After the terrible national crime of deadly employments it is almost an anti-climax to enumerate the vast mass of dishonesty and falsehood that pervades our commercial system in every department. Almost every fabric, whether of cotton, linen, wool, or silk, is so widely and ingeniously adulterated by the intermixture of cheaper materials that the pure article as supplied to our grandparents is hardly to be obtained. Of this one example only must serve. Calicoes have been successively dressed with such substances as paste and tallow; then with the still cheaper china clay and size; and in some cases from 50 to 90 per cent. of these latter materials have been sold as calico for exportation to countries inhabited by what we term savages. These people only found out the deception when the need for washing or exposure to tropical rains reduced the material to a flimsy and worthless rag, as I have myself witnessed in some parts of the Malay Archipelago.[56:A]
[56:A] These facts are given in the Ninth Edition of the "Encyclopædia Britannica." In recent editions the article Adulteration is limited to food and drugs. In "Chambers' Encyclopædia," cotton, linen and woollens are included among adulterated fabrics.
Even worse is the adulteration of almost every kind of prepared food—including the showy sweetmeats which tempt our children—with various chemicals, which are often injurious to health, and sometimes fatal; while even the drugs we take in the endeavour to cure our various ailments are frequently so treated as to be useless or even hurtful. Along with this form of dishonesty is what may be termed simple cheating in the description of goods sold, especially as to quantity. Threads and fabrics are generally shorter or narrower than stated, giving a larger profit when sold in enormous quantities in our great retail shops.
Then, again, there is a widespread system of bribery of servants or other employees in order to obtain more customers or to secure contracts; and though these are all criminal offences, and a great host of inspectors and official analysts are employed to discover and convict the offenders, yet so few people are willing to take the trouble and lose the time and money involved in putting the law into motion, that a very large percentage of these offences go undiscovered and unpunished.
Yet another and more serious form of plunder of the public is carried on by means of Joint Stock Companies, of which there are now more than 50,000 in England and Wales. In the year 1911 the number of new companies was 5,959, while 4,353 ceased to exist, giving an increase of 1,606 in the year. The Limited Liability Act was passed in 1855, in order that the public might invest their savings in companies, and thus share in the profits of our industry and commerce. It was supposed to be quite proper that anyone should benefit by the enterprise and industry of others; but to do so is essentially immoral, and has resulted in a vast system of swindling and terrible losses to the innocent investors. The promoters, directors, secretaries and bankers of these companies always gain; those that take up the shares often lose; and the amount of misery and absolute ruin of those who fondly hoped to add to their scanty incomes, and have been deluded by the names of well-known public men among the directors, is incalculable.
Our Stock Exchanges, too, are used largely for pure gambling which, owing to its vast extent and being carried on under business forms, is perhaps more ruinous than any other. But this form of gambling goes on unchecked, and is generally accepted as quite honest business. Yet ordinary betting on races and other forms of direct gambling are hypocritically condemned as immoral and criminal.
The vast fabric of our Foreign Trade in food, or the raw materials of our manufactures, is also used to support perhaps the greatest system of gambling the world has ever seen. The fluctuating prices of corn or cotton, of coal or mineral oil, of iron and other metals, in the great markets of the world, are used in two ways by a large community of gamblers, who not only do not require the goods they buy, but who never see nor possess them. The ordinary speculator who buys when prices are low, to sell again at a profit, without himself being able to influence the rise or fall of price, is a pure gambler who thinks he can foresee the changes of the market price in the immediate future. But the great capitalists who, either singly or by means of what are called rings or combines, purchase such vast quantities of the special product as to create a scarcity in the market, leading to a large rise of price, are ingenious robbers rather than gamblers, because, by clever dealings with such a monopoly, often aided by false rumours widely circulated in newspapers owned or bribed by them, they are able to make enormous profits at the expense of those who are obliged to purchase for actual business purposes or for daily use. This is one of the methods by which the great millionaires and multi-millionaires of the world accumulate their wealth, every penny of which is at the cost of the consuming public.
This is certainly as immoral as any of the petty forms of swindling with marked cards, loaded dice, or the wilful losing of a race; yet the possessors of such wealth are usually held to be clever business men, whose morality is not questioned.
All these inconsistencies as regards the moral status of various kinds of gambling or dishonest speculation arise from our inveterate habit of dealing with limited cases, each judged on its supposed merits as to consequences, instead of looking to fundamental principles. Why is gambling immoral? Not because it is a game of chance, entered into for mere amusement, even when played for small money stakes which are of no importance to any of the players. The fundamental wrong arises whenever it is used for obtaining wealth or any part of the player's income; and the reason is, that whatever one wins, someone else loses; while its evil nature, socially, depends upon the fact that whoever acquires wealth by such means contributes nothing useful to the social organism of which he forms a part. If it were taught to every child, and in every school and college, that it is morally wrong for anyone to live upon the combined labour of his fellow-men without contributing an approximately equal amount of useful labour, whether physical or mental, in return, all kinds of gambling, as well as many other kinds of useless occupation, would be seen to be of the same nature as direct dishonesty or fraud, and, therefore, would soon come to be considered disgraceful as well as immoral.
We see, then, that the whole commercial fabric of our country—our immense mills and factories, our vast exports and imports, our home trade, wholesale and retail, and innumerable transactions in our Stock Exchanges—is permeated with various forms of dishonesty, gambling, and direct robbery of individuals or of the public. No class is wholly free from it, and it increases in volume from decade to decade, just as our boasted commerce and accumulated wealth increases.
I have here called attention to these various forms of immoral practices because they are so often ignored. Yet they are all officially admitted by the enormous mass of the various Royal Commissions, Parliamentary and other Reports, as well as by the hundreds of "Acts" by which successive Parliaments have endeavoured to deal with them, but which have, one and all, proved to be either wholly or partially ineffective. The reason of this failure is that in every case symptoms and isolated results only have been considered, while the underlying causes of the whole vast mass of social corruption have never been sought for, or, if known, have never influenced legislation.