which scoundrels get a revenue.
To describe adequately the technicalities of the marriage agencies and bureau swindlers' methods would be impossible without presenting actual copies of documents necessary to the system. Early in the investigations the discovery was made that the scores of matrimonial agencies, "introduction bureaux" and "marriage clubs" were using practically the same literature. Few departed from the stereotyped plan for "pulling the suckers on." For the most part the prospectuses and "follow-up" letters were identical.
As often happened, however, when a victim was "landed right" and ventured to Chicago from his distant rural retreat prepared to carry out in earnest the game that had been worked upon him in a spirit of mercenary recklessness, the methods of handling him were varied in respect to both finesse and effectiveness.
Any person familiar with the uses of the typewriter easily could have discovered that the "personal" letters received from time to time were nothing more than circulars printed by the thousands. So vast was the number of the gullible that seldom, if ever, was an actual, bona fide letter sent in reply to those from the victims.
Space was left at the top of the stock letters for the insertion of the name of the person to whom it was sent. In their haste the swindlers often begrudged the time necessary to change the "Dear Sir" to "Dear Miss" or "Dear Madam" when a woman was addressed on stationery intended for male clients.
The general uniformity of the literature was at first thought by me to indicate that the matrimonial agencies were banded together in a gigantic trust. But later I learned that as they increased in number the newcomers exhibited conscienceless audacity in copying the forms used by their predecessors. It was also found in some cases several matrimonial agencies were operated from one address and one or two men, or a man and his wife would represent half a dozen concerns by changing names and locations every thirty or sixty days. Because of these facts and the added fact that whoever compiled the original forms from which the others copied, realized, he was in an illegitimate business, the plagiarists were never prosecuted. Thus the buncombe administered to the suckers became uniform in phraseology.
If a person desired to make assurance doubly sure for gaining wealth and marital bliss and he applied to several agencies at the same time, the same mail would bring him letters from each matrimonial agency with which he communicated, worded identically. They would be mimeograph copies, and the only difference in their appearance would be in the printed heading indicating the name of the agency. The name of the recipient would often be written at the top in ink different in color from the body of the letter.
The usual beginning is a small subscription fee paid for a "matrimonial" paper. This paper contains alleged descriptions of men and women, principally the latter, who are claimed by the publisher to be seeking wives or husbands through the matrimonial agency. The subscriber who becomes interested in any of the descriptions is made to pay a fee for more detailed information and alleged record of the financial circumstances of the person. There is sometimes an additional fee for a photograph. This picture may or may not be one of the person described, but that matters little. Almost any old photograph will serve the purpose. In all the raids made on matrimonial agencies collections of photographs have been found.
That tens of thousands of otherwise intelligent men and women should either entrust pictures of themselves to an agency by which it is to be sent out to unknown persons, or should even begin such negotiations as those carried on through the matrimonial agency, is incomprehensible.
The money derived in the aggregate from subscriptions to the matrimonial paper, the fees for particulars and those for photographs and miscellaneous "services" amount to large sums. With many of the agencies the services stop at this point, but many others undertake personal introductions of lonesome maids and widows to the invariably "honest and affectionate" bachelors and widowers, and when this is done there are other fees, depending altogether on how much the victims appear to be willing to stand.
A large number have been found and suppressed in which there was but one lonesome maid or widow and one honest and affectionate bachelor or widower, the former being the woman accomplice of the manager of the agency and the latter the manager himself. They answer love-lorn correspondents of both sexes and select for victims those believed to have the most money. If the assistant to the manager is posing as the possible bride in the case the wife hunter must make satisfactory settlements with the manager for conducting the negotiations, and this amount, with that which the accomplice is able to secure from the victim, amounts often to a considerable sum. After the victim is separated from his money something happens to prevent the happy conclusion of the marriage negotiations.
There are two well-defined forms of the "matrimonial agent." The one is the man who openly runs an agency, who advertises "golden-haired young ladies, worth half a million dollars," "blue-eyed widows of languishing temperaments" and "wealthy farmers." It is through this class of "bureau" that the great crimes of the matrimonial business have been engineered. Hoch, Mrs. Gunness, Holmes and other arch-criminals made good use of this type.
The other type is just the plain swindler. The man who works along the secondary lines, as they may be called, would scorn to be a matrimonial agent. He is either a reverend gentleman of the cloth, a minister to whom some languishing widow is looking for spiritual direction, and he thinks that she "needs she should get married," to quote the East Side phraseology; or he is a lawyer who has a wealthy client, who, not being a business woman, is incapable of running her own affairs, and he again thinks of marriage as a solution; or, again, he is "an employment agency." This secondary type is generally a cheap sort, grafting on the gullible for five or ten dollars, or even as high as $100.
September 8, 1905, John H. Harris, 168 Hamlin avenue, editor and publisher of The Pilot, a marriage agency paper, and manager of a cheap mail order house, was raided and arrested by Detective Wooldridge.
Among the letters seized were complaints from his patrons. They received no returns for money paid him, and averred his paper was being used to blackmail men and women. Complaints were also made that many of the names which appeared in the paper were not authorized, and other names attached to the order were forgeries.
The following is the copy of a letter dated September 1, 1906, and is only one among hundreds of others sent out by the thousands by Harris. Many more thousands were sent through the mail to his sub-agents, who worked on a commission. This agent employed other agents, who started an endless chain by copying the letter and having the friends do likewise.